CHARNWOOD 20:20

Registered charity 1120694 · accounts filings on the Charity Commission register · also known as LOVE4LIFE, LOVE4LIFE TWENTY TWENTY, TWENTY TWENTY

Love4Life specialises in supporting vulnerable girls aged 11-18 to develop their self-esteem and form positive and empowering relationships by delivering Love4Life groups, one-to-ones and workshops in secondary schools and in the community.All of our work embeds positive self-worth, body image and the handling of emotions in order to help a young person become more resilient.

Objects

TO PROVIDE FOR THE PUBLIC BENEFIT COMMUNITY PROJECTS PROMOTING EDUCATION , TRAINING, THE RELIEF OF UNEMPLOYMENT, GOOD HEALTH AND RECREATIONAL AND OTHER LEISURE-TIME OCCUPATION IN THE INTERESTS OF SOCIAL WELFARE FOR PERSONS WHO HAVE NEED BY REASON OF THEIR YOUTH POVERTY OR SOCIAL AND ECONOMIC CIRCUMSTANCES WITH THE OBJECT OF IMPROVING THEIR CONDITIONS OF LIFE IN CHARNWOOD LOUGHBOROUGH AND IN SUCH OTHER PARTS OF THE UNITED KINGDOM OR THE WORLD AS THE TRUSTEES MAY FORM TIME TO TIME THINK FIT AND TO FULFIL SUCH OTHER PURPOSES WHICH ARE EXCLUSIVELY CHARITABLE ACCORDING TO THE LAW OF ENGLAND AND WALES AND ARE CONNECTED WITH THE CHARITABLE WORK OF THE CHARITY.

Area of benefit: CHARNWOOD, LOUGHBOROUGH, LEICESTERSHIRE

The charity’s charitable objects and area of benefit, quoted from its governing document as held on the Charity Commission register.

Causes: Education/training · The Advancement Of Health Or Saving Of Lives · The Prevention Or Relief Of Poverty · Economic/community Development/employment · website · Get email alerts

Registered contact address: Charnwood, East Midlands, England (from the postcode on the register)

Latest income
£448k
Latest spending
£519k
Registered
2007
Accounts read
FY2026

Financial health, per its FY2026 accounts

The accounts state that unrestricted reserves fell from £171,505 to £100,784, which is below the trustees' stated policy target of 3 to 6 months of operating expenditure. The charity reported a net decrease in funds of £70,721 for the year, driven by total expenditure exceeding total income.

Automated summary of the FY2026 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Largest income source: Grants & donations (84% of income)
“Total income 248,146 199,866 448,012 477,852”
Per its FY2026 accounts as filed with the Charity Commission.
Reserves policy: three to six months of normal operating expenditure (held: £101k)
“The Trustees have established a reserves policy whereby the unrestricted general funds (free reserves) held by the charity should be between 3 and 6 months of normal operating expenditure.” — page 11
Per its FY2026 accounts as filed with the Charity Commission.

Accounts independently examined (not a full audit). Discloses 5 of 6 completeness components.

Policies the charity declares

In its annual return the charity told the Commission that it has the policies listed below. This is self-declared: it is not verified by the Commission or by this site, and it is not evidence of how a policy works in practice.

From the charity’s annual return (Part A, self-declared)

Answers and figures the charity gave in Part A of its annual return to the Charity Commission. They are self-declared: not verified by the Commission or by this site. Only positive answers and figures are listed; items not listed are simply not shown.

Self-declared on the annual return for the financial year ending 31/03/2026

  • Volunteers: 6

Self-declared on the annual return for the financial year ending 31/03/2025

  • Volunteers: 10

Self-declared on the annual return for the financial year ending 31/03/2024

  • Volunteers: 10
  • Government income: £3,000 — grants £3,000 (1); under 1% of the £422,778 total gross income on the same return

Source: this charity’s annual returns on the Charity Commission register.

Public profiles (found on the charity’s own website): facebook · instagram

Trustees · trustee networks

Trustee list from the Charity Commission register (current, not historical).

Operates in: Derby City · Derbyshire · Leicester City · Leicestershire · Nottinghamshire · Rutland

Income and spending

Financial year endIncomeSpending
31/03/2026£448k£519k
31/03/2025£478k£476k
31/03/2024£423k£405k
31/03/2023£300k£315k
31/03/2022£290k£284k

Common questions

Is CHARNWOOD 20:20 financially healthy?

