St James, PCC Bream
Regular public worship open to all; the provision of sacred space for personal prayer; pastoral work; teaching of Christianity; taking of religious assemblies in schools, the provision of youth work with a Christian ethos; promotion of Christianity; promoting the whole mission of the Church through provision of activities for special need groups; supporting other charities in the UK and overseas.
Objects
Promoting in the ecclesiastical parish the whole mission of the Church.
Financial health, per its FY2025 accounts
The accounts state that unrestricted reserves stood at £430,101, which the trustees note equates to slightly less than 4 months of unrestricted payments. This exceeds the charity's stated reserves policy target of approximately £25,000 (representing 2 months of general expenditure and 3 months of wages). The filing confirms the accounts were prepared on a going concern basis with no material uncertainties identified.
What the accounts disclose
“The current reserves policy states that we should keep 2 months of general expenditure (including Parish Share, utilities and other regular and normal church expenditure) and 3 months wages. This is currently in the region of £25,000 at the end of 2025.”
“Three full members of the PCC were employed by the church for part of the year. As at the end of the year this has reduced to zero. One member of the PCC receives small amounts to act as a verger at services 2025: £120.” — page 11
“It is the policy of the PCC to reimburse the Vicar for his out of pocket expenses in full. 2025: £849 2024: £1,047.” — page 11
“Three full members of the PCC were employed by the church for part of the year. As at the end of the year this has reduced to zero.” — page 11
“It is the policy of the PCC to reimburse the Vicar for his out of pocket expenses in full. 2025: £849 2024: £1,047.” — page 11
“Three full members of the PCC were employed by the church for part of the year. As at the end of the year this has reduced to zero.” — page 11
“It is the policy of the PCC to reimburse the Vicar for his out of pocket expenses in full. 2025: £849 2024: £1,047.” — page 11
“Three full members of the PCC were employed by the church for part of the year. As at the end of the year this has reduced to zero.” — page 11
Year-over-year changes
- Going concern: going-concern doubt noted (FY2024) → no going-concern doubt (FY2025).
Policies the charity declares
- Financial reserves policy and procedures
- Internal charity financial controls policy and procedures
- Investing charity funds policy and procedures
- Safeguarding policy and procedures
- Safeguarding vulnerable beneficiaries
- Trustee conflicts of interest policy and procedures
From the charity’s annual return (Part A, self-declared)
Self-declared on the annual return for the financial year ending 31/12/2025
- Volunteers: 50
- Trustee benefits, answered Yes to: any trustee benefit; other trustee benefit
Self-declared on the annual return for the financial year ending 31/12/2024
- Volunteers: 50
- Trustee benefits, answered Yes to: any trustee benefit; other trustee benefit
Self-declared on the annual return for the financial year ending 31/12/2023
- Volunteers: 50
- Trustee benefits, answered Yes to: any trustee benefit; other trustee benefit
Trustees
- Andrew Ewens
- CHRISTINE WAKERLEY
- DAVID GRAHAM CHAPPELL
- Heather Jean Marshall
- Iain Arthur Searle
- Jonathan Hawken
- Louisa Smallpage-Mitchell
- Matthew Christian Wakerley
Income and spending
| Financial year end | Income | Spending |
|---|---|---|
| 31/12/2025 | £178k | £182k |
| 31/12/2024 | £174k | £176k |
| 31/12/2023 | £173k | £172k |
| 31/12/2022 | £187k | £173k |
| 31/12/2021 | £137k | £145k |
Common questions
Is St James, PCC Bream financially healthy?
Per its FY2025 accounts: The accounts state that unrestricted reserves stood at £430,101, which the trustees note equates to slightly less than 4 months of unrestricted payments. This exceeds the charity's stated reserves policy target of approximately £25,000 (representing 2 months of general expenditure and 3 months of wages). The filing confirms the accounts were prepared on a going concern basis with no material uncertainties identified. Its FY2025 accounts were independently examined.
Funders of similar charities
| Funder | Similar charities funded | Amount to them |
|---|---|---|
| THE RASCHE FAMILY CHARITABLE TRUST | 1 | £60k |
| THE JOSEPH RANK TRUST | 1 | £40k |
| David and Jeannie Chambers Charity for Mitcham Lane Baptist Church Charitable Incorporated Organisation | 1 | £4k |
| DUKE OF DEVONSHIRE'S CHARITABLE TRUST | 1 | £1k |
Charities like this
- THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF ST JAMES, CHORLEY
- CATERHAM BAPTIST CHURCH
- MITCHAM LANE BAPTIST CHURCH CIO
- THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF ST PETER'S, MANEY
- AMERSHAM FREE CHURCH
- ST ANNES BAPTIST CHURCH, LYTHAM ST ANNES
Side by side with its peers
| Charity | Income | Top pay band | Staff >£60k | Reserves vs policy | Fundraising cost | Going concern |
|---|---|---|---|---|---|---|
| St James, PCC Bream | £178k | — | 0 | unclear | — | no doubt |
| THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF ST JAMES, CHORLEY | £125k | — | 0 | unclear | — | no doubt |
| CATERHAM BAPTIST CHURCH | £216k | — | 0 | above | — | no doubt |
| MITCHAM LANE BAPTIST CHURCH CIO | £424k | — | 0 | above | — | no doubt |
| THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF ST PETER'S, MANEY | £120k | — | — | above | — | no doubt |
| AMERSHAM FREE CHURCH | £324k | — | 0 | above | — | no doubt |