SPEAR HOUSING ASSOCIATION LIMITED

Registered charity 1122206 · accounts filings on the Charity Commission register · also known as SINGLE PERSON'S EMERGENCY ACCOMMODATION IN RICHMOND

SPEAR exists to enable homeless people in South and West London find secure accommodation. We develop and deliver solutions with community partners. We believe that homelessness isn't just a housing problem, it has a range of causes and is often an experience of isolation, hopelessness or self-doubt. That's why, beyond a roof overhead, we promote community involvement and personal development.

Objects

3. THE CHARITY'S OBJECTS (THE OBJECTS) ARE I) THE RELIEF OF PERSONS IN NEED WHO ARE HOMELESS OR AT RISK OF BECOMING HOMELESS, INCLUDING BUT NOT LIMITED TO THOSE WITH SUBSTANCE MISUSE PROBLEMS BY PROVIDING ACCOMMODATION, SERVICES AND ADVICE SO AS TO HELP INCREASE THE INDEPENDENCE AND DECREASE THE MARGINALISATION IN SOCIETY OF SUCH PERSONS. II) TO UNDERTAKE RESEARCH INTO HOMELESSNESS FOR THE PUBLIC BENEFIT.

Area of benefit: NOT DEFINED. IN PRACTICE: LOCALLY IN RICHMOND-UPON -THAMES AND SURROUNDING AREAS.

The charity’s charitable objects and area of benefit, quoted from its governing document as held on the Charity Commission register.

Causes: Education/training · The Prevention Or Relief Of Poverty · Accommodation/housing · Economic/community Development/employment · website · Get email alerts

Registered contact address: Richmond upon Thames, London, England (from the postcode on the register)

Financial health, per its FY2025 accounts

The accounts state that the charity reported a net surplus of £290,314 for the year ended 31 March 2025, with total incoming resources of £4,627,799 and total expenditure of £4,337,485. Per the trustees' report, unrestricted general reserves totalled £2,293,538, representing approximately 6.3 months of expected average expenditure, which meets the charity's policy target of covering operational activities for a minimum of 3 months and ideally 6 months.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Accounts audited by Sayer Vincent LLP. Discloses 4 of 6 completeness components.

Policies the charity declares

In its annual return the charity told the Commission that it has the policies listed below. This is self-declared: it is not verified by the Commission or by this site, and it is not evidence of how a policy works in practice.

• Bullying and harassment policy and procedures
• Complaints handling
• Complaints policy and procedures
• Conflicting interests
• Financial reserves policy and procedures
• Internal charity financial controls policy and procedures
• Internal risk management policy and procedures
• Investing charity funds policy and procedures
• Paying staff
• Risk management
• Safeguarding policy and procedures
• Safeguarding vulnerable beneficiaries
• Serious incident reporting policy and procedures
• Social media policy and procedures
• Trustee conflicts of interest policy and procedures
• Trustee expenses policy and procedures
• Volunteer management

From the charity’s annual return (Part A, self-declared)

Answers and figures the charity gave in Part A of its annual return to the Charity Commission. They are self-declared: not verified by the Commission or by this site. Only positive answers and figures are listed; items not listed are simply not shown.

Source: this charity’s annual returns on the Charity Commission register.

Annual return filing dates (Charity Commission record)

Of its last 5 annual returns with a recorded received date, 1 was received after the due date: year ending 31/03/2021 (received 18/02/2022, 18 days after the 31/01/2022 due date).

Due and received dates as recorded in the Commission’s annual-return data; the data does not say whether an extension was agreed. Source: this charity’s annual returns on the Charity Commission register.

Corporate structure

• Registered company of the charity Companies House 06396687

Public fundraising profile: JustGiving — SPEAR (matched by registered charity number).

Company officers (Companies House)

Current officers of the charity’s own company per the Companies House register, cross-checked against the Charity Commission trustee list by name. A director not on the trustee list is usually a timing or naming difference between the two registers — check both records before drawing conclusions.

• DUGGAN, Glenda Ann — director, appointed 02/03/2026on trustee list
• GIBSON, Matthew Charles — director, appointed 06/10/2025on trustee list
• JOURDAN-WHITTAKER, Leslye Anne — director, appointed 02/06/2025on trustee list
• BLOOMER, Nigel — director, appointed 09/03/2020on trustee list
• REAY, Christine — director, appointed 27/02/2018on trustee list
• CAMPANALE, Charlotta Halina — director, appointed 01/11/2016on trustee list
• RICHFORD, Duncan — director, appointed 01/05/2016on trustee list
• STEPHEN, John Alexander — director, appointed 03/03/2010not on trustee list
• FALLON, Timothy — secretary, appointed 04/05/2020

Official officers record.

Property (HM Land Registry)

6 registered titles in England and Wales held by the charity’s company or corporate body (5 freehold). All charity-held property. Contains HM Land Registry data © Crown copyright, OGL v3.0.

Structured financials (annual return, FY ending 31/03/2025)

Reported reserves equal ~12.9 months of spending — in the top quarter for charities its size (median 4.7 months; benchmarks).

Per its annual return, largest income source: Charitable activities (92% of income) — components as reported reconcile to the return’s total income; not from the accounts narrative.

Per its annual return, cost of raising funds: 4.5% of total income — below the median for charities its size (5.3%) (benchmarks).

Register events

• Received assets from another charity (02/06/2011) — per the register’s event history; asset transfers typically record mergers or reorganisations.

Trustees · trustee networks

• CHARLOTTA CAMPANALE
• CHRISTINE REAY
• Duncan Richford · trustee of 1 other charity
• Glenda Ann Duggan
• JACK STEPHEN
• Leslye Anne Jourdan-Whittaker
• Matthew Charles Gibson
• Nigel David Bloomer

Trustee list from the Charity Commission register (current, not historical).

Operates in: Kingston Upon Thames · Merton · Richmond Upon Thames · Sutton · Tower Hamlets · Wandsworth

Income and spending

Common questions

Shared trustees with funders

Register facts shown side by side: a person serves as trustee of both this charity and a funder whose accounts record grants to it. Shared trusteeship is lawful and common; well-run charities manage it through declared-interest procedures.

• Duncan Richford — trustee here and at Richmond Foundation

Known funders

Grants to this charity found in funders’ own accounts filings.

Government & lottery funding

Grants to this charity published as open data by government and lottery funders (360Giving).

Funders of similar charities

Funders whose accounts show grants to charities similar to this one (and no recorded grant to this charity) — a starting list for fundraisers.

Charities like this

Semantically similar by activities and financial character, from our analysed corpus. Compare with SPRING HOUSING ASSOCIATION LIMITED.

• SPRING HOUSING ASSOCIATION LIMITED income £15.3m
• THE SPIRES CENTRE income £802k
• HOMELESS ACTION RESOURCE PROJECT income £11.8m
• SUPPORTING HOMELESS, ASSISTING REFUGEES EVERYWHERE income £131k
• HOMELESS ACTION income £3.8m
• SPARK SOMERSET income £1.6m

Side by side with its peers

Each row is that charity’s latest analysed filing; every value is quote-backed on its own page.