THE MSE CHARITY

Registered charity 1121320 · accounts filings on the Charity Commission register

The objects of the charity are the advancement of education of the general public in the United Kingdom by providing information and improving education about debt, money and consumer issues. The Charity gives grants to UK not for profit organisations that deliver activities which make a lasting impact on how people think, behave and manage their money.

Causes: Education/training · Grant history (this charity is a funder) · website · Get email alerts

Latest income

£138k

Latest spending

£148k

Registered

2007

Accounts read

FY2026

Financial health, per its FY2026 accounts

The accounts state that the charity reported a net deficit of £9,555 for the year, resulting in a reduction of unrestricted reserves from £89,223 to £79,668. Per the trustees' report, this deficit was a planned reduction in net assets to spend funds built up from a delayed grant round process in the previous year. The charity remains solvent with no material uncertainties regarding its ability to continue.

Automated summary of the FY2026 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Reserves policy: maintaining a minimum level of reserves to ensure its operations are not interrupted (held: £80k)

“The Charity aims to balance its obligations to spend the maximum amount of its income as soon as possible after receipt and to ensure that grant applications fall within its objects, while maintaining a minimum level of reserves to ensure its operations are not interrupted.” — page 8

Per its FY2026 accounts as filed with the Charity Commission.

Payments to trustees: K A Davies received £20,856 for administrative work.

“During the year K A Davies, trustee of The MSE Charity, received £20,856 in gross remuneration (excluding pension and NI contributions) for administrative work. She was not paid for her role as trustee.” — page 18

Per its FY2026 accounts as filed with the Charity Commission.

Related-party transaction: K A Davies, trustee, received £20,856 in gross remuneration for administrative work. She was not paid for her role as trustee.

“During the year K A Davies, trustee of The MSE Charity, received £20,856 in gross remuneration (excluding pension and NI contributions) for administrative work. She was not paid for her role as trustee.” — page 18

“The Charity is primarily funded by donations from moneysavingexpert.com part of MONY Group and Martin Lewis (for the administration costs of the charity).” — page 4

Per its FY2026 accounts as filed with the Charity Commission.

Related-party transaction: The Charity is primarily funded by donations from moneysavingexpert.com part of MONY Group and Martin Lewis.

“During the year K A Davies, trustee of The MSE Charity, received £20,856 in gross remuneration (excluding pension and NI contributions) for administrative work. She was not paid for her role as trustee.” — page 18

“The Charity is primarily funded by donations from moneysavingexpert.com part of MONY Group and Martin Lewis (for the administration costs of the charity).” — page 4

Per its FY2026 accounts as filed with the Charity Commission.

Accounts independently examined (not a full audit). Discloses 5 of 6 completeness components.

Trustees · trustee networks

Arieh Alexander Gilbert · trustee of 1 other charity
Clarissa Coleman
Emily Crawford
Katherine Davies · trustee of 1 other charity
Marcus Giles Herbert
STEPHANIE MILNE

Trustee list from the Charity Commission register (current, not historical).

Operates in: Northern Ireland · Scotland · Throughout England And Wales

Income and spending

Financial year end	Income	Spending
31/03/2026	£138k	£148k
31/03/2025	£137k	£71k
31/03/2024	£133k	£133k
31/03/2023	£133k	£131k
31/03/2022	£121k	£197k

Common questions

Is THE MSE CHARITY financially healthy?

Per its FY2026 accounts: The accounts state that the charity reported a net deficit of £9,555 for the year, resulting in a reduction of unrestricted reserves from £89,223 to £79,668. Per the trustees' report, this deficit was a planned reduction in net assets to spend funds built up from a delayed grant round process in the previous year. The charity remains solvent with no material uncertainties regarding its ability to continue. Its FY2026 accounts were independently examined.

Who funds THE MSE CHARITY?

Funders whose own accounts filings name THE MSE CHARITY as a grant recipient include LEADERS IN COMMUNITY.

Known funders

Grants to this charity found in funders’ own accounts filings.

Funder	Year	Amount	Purpose (as stated by the funder)
LEADERS IN COMMUNITY	FY2022	£6k

Funders of similar charities

Funders whose accounts show grants to charities similar to this one (and no recorded grant to this charity) — a starting list for fundraisers.

Funder	Similar charities funded	Amount to them
THE GRAND CHARITY	1	£29.6m
NORTHUMBERLAND MASONIC CHARITY ASSOCIATION	1	£825k
Leicestershire and Rutland Freemasons' Charity (LRFC)	1	£187k
DELAPAGE LIMITED	1	£100k
AKO FOUNDATION	1	£62k
THE AURORA TRUST	1	£50k
THE WARWICKSHIRE MASONIC CHARITABLE ASSOCIATION LIMITED	1	£41k
THE ARNOLD LEE CHARITABLE TRUST	1	£37k

Charities like this

Semantically similar by activities and financial character, from our analysed corpus. Compare with THE MONEY CHARITY.

THE MONEY CHARITY income £622k
IESE FOUNDATION UK income £357k
CHASDEI MENASHE MEIR income £190k
MCS CHARITABLE FOUNDATION income £8.8m
MERSEY SCHOOL OF ANAESTHESIA income £418k
M & E CHARITABLE TRUST income £48k

Side by side with its peers

Charity	Income	Top pay band	Staff >£60k	Reserves vs policy	Fundraising cost	Going concern
THE MSE CHARITY	£138k	—	0	unclear	—	no doubt
THE MONEY CHARITY FY2024	£622k	—	0	above	—	no doubt
IESE FOUNDATION UK FY2025	£357k	—	0	unclear	—	no doubt
CHASDEI MENASHE MEIR FY2025	£190k	—	0	above	—	no doubt
MCS CHARITABLE FOUNDATION FY2024	£8.8m	—	—	above	—	no doubt
MERSEY SCHOOL OF ANAESTHESIA FY2025	£418k	—	0	unclear	—	no doubt

Each row is that charity’s latest analysed filing; every value is quote-backed on its own page.