Per its FY2026 accounts: The accounts state that unrestricted reserves fell from £171,505 to £100,784, which is below the trustees' stated policy target of 3 to 6 months of operating expenditure. The charity reported a net decrease in funds of £70,721 for the year, driven by total expenditure exceeding total income. Its FY2026 accounts were independently examined.

Who funds CHARNWOOD 20:20?

Funders whose own accounts filings name CHARNWOOD 20:20 as a grant recipient include GARFIELD WESTON FOUNDATION, THE FORTE CHARITABLE FOUNDATION, IMPETUS - THE PRIVATE EQUITY FOUNDATION, THE VAN NESTE FOUNDATION, THE CARLTON HAYES MENTAL HEALTH CHARITY.

Known funders

Grants to this charity found in funders’ own accounts filings.

FunderYearAmountPurpose (as stated by the funder)
GARFIELD WESTON FOUNDATIONFY2024£200kYouth
THE FORTE CHARITABLE FOUNDATIONFY2022£78kMajor Grant
IMPETUS - THE PRIVATE EQUITY FOUNDATIONFY2021£63k
THE VAN NESTE FOUNDATIONFY2022£10kWorking with teenage girls from ethnic background west midlands
THE CARLTON HAYES MENTAL HEALTH CHARITYFY2023£5k
THE CARLTON HAYES MENTAL HEALTH CHARITYFY2024£4k
THE EVAN CORNISH FOUNDATIONFY2023£3k
THE HELEN JEAN COPE CHARITYFY2023£2k
TOYOTA MANUFACTURING UK CHARITABLE TRUSTFY2022£2k
THE ALAN EDWARD HIGGS CHARITYFY2024£2k
Moto FoundationFY2022£1kCommunity Grant
R. DAPHNE PLUNKET CHARITABLE TRUSTFY2022£25
THE CARLTON HAYES MENTAL HEALTH CHARITYFY2022amount not stated

Government & lottery funding

Grants to this charity published as open data by government and lottery funders (360Giving).

FunderDateAmountPurpose
The National Lottery Community Fund05/03/2026£18kLove4Life - Derby Youth Worker
The National Lottery Community Fund17/10/2024£19kYouth worker for Charnwood/ North West Leicestershire
The National Lottery Community Fund28/07/2023£3kMH - Love4Life Summer Activities 2023
The National Lottery Community Fund14/04/2023£10kLove4Life
The National Lottery Community Fund11/02/2022£10kLove4Life
The National Lottery Community Fund19/01/2021£9kLove4Life Girls' Groups
The National Lottery Community Fund22/02/2019£3kLoughborough TwentyTwenty Hub
The National Lottery Community Fund08/03/2017£7kCustomer Service Training Suite
The National Lottery Community Fund29/03/2016£50kTPP1 - Healthier, happier young people!
The National Lottery Community Fund07/10/2015£299k20:20 Mentoring Scheme Derby
The National Lottery Community Fund01/10/2014£5kKitchen refurbishment for our new Life Skills Centre in Leicester
The National Lottery Community Fund02/07/2013£221kLeicester Lifeskills Centre
The National Lottery Community Fund19/08/2008£10kCharnwood Mentoring Scheme

Funders of similar charities

Funders whose accounts show grants to charities similar to this one (and no recorded grant to this charity) — a starting list for fundraisers.

Charities like this

Semantically similar by activities and financial character, from our analysed corpus. Compare with LOVE4LIFE.

Side by side with its peers

CharityIncomeTop pay bandStaff >£60kReserves vs policyFundraising costGoing concern
CHARNWOOD 20:20£448k—0unclear—no doubt
LOVE4LIFE FY2026£232k—0unclear—no doubt
W4 YOUTH LIMITED FY2026£68k——unclear—no doubt
WOMEN'S COMMUNITY MATTERS FY2025£1.5m—0below—no doubt
LOVE4ORPHANS INTERNATIONAL CHARITABLE TRUST FY2025£29k—0unclear—no doubt
LIFE CENTRE FY2025£835k—0unclear—no doubt

Each row is that charity’s latest analysed filing; every value is quote-backed on its own page.