LOW COST LIVING LIMITED

Registered charity 1125677 · accounts filings on the Charity Commission register

1) THE RELIEF OF FINANCIAL HARDSHIP AMONG PEOPLE LIVING OR WORKING IN LONDON BY PROVIDING SUCH PERSONS WITH LOW-COST HOUSEHOLD GOODS AND FOOD WHICH THEY COULD NOT OTHERWISE AFFORD THROUGH LACK OF MEANS.2) THE PROMOTION OF ANY OTHER EXCLUSIVELY CHARITABLE OBJECTS AND PURPOSES SUCH AS THE TRUSTEES SEE FIT, PROVIDED THAT THEY ARE REGARDED AS CHARITABLE BY THE LAW OF ENGLAND AND WALES.

Objects

1) THE RELIEF OF FINANCIAL HARDSHIP AMONG PEOPLE LIVING OR WORKING IN LONDON BY PROVIDING SUCH PERSONS WITH LOW-COST HOUSEHOLD GOODS AND FOOD WHICH THEY COULD NOT OTHERWISE AFFORD THROUGH LACK OF MEANS.2) THE PROMOTION OF ANY OTHER EXCLUSIVELY CHARITABLE OBJECTS AND PURPOSES SUCH AS THE TRUSTEES SEE FIT, PROVIDED THAT THEY ARE REGARDED AS CHARITABLE BY THE LAW OF ENGLAND AND WALES.

Area of benefit: LOCAL

The charity’s charitable objects and area of benefit, quoted from its governing document as held on the Charity Commission register.

Causes: The Prevention Or Relief Of Poverty · Get email alerts

Registered contact address: Hackney, London, England (from the postcode on the register)

Financial health, per its FY2025 accounts

The accounts state that unrestricted net assets increased to £589,908, with total income of £7,793,597 and charitable expenditure of £7,659,209. The trustees confirm the financial position is satisfactory and stable, while the auditor reported no material uncertainties regarding the charity's ability to continue as a going concern.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Accounts audited by Cohen Arnold. Discloses 3 of 6 completeness components.

Policies the charity declares

In its annual return the charity told the Commission that it has the policies listed below. This is self-declared: it is not verified by the Commission or by this site, and it is not evidence of how a policy works in practice.

• Bullying and harassment policy and procedures
• Complaints handling
• Complaints policy and procedures
• Conflicting interests
• Financial reserves policy and procedures
• Internal charity financial controls policy and procedures
• Internal risk management policy and procedures
• Investing charity funds policy and procedures
• Investment
• Paying staff
• Risk management
• Safeguarding policy and procedures
• Serious incident reporting policy and procedures
• Trustee conflicts of interest policy and procedures
• Trustee expenses policy and procedures
• Volunteer management

Corporate structure

• Registered company of the charity Companies House 06502018

Company officers (Companies House)

Current officers of the charity’s own company per the Companies House register, cross-checked against the Charity Commission trustee list by name. A director not on the trustee list is usually a timing or naming difference between the two registers — check both records before drawing conclusions.

• GROSS, Sholem — director, appointed 12/02/2008on trustee list

Official officers record.

Property (HM Land Registry)

1 registered title in England and Wales held by the charity’s company or corporate body (0 freehold); recorded price paid £150k. All charity-held property. Contains HM Land Registry data © Crown copyright, OGL v3.0.

Structured financials (annual return, FY ending 28/02/2025)

Reported reserves equal ~0.9 months of spending — in the bottom quarter for charities its size (median 4.7 months; benchmarks).

Per its annual return, largest income source: Charitable activities (92% of income) — components as reported reconcile to the return’s total income; not from the accounts narrative.

Per its annual return, cost of raising funds: 0.0% of total income — below the median for charities its size (5.3%) (benchmarks).

Trustees · trustee networks

• Isaac Hochauser
• MOSHE LEW · trustee of 1 other charity
• SHOLEM GROSS

Trustee list from the Charity Commission register (current, not historical).

Operates in: Hackney · Haringey

Income and spending

Common questions

Known funders

Grants to this charity found in funders’ own accounts filings.

Government & lottery funding

Grants to this charity published as open data by government and lottery funders (360Giving).

Charities like this

Semantically similar by activities and financial character, from our analysed corpus. Compare with LIFE IN LONDON TRUST.

• LIFE IN LONDON TRUST income £59k
• THE LOUISA LILLEY ALMSHOUSES income £75k
• Livingston Charitable Trust income £489k
• THE LITTLE CHARITY income £111k
• HOMES FOR THE HOMELESS (LEICESTERSHIRE) LIMITED income £37k
• LINCOLN COMMUNITY LARDER income £116k

Side by side with its peers

Each row is that charity’s latest analysed filing; every value is quote-backed on its own page.