Charity Accounts Intelreading the accounts so you don’t have to

LIVERPOOL ONE CHURCH

Registered charity 1137479 · accounts filings on the Charity Commission register

To advance the Christian faith in the UK or the world but with a focus on the great city of Liverpool.To relieve sickness and financial hardship and to promote and preserve good health in the UK or the world but with a focus on the great city of Liverpool.To advance education in such ways in the UK or the world but with a focus on the great city of Liverpool.

Causes: Education/training · The Prevention Or Relief Of Poverty · Religious Activities · Get email alerts

Latest income
£973k
Latest spending
£791k
Registered
2010
Accounts read
FY2025

Financial health, per its FY2025 accounts

The accounts state that the charity reported a net surplus of £182,119 for the year, with total income increasing to £972,647. However, the trustees note that the unrestricted fund balance of £114,608 is below the stated reserves policy target of three to six months of expenditure. The charity is prepared on a going concern basis, though it acknowledges reliance on voluntary funding and a deficit in the BraveHeart restricted fund.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Reserves policy: three to six months of average monthly expenditure (held: £115k)
“The Board anticipates maintaining a net cash flow position equal to not less than three months of average monthly expenditure and ideally at a level of six months.” — page 9
Per its FY2025 accounts as filed with the Charity Commission.
Payments to trustees: Luke Bryant received remuneration as an employee; no trustee received remuneration for trustee services.
“During the year one trustee received remuneration as an employee of the charity. Luke Bryant was employed by the Church as lead pastor and was not remunerated for the role as trustee. The total remuneration received during the year including employers national insurance and employers pension contribution was £67,224” — page 23
Per its FY2025 accounts as filed with the Charity Commission.
Related-party transaction: Remuneration to Sarah Palmer (employee and close family member of trustee Wayne Palmer)
“Sarah Palmer is a related party due to being an employee of the charity and a close family member to the trustee Wayne Palmer. The total remuneration received during the year including employer national insurance contribution and employer pension contribution was £10,125 (2024: £9,425).” — page 28
“During the year the Church incurred expenditure with LIFE Church Bradford for the purchase event tickets which took place during the year. The total expenditure incurred during the year was 2,958 (2024: £2,678). LIFE Church Bradford is a related party due to Luke Bryant serving as a trustee for LIFE Church Bradford.” — page 28
Per its FY2025 accounts as filed with the Charity Commission.
Related-party transaction: Expenditure with LIFE Church Bradford (Luke Bryant is trustee)
“Sarah Palmer is a related party due to being an employee of the charity and a close family member to the trustee Wayne Palmer. The total remuneration received during the year including employer national insurance contribution and employer pension contribution was £10,125 (2024: £9,425).” — page 28
“During the year the Church incurred expenditure with LIFE Church Bradford for the purchase event tickets which took place during the year. The total expenditure incurred during the year was 2,958 (2024: £2,678). LIFE Church Bradford is a related party due to Luke Bryant serving as a trustee for LIFE Church Bradford.” — page 28
Per its FY2025 accounts as filed with the Charity Commission.

Accounts independently examined (not a full audit). Discloses 4 of 6 completeness components.

Public fundraising profile: JustGiving — Liverpool One Church (matched by registered charity number).

Structured financials (annual return, FY ending 31/03/2025)

Total income
£973k
Total spending
£791k
Reserves (reported)
£81k
Employees
9

Reported reserves equal ~1.2 months of spending — in the bottom quarter for charities its size (median 5.2 months; benchmarks).

Per its annual return, largest income source: Donations and legacies (91% of income) — components as reported reconcile to the return’s total income; not from the accounts narrative.

Per its annual return, cost of raising funds: 0.0% of total income — below the median for charities its size (4.9%) (benchmarks).

Trustees · trustee networks

Trustee list from the Charity Commission register (current, not historical).

Operates in: Liverpool City

Income and spending

Financial year endIncomeSpending
31/03/2025£973k£791k
31/03/2024£639k£701k
31/03/2023£529k£533k
31/03/2022£376k£419k
31/03/2021£314k£157k

Common questions

Is LIVERPOOL ONE CHURCH financially healthy?

Per its FY2025 accounts: The accounts state that the charity reported a net surplus of £182,119 for the year, with total income increasing to £972,647. However, the trustees note that the unrestricted fund balance of £114,608 is below the stated reserves policy target of three to six months of expenditure. The charity is prepared on a going concern basis, though it acknowledges reliance on voluntary funding and a deficit in the BraveHeart restricted fund. Its FY2025 accounts were independently examined.