DEKI LIMITED

Registered charity 1137047 · accounts filings on the Charity Commission register

Deki provides access to ethical micro-loans, alongside business and community development training in Togo, West Africa.Focusing on women, we provide gender rights education, empowering women to become leaders in their homes and communities and becoming role models for the next generation.

Causes: Education/training · The Advancement Of Health Or Saving Of Lives · The Prevention Or Relief Of Poverty · Overseas Aid/famine Relief · Environment/conservation/heritage · Economic/community Development/employment · website · Get email alerts

Latest income
£433k
Latest spending
£410k
Registered
2010
Accounts read
FY2025

Financial health, per its FY2025 accounts

The accounts state that the charity recorded a surplus of £112,592 on unrestricted funds for the 15-month period, with free reserves at year-end standing at £200,299. This figure is significantly above the Board's stated policy target of maintaining unrestricted reserves equivalent to three months' expenditure, which equates to a minimum of £30,000 based on recent spending levels. The trustees consider it appropriate to adopt the going concern basis, noting that expenditure is budgeted carefully in line with available funding.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Reserves policy: three months' expenditure (held: £200k)
“The Board of Trustees has determined that the target level of unrestricted reserves of the charity should be equivalent to not less than three months' expenditure. This would provide sufficient funds to cover management, administration, and support costs in the event of an unexpected reduction in donations. Based upon spending of £229,373 on such costs in 2024-25, we aim to have unrestricted cash reserves of at least £30,000.” — page 8
Per its FY2025 accounts as filed with the Charity Commission.

Accounts independently examined (not a full audit). Discloses 5 of 6 completeness components.

Corporate structure

Company officers (Companies House)

Current officers of the charity’s own company per the Companies House register, cross-checked against the Charity Commission trustee list by name. A director not on the trustee list is usually a timing or naming difference between the two registers — check both records before drawing conclusions.

Official officers record.

Public profiles (found on the charity’s own website): facebook · instagram

Structured financials (annual return, FY ending 30/09/2024)

Total income
£503k
Total spending
£411k
Cost of raising funds
£44k
Reserves (reported)
£150k
Employees
3

Reported reserves equal ~4.4 months of spending — below the median for charities its size (median 7.0 months; benchmarks).

Per its annual return, largest income source: Donations and legacies (74% of income) — components as reported reconcile to the return’s total income; not from the accounts narrative.

Per its annual return, cost of raising funds: 8.8% of total income — above the median for charities its size (2.9%) (benchmarks).

Trustees · trustee networks

Trustee list from the Charity Commission register (current, not historical).

Operates in: Togo

Income and spending

Financial year endIncomeSpending
31/12/2025£433k£410k
30/09/2024£503k£411k
30/09/2023£390k£349k
30/09/2022£272k£271k
30/09/2021£147k£133k

Common questions

Is DEKI LIMITED financially healthy?

Per its FY2025 accounts: The accounts state that the charity recorded a surplus of £112,592 on unrestricted funds for the 15-month period, with free reserves at year-end standing at £200,299. This figure is significantly above the Board's stated policy target of maintaining unrestricted reserves equivalent to three months' expenditure, which equates to a minimum of £30,000 based on recent spending levels. The trustees consider it appropriate to adopt the going concern basis, noting that expenditure is budgeted carefully in line with available funding. Its FY2025 accounts were independently examined.

Who funds DEKI LIMITED?

Funders whose own accounts filings name DEKI LIMITED as a grant recipient include THE COLES-MEDLOCK FOUNDATION, THE ANNANDALE CHARITABLE TRUST, THE GEORGE AND ESME POLLITZER CHARITABLE SETTLEMENT, THE FORRESTER FAMILY TRUST, THE RANDAL CHARITABLE FOUNDATION.

Known funders

Grants to this charity found in funders’ own accounts filings.

FunderYearAmountPurpose (as stated by the funder)
THE COLES-MEDLOCK FOUNDATIONFY2023£16k
THE ANNANDALE CHARITABLE TRUSTFY2025£11k
THE GEORGE AND ESME POLLITZER CHARITABLE SETTLEMENTFY2025£5kDisabled and elderly
THE GEORGE AND ESME POLLITZER CHARITABLE SETTLEMENTFY2024£5kGrant category header
THE FORRESTER FAMILY TRUSTFY2023£5kSmaller Grants
THE ANNANDALE CHARITABLE TRUSTFY2023£3k
THE RANDAL CHARITABLE FOUNDATIONFY2022£3k
THE OAKDALE TRUSTFY2022£1k
THE AUSTIN BAILEY FOUNDATIONFY2023£275Small Grant
THE RANDAL CHARITABLE FOUNDATIONFY2023£0