PBCC Properties UK

Registered charity 1125717 · accounts filings on the Charity Commission register · also known as CENTRAL G H TRUST, CGHT

Obtaining and providing finance for construction and maintenance of churches, gospel halls and other religious structures.Providing technical support for the construction of such buildings.

Causes: General Charitable Purposes · Religious Activities · Other Charitable Purposes · Grant history (this charity is a funder) · Get email alerts

Latest income
£2.3m
Latest spending
£1.2m
Registered
2008
Accounts read
FY2023

Financial health, per its FY2023 accounts

The accounts state that the charity reported a net deficit of £964,297 for the year ended 31 December 2023, driven by increased grant-making funded partly from restricted reserves. Despite the deficit, the charity holds substantial unrestricted funds of £18,386,072 and free reserves of £15,160,249, which the trustees consider adequate to continue its charitable purposes. The independent auditors confirmed that the use of the going concern basis of accounting is appropriate with no material uncertainties identified.

Automated summary of the FY2023 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Reserves policy: approximately £2 - £5 million as a cash reserve (held: £15.2m)
“As a general policy, the trustees aim to hold approximately £2 - £5 million as a cash reserve, to fund the increasing requests for support from the charity’s beneficiaries.” — page 6
Per its FY2023 accounts as filed with the Charity Commission.
Related-party transaction: Christopher Stedman, the company secretary, is a partner in C&H Stedman, which received £45,627 for secretarial and accountancy services.
“During the year £45,627 (2022: £48,765) was paid to C&H Stedman for company secretarial and accountancy services. Christopher Stedman, the company secretary of Central GH Trust, is a partner in C&H Stedman.” — page 19
“Oliver Whiley is also a Trustee of Silverdale Gospel Hall Trust. Silverdale Gospel Hall Trust has an outstanding loan balance owed to CGHT of £nil as at 31 December 2023 (2022: £nil).” — page 24
Per its FY2023 accounts as filed with the Charity Commission.
Related-party transaction: Oliver Whiley is a Trustee of Silverdale Gospel Hall Trust, which had an outstanding loan balance of £nil.
“During the year £45,627 (2022: £48,765) was paid to C&H Stedman for company secretarial and accountancy services. Christopher Stedman, the company secretary of Central GH Trust, is a partner in C&H Stedman.” — page 19
“Oliver Whiley is also a Trustee of Silverdale Gospel Hall Trust. Silverdale Gospel Hall Trust has an outstanding loan balance owed to CGHT of £nil as at 31 December 2023 (2022: £nil).” — page 24
Per its FY2023 accounts as filed with the Charity Commission.

Accounts audited by Saffery LLP. Discloses 4 of 6 completeness components.

Corporate structure

Company officers (Companies House)

Current officers of the charity’s own company per the Companies House register, cross-checked against the Charity Commission trustee list by name. A director not on the trustee list is usually a timing or naming difference between the two registers — check both records before drawing conclusions.

Official officers record.

Structured financials (annual return, FY ending 31/12/2024)

Total income
£2.3m
Total spending
£1.2m
Reserves (reported)
£5.0m
Employees
0

Reported reserves equal ~51.5 months of spending — in the top quarter for charities its size (median 4.8 months; benchmarks).

Per its annual return, largest income source: Donations and legacies (82% of income) — components as reported reconcile to the return’s total income; not from the accounts narrative.

Per its annual return, cost of raising funds: 0.0% of total income — below the median for charities its size (5.2%) (benchmarks).

Trustees · trustee networks

Trustee list from the Charity Commission register (current, not historical).

Operates in: Throughout England And Wales

Income and spending

Financial year endIncomeSpending
31/12/2024£2.3m£1.2m
31/12/2023£489k£1.7m
31/12/2022£306k£338k
31/12/2021£835k£568k
31/12/2020£591k£890k

Common questions

Is PBCC Properties UK financially healthy?

Per its FY2023 accounts: The accounts state that the charity reported a net deficit of £964,297 for the year ended 31 December 2023, driven by increased grant-making funded partly from restricted reserves. Despite the deficit, the charity holds substantial unrestricted funds of £18,386,072 and free reserves of £15,160,249, which the trustees consider adequate to continue its charitable purposes. The independent auditors confirmed that the use of the going concern basis of accounting is appropriate with no material uncertainties identified. Its FY2023 accounts were audited by Saffery LLP.

Funders of similar charities

Funders whose accounts show grants to charities similar to this one (and no recorded grant to this charity) — a starting list for fundraisers.

FunderSimilar charities fundedAmount to them
Christ Church with St Andrew the Less Cambridge1£2k

Charities like this

Semantically similar by activities and financial character, from our analysed corpus. Compare with THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF ST MARGARET OF ANTIOCH, RAINHAM, KENT.

Side by side with its peers

CharityIncomeTop pay bandStaff >£60kReserves vs policyFundraising costGoing concern
PBCC Properties UK£2.3m—0unclear—no doubt
THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF ST MARGARET OF ANTIOCH, RAINHAM, KENT FY2024£164k—0unclear—no doubt
THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF ST PETER & ST PAUL'S, PICKERING FY2025£255k—0above—no doubt
THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF ST.AUGUSTINES, GILLINGHAM, KENT FY2025£102k—0above—no doubt
THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF CHRIST CHURCH CLIFTON FY2024£619k—0above—no doubt
THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF ST PAUL, SLOUGH FY2025£309k—0unclear—no doubt

Each row is that charity’s latest analysed filing; every value is quote-backed on its own page.