SPEAR HOUSING ASSOCIATION LIMITED
Registered charity 1122206 · accounts filings on the Charity Commission register · also known as SINGLE PERSON'S EMERGENCY ACCOMMODATION IN RICHMOND
SPEAR exists to enable homeless people in South and West London find secure accommodation. We develop and deliver solutions with community partners. We believe that homelessness isn't just a housing problem, it has a range of causes and is often an experience of isolation, hopelessness or self-doubt. That's why, beyond a roof overhead, we promote community involvement and personal development.
Causes: Education/training · The Prevention Or Relief Of Poverty · Accommodation/housing · Economic/community Development/employment · website · Get email alerts
Financial health, per its FY2025 accounts
The accounts state that the charity reported a net surplus of £290,314 for the year ended 31 March 2025, with total incoming resources of £4,627,799 and total expenditure of £4,337,485. Per the trustees' report, unrestricted general reserves totalled £2,293,538, representing approximately 6.3 months of expected average expenditure, which meets the charity's policy target of covering operational activities for a minimum of 3 months and ideally 6 months.
Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.
What the accounts disclose
Reserves policy: three to six months of unrestricted expenditure (held: £2.3m)
“As reported in previous years, the Trustees are aiming at free reserves to cover operational activities from unrestricted income for a minimum of 3 months but ideally at 6 months.”
Per its FY2025 accounts as filed with the Charity Commission.
Accounts audited by Sayer Vincent LLP. Discloses 4 of 6 completeness components.
Public fundraising profile: JustGiving — SPEAR (matched by registered charity number).
Property (HM Land Registry)
6 registered titles in England and Wales held by the charity’s company or corporate body (5 freehold). All charity-held property. Contains HM Land Registry data © Crown copyright, OGL v3.0.
Structured financials (annual return, FY ending 31/03/2025)
Cost of raising funds
£207k
Reported reserves equal ~12.9 months of spending — in the top quarter for charities its size (median 4.8 months; benchmarks).
Per its annual return, largest income source: Charitable activities (92% of income) — components as reported reconcile to the return’s total income; not from the accounts narrative.
Per its annual return, cost of raising funds: 4.5% of total income — below the median for charities its size (5.2%) (benchmarks).
Register events
- Received assets from another charity (02/06/2011) — per the register’s event history; asset transfers typically record mergers or reorganisations.
- CHARLOTTA CAMPANALE
- CHRISTINE REAY
- Duncan Richford · trustee of 1 other charity
- Glenda Ann Duggan
- JACK STEPHEN
- Leslye Anne Jourdan-Whittaker
- Matthew Charles Gibson
- Michael Dickson · trustee of 1 other charity
- Nigel David Bloomer
Trustee list from the Charity Commission register (current, not historical).
Operates in: Kingston Upon Thames · Merton · Richmond Upon Thames · Sutton · Tower Hamlets · Wandsworth
Income and spending
Common questions
Is SPEAR HOUSING ASSOCIATION LIMITED financially healthy?
Per its FY2025 accounts: The accounts state that the charity reported a net surplus of £290,314 for the year ended 31 March 2025, with total incoming resources of £4,627,799 and total expenditure of £4,337,485. Per the trustees' report, unrestricted general reserves totalled £2,293,538, representing approximately 6.3 months of expected average expenditure, which meets the charity's policy target of covering operational activities for a minimum of 3 months and ideally 6 months. Its FY2025 accounts were audited by Sayer Vincent LLP.
Who funds SPEAR HOUSING ASSOCIATION LIMITED?
Funders whose own accounts filings name SPEAR HOUSING ASSOCIATION LIMITED as a grant recipient include HAMPTON FUEL ALLOTMENT, Richmond Foundation, THE WILLIAM ALLEN YOUNG CHARITABLE TRUST, WESTCOMBE FOUNDATION.
Shared trustees with funders
Register facts shown side by side: a person serves as trustee of both this charity and a funder whose accounts record grants to it. Shared trusteeship is lawful and common; well-run charities manage it through declared-interest procedures.
Known funders
Grants to this charity found in funders’ own accounts filings.
Government & lottery funding
Grants to this charity published as open data by government and lottery funders (360Giving).
Funders of similar charities
Funders whose accounts show grants to charities similar to this one (and no recorded grant to this charity) — a starting list for fundraisers.
Charities like this
Semantically similar by activities and financial character, from our analysed corpus. Compare with RESURGO TRUST.
Side by side with its peers
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