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GRACE CHRISTIAN TRUST

Registered charity 1134634 · accounts filings on the Charity Commission register

Grace Christian Trust was formed in 2010. In its first year, the trust purchased a large office building on an extensive site with the purpose of donating it to a local church who intend to build a new centre to serve the town. This site will be donated to the church if and when they are granted appropriate planning permission by Tandridge District Council.

Causes: The Prevention Or Relief Of Poverty · Overseas Aid/famine Relief · Religious Activities · Get email alerts

Latest income
£403k
Latest spending
£83k
Registered
2010
Accounts read
FY2026

Financial health, per its FY2026 accounts

The accounts state that unrestricted reserves stood at £3,205,377, which the trustees consider to be within their stated policy target of three to six months' expenditure. The charity reported a net surplus of £375,553 for the year, driven by a significant gain on the revaluation of investments, despite a reduction in donation income compared to the previous year.

Automated summary of the FY2026 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Reserves policy: three and six month’s expenditure (held: £3.2m)
“It is the policy of the trust that unrestricted funds which have not been designated for a specific use should be maintained at a level equivalent to between three and six month’s expenditure.” — page 5
Per its FY2026 accounts as filed with the Charity Commission.

Accounts independently examined (not a full audit). Discloses 4 of 6 completeness components.

Property (HM Land Registry)

2 registered titles in England and Wales held by the charity’s company or corporate body (2 freehold); recorded price paid £1.2m. All charity-held property. Contains HM Land Registry data © Crown copyright, OGL v3.0.

Structured financials (annual return, FY ending 28/02/2025)

Total income
£938k
Total spending
£32k
Cost of raising funds
£5k
Reserves (reported)
£1.7m
Employees
0

Per its annual return, largest income source: Donations and legacies (93% of income) — components as reported reconcile to the return’s total income; not from the accounts narrative.

Per its annual return, cost of raising funds: 0.5% of total income — below the median for charities its size (2.9%) (benchmarks).

Trustees · trustee networks

Trustee list from the Charity Commission register (current, not historical).

Operates in: Kent · Surrey

Income and spending

Financial year endIncomeSpending
28/02/2026£403k£83k
28/02/2025£938k£32k
28/02/2024£520k£35k
20/02/2023£623k£63k
28/02/2022£211k£57k

Common questions

Is GRACE CHRISTIAN TRUST financially healthy?

Per its FY2026 accounts: The accounts state that unrestricted reserves stood at £3,205,377, which the trustees consider to be within their stated policy target of three to six months' expenditure. The charity reported a net surplus of £375,553 for the year, driven by a significant gain on the revaluation of investments, despite a reduction in donation income compared to the previous year. Its FY2026 accounts were independently examined.