LOW COST LIVING LIMITED

Registered charity 1125677 · accounts filings on the Charity Commission register

1) THE RELIEF OF FINANCIAL HARDSHIP AMONG PEOPLE LIVING OR WORKING IN LONDON BY PROVIDING SUCH PERSONS WITH LOW-COST HOUSEHOLD GOODS AND FOOD WHICH THEY COULD NOT OTHERWISE AFFORD THROUGH LACK OF MEANS.2) THE PROMOTION OF ANY OTHER EXCLUSIVELY CHARITABLE OBJECTS AND PURPOSES SUCH AS THE TRUSTEES SEE FIT, PROVIDED THAT THEY ARE REGARDED AS CHARITABLE BY THE LAW OF ENGLAND AND WALES.

Causes: The Prevention Or Relief Of Poverty · Get email alerts

Latest income
£7.8m
Latest spending
£7.7m
Registered
2008
Accounts read
FY2025

Financial health, per its FY2025 accounts

The accounts state that unrestricted net assets increased to £589,908, with total income of £7,793,597 and charitable expenditure of £7,659,209. The trustees confirm the financial position is satisfactory and stable, while the auditor reported no material uncertainties regarding the charity's ability to continue as a going concern.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Accounts audited by Cohen Arnold. Discloses 3 of 6 completeness components.

Corporate structure

Company officers (Companies House)

Current officers of the charity’s own company per the Companies House register, cross-checked against the Charity Commission trustee list by name. A director not on the trustee list is usually a timing or naming difference between the two registers — check both records before drawing conclusions.

Official officers record.

Property (HM Land Registry)

1 registered title in England and Wales held by the charity’s company or corporate body (0 freehold); recorded price paid £150k. All charity-held property. Contains HM Land Registry data © Crown copyright, OGL v3.0.

Structured financials (annual return, FY ending 28/02/2025)

Total income
£7.8m
Total spending
£7.7m
Reserves (reported)
£590k
Employees
31

Reported reserves equal ~0.9 months of spending — in the bottom quarter for charities its size (median 4.8 months; benchmarks).

Per its annual return, largest income source: Charitable activities (92% of income) — components as reported reconcile to the return’s total income; not from the accounts narrative.

Per its annual return, cost of raising funds: 0.0% of total income — below the median for charities its size (5.2%) (benchmarks).

Trustees · trustee networks

Trustee list from the Charity Commission register (current, not historical).

Operates in: Hackney · Haringey

Income and spending

Financial year endIncomeSpending
28/02/2025£7.8m£7.7m
29/02/2024£8.0m£8.0m
28/02/2023£6.2m£5.8m
28/02/2022£4.4m£4.5m
28/02/2021£4.9m£4.8m

Common questions

Is LOW COST LIVING LIMITED financially healthy?

Per its FY2025 accounts: The accounts state that unrestricted net assets increased to £589,908, with total income of £7,793,597 and charitable expenditure of £7,659,209. The trustees confirm the financial position is satisfactory and stable, while the auditor reported no material uncertainties regarding the charity's ability to continue as a going concern. Its FY2025 accounts were audited by Cohen Arnold.

Who funds LOW COST LIVING LIMITED?

Funders whose own accounts filings name LOW COST LIVING LIMITED as a grant recipient include UOHC SUPERVISION LTD, RONTADES LIMITED, BEAULAND LIMITED, YESAMACH LEVAV, FOUNTAIN OF CHESSED LIMITED.

Known funders

Grants to this charity found in funders’ own accounts filings.

FunderYearAmountPurpose (as stated by the funder)
UOHC SUPERVISION LTDFY2024£134k
RONTADES LIMITEDFY2024£100kRelief of poverty
RONTADES LIMITEDFY2025£100kRelief of poverty
BEAULAND LIMITEDFY2025£90krelief of poverty, relief of those in need by reason of ill health or disability, the advancement of Jewish religion and the advancement of Jewish religious edu
RONTADES LIMITEDFY2022£50kRelief of poverty
YESAMACH LEVAVFY2021£50kRelief of poverty
FOUNTAIN OF CHESSED LIMITEDFY2022£49k
HAROFEH DONATIONS LIMITEDFY2023£49k
FOUNTAIN OF CHESSED LIMITEDFY2023£49k
SF FOUNDATIONFY2023£48k
PARKWATER FOUNDATIONFY2024£40k
BEAULAND LIMITEDFY2023£35k
SF FOUNDATIONFY2024£35k
CROWNHOST LIMITEDFY2023£30k
PARKWATER FOUNDATIONFY2022£28k
BOURNEHEIGHTS LIMITEDFY2024£27k
PARKWATER FOUNDATIONFY2025£25k
SELLATA LIMITEDFY2024£22k
SELLATA LIMITEDFY2023£16k
THE UNION OF ORTHODOX HEBREW CONGREGATIONSFY2024£15kGrant to institution
BEAULAND LIMITEDFY2024£14krelief of poverty, relief of those in need by reason of ill health or disability, the advancement of Jewish religion and the advancement of Jewish religious edu
SELLATA LIMITEDFY2025£10k
E AND E KERNKRAUT CHARITIES LIMITEDFY2025£10k
TRUEMART LIMITEDFY2022£10k
THE BLAIR TRUST FUNDFY2025£8k
(TRUST PROPERTY HELD IN CONNEXION WITH) ADATH YISROEL SYNAGOGUEFY2024£8k
THE BLAIR TRUST FUNDFY2024£6k
STARVIEW CHARITYFY2025£5k
STARVIEW CHARITYFY2024£4k
BEAR MORDECHAI LIMITEDFY2023£1k
MOSDOS HATORAH PNEI MENACHEM LTDFY2025£0
PARKWATER FOUNDATIONFY2023£0

Government & lottery funding

Grants to this charity published as open data by government and lottery funders (360Giving).

FunderDateAmountPurpose
The National Lottery Community Fund20/10/2011£10kAffordable Fruit and Vegetables/Love Your Veggies
The National Lottery Community Fund20/01/2009£10kLow-Cost Living Limited

Funders of similar charities

Funders whose accounts show grants to charities similar to this one (and no recorded grant to this charity) — a starting list for fundraisers.

Charities like this

Semantically similar by activities and financial character, from our analysed corpus. Compare with NORTH LONDON COST SHOP.

Side by side with its peers

CharityIncomeTop pay bandStaff >£60kReserves vs policyFundraising costGoing concern
LOW COST LIVING LIMITED£7.8m—0unclear—no doubt
NORTH LONDON COST SHOP FY2025£11.7m—0unclear—no doubt
HEALTHY LIVING PROJECTS LIMITED FY2025£549k—0above—no doubt
Livingston Charitable Trust FY2024£792k—0above—no doubt
STRIVE 2 HELP FY2025£135k—0unclear—no doubt
COMMUNITY CONCERN LONDON FY2024£934—0above—no doubt

Each row is that charity’s latest analysed filing; every value is quote-backed on its own page.