Charity Accounts Intelreading the accounts so you don’t have to

SHIVIA

Registered charity 1126444 · accounts filings on the Charity Commission register · also known as SHIVIA MICROFINANCE

Latest income
£407k
Latest spending
£503k
Registered
2008
Accounts read
FY2025

Financial health, per its FY2025 accounts

The accounts state that total funds decreased from £803,146 to £706,833 due to a net expenditure of £96,312, driven by charitable activities exceeding incoming resources. The trustees' reserves policy targets 6-9 months of operating costs (approx. £332,000), and the actual unrestricted reserves of £516,429 remain above this target despite the deficit.

What the accounts disclose

Reserves policy: 6-9 months of annual operating costs (held: £516k)
“The Board's Reserves Policy, approved in March 2024, is to hold cash reserves within a range of 6-9 months of annual operating costs which is an approximate value of £332,000.” — page 22
Per its FY2025 accounts as filed with the Charity Commission.
Going concern: noted by the trustees or auditor
“The Board has a wider three year plan which will dissipate this surplus and requires us to raise additional funds to implement the plan.”
Per its FY2025 accounts as filed with the Charity Commission.

Accounts independently examined (not a full audit).

Year-over-year changes

Comparing this charity’s FY2024 and FY2025 accounts as analysed by this site.

Corporate structure

Public fundraising profile: JustGiving — Shivia (matched by registered charity number).

Funders the charity credits

Named as funders/supporters on the charity’s own website (the charity’s claim, distinct from accounts-verified grants).

Structured financials (annual return, FY ending 31/03/2024)

Total income
£588k
Total spending
£365k
Cost of raising funds
£25k
Reserves (reported)
£594k
Employees
2

Reported reserves equal ~19.5 months of spending — above the median for charities its size (median 7.0 months; benchmarks).

Trustees

Trustee list from the Charity Commission register (current, not historical).

Operates in: India

Income and spending

Financial year endIncomeSpending
31/03/2025£407k£503k
31/03/2024£588k£365k
31/03/2023£435k£328k
31/03/2022£394k£299k
31/03/2021£460k£305k

Common questions

Is SHIVIA financially healthy?

The accounts state that total funds decreased from £803,146 to £706,833 due to a net expenditure of £96,312, driven by charitable activities exceeding incoming resources. The trustees' reserves policy targets 6-9 months of operating costs (approx. £332,000), and the actual unrestricted reserves of £516,429 remain above this target despite the deficit. Its FY2025 accounts were independently examined.

Who funds SHIVIA?

Funders whose own accounts filings name SHIVIA as a grant recipient include MARR-MUNNING TRUST, NICK JENKINS FOUNDATION, ALQUITY TRANSFORMING LIVES FOUNDATION, THE COLES-MEDLOCK FOUNDATION.

Known funders

Grants to this charity found in funders’ own accounts filings.

FunderYearAmount
MARR-MUNNING TRUSTFY2024£50k
NICK JENKINS FOUNDATIONFY2026£25k
ALQUITY TRANSFORMING LIVES FOUNDATIONFY2024£20k
MARR-MUNNING TRUSTFY2023£20k
THE COLES-MEDLOCK FOUNDATIONFY2025£10k

Funders of similar charities

Funders whose accounts show grants to charities similar to this one (and no recorded grant to this charity) — a starting list for fundraisers.

FunderSimilar charities fundedAmount to them
STARLOW CHARITIES LIMITED1£106k
THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF HOLY TRINITY BARNES1£4k
THE CARMELA & RONNIE PIGNATELLI FOUNDATION1£3k
LONDON CATALYST1£2k

Charities like this

Semantically similar by activities and financial character, from our analysed corpus. Compare with SHIVA TRUST.