CHARNWOOD 20:20
Love4Life specialises in supporting vulnerable girls aged 11-18 to develop their self-esteem and form positive and empowering relationships by delivering Love4Life groups, one-to-ones and workshops in secondary schools and in the community.All of our work embeds positive self-worth, body image and the handling of emotions in order to help a young person become more resilient.
Objects
TO PROVIDE FOR THE PUBLIC BENEFIT COMMUNITY PROJECTS PROMOTING EDUCATION , TRAINING, THE RELIEF OF UNEMPLOYMENT, GOOD HEALTH AND RECREATIONAL AND OTHER LEISURE-TIME OCCUPATION IN THE INTERESTS OF SOCIAL WELFARE FOR PERSONS WHO HAVE NEED BY REASON OF THEIR YOUTH POVERTY OR SOCIAL AND ECONOMIC CIRCUMSTANCES WITH THE OBJECT OF IMPROVING THEIR CONDITIONS OF LIFE IN CHARNWOOD LOUGHBOROUGH AND IN SUCH OTHER PARTS OF THE UNITED KINGDOM OR THE WORLD AS THE TRUSTEES MAY FORM TIME TO TIME THINK FIT AND TO FULFIL SUCH OTHER PURPOSES WHICH ARE EXCLUSIVELY CHARITABLE ACCORDING TO THE LAW OF ENGLAND AND WALES AND ARE CONNECTED WITH THE CHARITABLE WORK OF THE CHARITY.
Financial health, per its FY2026 accounts
The accounts state that unrestricted reserves fell from £171,505 to £100,784, which is below the trustees' stated policy target of 3 to 6 months of operating expenditure. The charity reported a net decrease in funds of £70,721 for the year, driven by total expenditure exceeding total income.
What the accounts disclose
“Total income 248,146 199,866 448,012 477,852”
“The Trustees have established a reserves policy whereby the unrestricted general funds (free reserves) held by the charity should be between 3 and 6 months of normal operating expenditure.” — page 11
Policies the charity declares
- Bullying and harassment policy and procedures
- Complaints handling
- Complaints policy and procedures
- Conflicting interests
- Financial reserves policy and procedures
- Internal charity financial controls policy and procedures
- Internal risk management policy and procedures
- Investment
- Paying staff
- Risk management
- Safeguarding policy and procedures
- Safeguarding vulnerable beneficiaries
- Serious incident reporting policy and procedures
- Social media policy and procedures
- Trustee conflicts of interest policy and procedures
- Trustee expenses policy and procedures
- Volunteer management
From the charity’s annual return (Part A, self-declared)
Self-declared on the annual return for the financial year ending 31/03/2026
- Volunteers: 6
Self-declared on the annual return for the financial year ending 31/03/2025
- Volunteers: 10
Self-declared on the annual return for the financial year ending 31/03/2024
- Volunteers: 10
- Government income: £3,000 — grants £3,000 (1); under 1% of the £422,778 total gross income on the same return
Trustees
- Sandra Wigginschair
- Amanda Sophie Cwynar
- Holly Nock
- Karen Lamb
- Mina Karshala
- Rhonda Gail Olsen
- Sima Bodalikar
Income and spending
| Financial year end | Income | Spending |
|---|---|---|
| 31/03/2026 | £448k | £519k |
| 31/03/2025 | £478k | £476k |
| 31/03/2024 | £423k | £405k |
| 31/03/2023 | £300k | £315k |
| 31/03/2022 | £290k | £284k |
Common questions
Is CHARNWOOD 20:20 financially healthy?
Per its FY2026 accounts: The accounts state that unrestricted reserves fell from £171,505 to £100,784, which is below the trustees' stated policy target of 3 to 6 months of operating expenditure. The charity reported a net decrease in funds of £70,721 for the year, driven by total expenditure exceeding total income. Its FY2026 accounts were independently examined.
Who funds CHARNWOOD 20:20?
Funders whose own accounts filings name CHARNWOOD 20:20 as a grant recipient include GARFIELD WESTON FOUNDATION, THE FORTE CHARITABLE FOUNDATION, IMPETUS - THE PRIVATE EQUITY FOUNDATION, THE VAN NESTE FOUNDATION, THE CARLTON HAYES MENTAL HEALTH CHARITY.
