THE CHURCH AT JUNCTION 10

Registered charity 1132283 · accounts filings on the Charity Commission register

To advance the Christian faith; to relieve sickness and financial hardship and to promote and preserve good health by the provision of funds, goods or services of any kind including through the provision of counselling and support; to advance education in such ways and in such parts of the UK and the world as the Directors think fit

Objects

A TO ADVANCE THE CHRISTIAN FAITH IN ACCORDANCE WITH THE STATEMENT IN SUCH WAYS AND IN SUCH PARTS OF THE UNITED KINGDOM OR THE WORLD AS THE DIRECTORS FROM TIME TO TIME MAY THINK FITB TO RELIEVE SICKNESS AND FINANCIAL HARDSHIP AND TO PROMOTE AND PRESERVE GOOD HEALTH BY THE PROVISION OF FUNDS, GOODS OR SERVICES OF ANY KIND INCLUDING THROUGH THE PROVISION OF COUNSELLING AND SUPPORT IN SUCH PARTS OF THE UNITED KINGDOM OR THE WORLD AS THE DIRECTORS FROM TIME TO TIME THINK FIT; ANDC TO ADVANCE EDUCATION IN SUCH WAYS AND IN SUCH PARTS OF THE UNITED KINGDOM OR THE WORLD AS THE DIRECTORS FROM TIME TO TIME MAY THINK FIT

Area of benefit: UNITED KINGDOM OR THE WORLD

The charity’s charitable objects and area of benefit, quoted from its governing document as held on the Charity Commission register.

Causes: General Charitable Purposes · Education/training · The Prevention Or Relief Of Poverty · Religious Activities · website · Get email alerts

Latest income
£1000k
Latest spending
£209k
Registered
2009
Accounts read
FY2024

Financial health, per its FY2024 accounts

The accounts state that total incoming resources were £225,854 against resources expended of £197,809, resulting in a net surplus for the year. The charity holds accumulated funds of £932,869, comprising unrestricted, restricted, and designated funds. The Trustees consider that liquid unrestricted reserves should ideally be equivalent to a minimum of 3 months of operating costs.

Automated summary of the FY2024 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Reserves policy: three months of unrestricted expenditure (held: £37k)
“The Trustees consider that the liquid unrestricted reserves required by the Church should ideally be equivalent to a minimum of 3 months operating costs to cover the costs of winding up that would be incurred in the case of the Church ceasing to operate.” — page 6
Per its FY2024 accounts as filed with the Charity Commission.
Related-party transaction: The Vine Trust service costs
“Mr K Davis (Trustee) is also Chief Executive of The Vine Trust, Walsall. During the year the church paid £8,796 (2023 £8,387) for services provided by The Vine Trust.” — page 23
Per its FY2024 accounts as filed with the Charity Commission.

Accounts independently examined (not a full audit). Discloses 5 of 6 completeness components.

Policies the charity declares

In its annual return the charity told the Commission that it has the policies listed below. This is self-declared: it is not verified by the Commission or by this site, and it is not evidence of how a policy works in practice.

Property (HM Land Registry)

3 registered titles in England and Wales held by the charity’s company or corporate body (3 freehold). All charity-held property. Contains HM Land Registry data © Crown copyright, OGL v3.0.

Public profiles (found on the charity’s own website): facebook

Structured financials (annual return, FY ending 31/12/2025)

Total income
£1000k
Total spending
£209k
Reserves (reported)
£142k
Employees
6

Reported reserves equal ~8.1 months of spending — above the median for charities its size (median 5.2 months; benchmarks).

Per its annual return, largest income source: Donations and legacies (99% of income) — components as reported reconcile to the return’s total income; not from the accounts narrative.

Per its annual return, cost of raising funds: 0.0% of total income — below the median for charities its size (4.9%) (benchmarks).

Trustees · trustee networks

Trustee list from the Charity Commission register (current, not historical).

Operates in: Walsall

Income and spending

Financial year endIncomeSpending
31/12/2025£1000k£209k
31/12/2024£226k£198k
31/12/2023£220k£182k
31/12/2022£227k£197k
31/12/2021£211k£187k

Common questions

Is THE CHURCH AT JUNCTION 10 financially healthy?

Per its FY2024 accounts: The accounts state that total incoming resources were £225,854 against resources expended of £197,809, resulting in a net surplus for the year. The charity holds accumulated funds of £932,869, comprising unrestricted, restricted, and designated funds. The Trustees consider that liquid unrestricted reserves should ideally be equivalent to a minimum of 3 months of operating costs. Its FY2024 accounts were independently examined.