MALDON HOUSING ASSOCIATION LTD

Registered charity 1120475 · accounts filings on the Charity Commission register

The provision and maintenance of Almshouses and associated services and amenities for persons over 60 years of age who are in need of accommodation through old age, chronic sickness, disability or necessitous circumstances.Accommodation is provided to people over 60 years of age, on the basis of housing need, who have connections with Maldon, in Essex, and are able to live independently.

Objects

TO PROVIDE AND MAINTAIN ALMHOUSES AND ASSOCIATED SERVICES AND AMENITIES FOR PERSON WHO ARE IN NEED OF ACCOMMODATION THROUGH OLD AGE, CHRONIC SICKNESS, DISABILITY (WHETHER PHYSICAL OR MENTAL) OR NECESSITOUS CIRCUMSTANCES.

Area of benefit: UNDEFINED. IN PRACTICE ESSEX

The charity’s charitable objects and area of benefit, quoted from its governing document as held on the Charity Commission register.

Causes: General Charitable Purposes · Accommodation/housing · website · Get email alerts

Latest income
£652k
Latest spending
£584k
Registered
2007
Accounts read
FY2025

Financial health, per its FY2025 accounts

The accounts state that the charity reported a surplus of £68,452 for the year ended 31 March 2025, with total reserves increasing to £1,450,312. The trustees confirm that the organization has adequate resources to continue as a going concern and has met the Regulator of Social Housing’s regulatory expectations in governance and financial viability.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Largest income source: Maintenance contributions (53% of income)
“Maintenance contributions 336,412” — page 31
Per its FY2025 accounts as filed with the Charity Commission.
Reserves policy: three months of unrestricted expenditure (held: £1.5m)
“Maldon Housing Association Ltd, as part of its prudent financial planning, maintains cash reserves primarily to ensure that the organisation can continue to provide services to residents for a period of three months in the untikely event that income is not received.” — page 11
Per its FY2025 accounts as filed with the Charity Commission.

Accounts audited by Beever and Struthers. Discloses 5 of 6 completeness components.

In its annual return the charity told the Commission it is also regulated by: Homes England. This is the charity’s own declaration; it is not a rating and has not been verified by the Commission or by this site.

Policies the charity declares

In its annual return the charity told the Commission that it has the policies listed below. This is self-declared: it is not verified by the Commission or by this site, and it is not evidence of how a policy works in practice.

Property (HM Land Registry)

4 registered titles in England and Wales held by the charity’s company or corporate body (4 freehold). All charity-held property. Contains HM Land Registry data © Crown copyright, OGL v3.0.

Structured financials (annual return, FY ending 31/03/2025)

Total income
£652k
Total spending
£584k
Reserves (reported)
£145k
Employees
13

Reported reserves equal ~3.0 months of spending — below the median for charities its size (median 5.2 months; benchmarks).

Per its annual return, largest income source: Charitable activities (98% of income) — components as reported reconcile to the return’s total income; not from the accounts narrative.

Per its annual return, cost of raising funds: 0.0% of total income — below the median for charities its size (4.9%) (benchmarks).

Trustees · trustee networks

Trustee list from the Charity Commission register (current, not historical).

Operates in: Essex

Income and spending

Financial year endIncomeSpending
31/03/2025£652k£584k
31/03/2024£604k£582k
31/03/2023£547k£547k
31/03/2022£550k£446k
31/03/2021£543k£417k

Common questions

Is MALDON HOUSING ASSOCIATION LTD financially healthy?

Per its FY2025 accounts: The accounts state that the charity reported a surplus of £68,452 for the year ended 31 March 2025, with total reserves increasing to £1,450,312. The trustees confirm that the organization has adequate resources to continue as a going concern and has met the Regulator of Social Housing’s regulatory expectations in governance and financial viability. Its FY2025 accounts were audited by Beever and Struthers.