Known funders
| Funder | Year | Amount | Purpose (as stated by the funder) |
|---|---|---|---|
| GARFIELD WESTON FOUNDATION | FY2024 | £200k | Youth |
| THE FORTE CHARITABLE FOUNDATION | FY2022 | £78k | Major Grant |
| IMPETUS - THE PRIVATE EQUITY FOUNDATION | FY2021 | £63k | |
| THE VAN NESTE FOUNDATION | FY2022 | £10k | Working with teenage girls from ethnic background west midlands |
| THE CARLTON HAYES MENTAL HEALTH CHARITY | FY2023 | £5k | |
| THE CARLTON HAYES MENTAL HEALTH CHARITY | FY2024 | £4k | |
| THE EVAN CORNISH FOUNDATION | FY2023 | £3k | |
| THE HELEN JEAN COPE CHARITY | FY2023 | £2k | |
| TOYOTA MANUFACTURING UK CHARITABLE TRUST | FY2022 | £2k | |
| THE ALAN EDWARD HIGGS CHARITY | FY2024 | £2k | |
| Moto Foundation | FY2022 | £1k | Community Grant |
| R. DAPHNE PLUNKET CHARITABLE TRUST | FY2022 | £25 | |
| THE CARLTON HAYES MENTAL HEALTH CHARITY | FY2022 | amount not stated |
Government & lottery funding
| Funder | Date | Amount | Purpose |
|---|---|---|---|
| The National Lottery Community Fund | 05/03/2026 | £18k | Love4Life - Derby Youth Worker |
| The National Lottery Community Fund | 17/10/2024 | £19k | Youth worker for Charnwood/ North West Leicestershire |
| The National Lottery Community Fund | 28/07/2023 | £3k | MH - Love4Life Summer Activities 2023 |
| The National Lottery Community Fund | 14/04/2023 | £10k | Love4Life |
| The National Lottery Community Fund | 11/02/2022 | £10k | Love4Life |
| The National Lottery Community Fund | 19/01/2021 | £9k | Love4Life Girls' Groups |
| The National Lottery Community Fund | 22/02/2019 | £3k | Loughborough TwentyTwenty Hub |
| The National Lottery Community Fund | 08/03/2017 | £7k | Customer Service Training Suite |
| The National Lottery Community Fund | 29/03/2016 | £50k | TPP1 - Healthier, happier young people! |
| The National Lottery Community Fund | 07/10/2015 | £299k | 20:20 Mentoring Scheme Derby |
| The National Lottery Community Fund | 01/10/2014 | £5k | Kitchen refurbishment for our new Life Skills Centre in Leicester |
| The National Lottery Community Fund | 02/07/2013 | £221k | Leicester Lifeskills Centre |
| The National Lottery Community Fund | 19/08/2008 | £10k | Charnwood Mentoring Scheme |
Funders of similar charities
| Funder | Similar charities funded | Amount to them |
|---|---|---|
| THE EDWARD CADBURY CHARITABLE TRUST | 2 | £8k |
| THE HADFIELD CHARITABLE TRUST | 2 | £6k |
| THE LANKELLYCHASE FOUNDATION | 1 | £1.1m |
| FRANCIS C SCOTT CHARITABLE TRUST | 1 | £90k |
| THE RODDICK FOUNDATION | 1 | £78k |
| THE KING HENRY VIII ENDOWED TRUST, WARWICK | 1 | £38k |
| THE NISBET TRUST | 1 | £31k |
| THE BRITFORD BRIDGE TRUST | 1 | £28k |
Charities like this
- LOVE4LIFE
- W4 YOUTH LIMITED
- WOMEN'S COMMUNITY MATTERS
- LOVE4ORPHANS INTERNATIONAL CHARITABLE TRUST
- LIFE CENTRE
- YOU CAN FLOURISH
Side by side with its peers
| Charity | Income | Top pay band | Staff >£60k | Reserves vs policy | Fundraising cost | Going concern |
|---|---|---|---|---|---|---|
| CHARNWOOD 20:20 | £448k | — | 0 | unclear | — | no doubt |
| LOVE4LIFE | £232k | — | 0 | unclear | — | no doubt |
| W4 YOUTH LIMITED | £68k | — | — | unclear | — | no doubt |
| WOMEN'S COMMUNITY MATTERS | £1.5m | — | 0 | below | — | no doubt |
| LOVE4ORPHANS INTERNATIONAL CHARITABLE TRUST | £29k | — | 0 | unclear | — | no doubt |
| LIFE CENTRE | £835k | — | 0 | unclear | — | no doubt |