THE WHIRLWIND CHARITABLE TRUST

Registered charity 1119576 · accounts filings on the Charity Commission register

To enhance the potential for a positive life experience for the young, disadvantaged, at risk and disabled (and others whose opportunities are constrained by hardship) particularly through the medium of maritime activities and outdoor pursuits; in addition to develop and support marine environmental education and marine conservation initiatives.

Causes: General Charitable Purposes · Education/training · Disability · The Prevention Or Relief Of Poverty · Overseas Aid/famine Relief · Amateur Sport · website · Get email alerts

Latest income
£54k
Latest spending
£225k
Registered
2007
Accounts read
FY2025

Financial health, per its FY2025 accounts

The accounts state that the charity reported a net deficit of £77,588 for the year ended 31 May 2025, resulting in a decrease in total net assets from £7,634,155 to £7,556,566. The trustees note that investment returns failed to meet their growth formula due to underperformance and high inflation, leading to a decline in fund value. Despite this, the trustees confirmed there are no material uncertainties regarding the charity's ability to continue as a going concern.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Largest income source: Investment income (100% of income)
“Total income 53,593 - 53,593 100,734” — page 12
Per its FY2025 accounts as filed with the Charity Commission.
Reserves position: below the charity's own stated reserves policy (held: £374k; policy: retain from the total return on investments a sum equivalent to CPI + 3% (as a rolling average) of the invested funds of the charity)
“Our formula for growth (CPI +3% over a rolling 5 -year period) was also challenged by high inflation. the trustees are concerned about the decline of the fund value but decided to maintain our usual level of donations for the following year and review for 26/27.” — page 5
Per its FY2025 accounts as filed with the Charity Commission.
Related-party transaction: Alison Chipperfield, wife of trustee Stephen Chipperfield, provided secretarial services invoiced at £4,150.
“The charity uses the secretarial services of Alison Chipperfield, the wife of one of the Trustees, Stephen Chipperfield. She invoiced the charity a total of £4,150 (2024: £4,000) during the year for these services.” — page 26
“David Lister MBE (a Trustee) is also a Trustee of the UK Sailing Academy (UKSA). During the year, a grant of £7,000 (2024: £Nil) was approved to that charity, by the other trustees who have no conflict of interest.” — page 26
Per its FY2025 accounts as filed with the Charity Commission.
Related-party transaction: Grant of £7,000 approved to UK Sailing Academy, where trustee David Lister MBE is also a trustee.
“The charity uses the secretarial services of Alison Chipperfield, the wife of one of the Trustees, Stephen Chipperfield. She invoiced the charity a total of £4,150 (2024: £4,000) during the year for these services.” — page 26
“David Lister MBE (a Trustee) is also a Trustee of the UK Sailing Academy (UKSA). During the year, a grant of £7,000 (2024: £Nil) was approved to that charity, by the other trustees who have no conflict of interest.” — page 26
Per its FY2025 accounts as filed with the Charity Commission.
Related-party transaction: Grant of £6,000 approved to The Youth Adventure Trust, where trustee Natalie Levin is an employee.
“The charity uses the secretarial services of Alison Chipperfield, the wife of one of the Trustees, Stephen Chipperfield. She invoiced the charity a total of £4,150 (2024: £4,000) during the year for these services.” — page 26
“David Lister MBE (a Trustee) is also a Trustee of the UK Sailing Academy (UKSA). During the year, a grant of £7,000 (2024: £Nil) was approved to that charity, by the other trustees who have no conflict of interest.” — page 26
Per its FY2025 accounts as filed with the Charity Commission.

Accounts independently examined (not a full audit). Discloses 5 of 6 completeness components.

Trustees · trustee networks

Trustee list from the Charity Commission register (current, not historical).

Operates in: Scotland · Throughout England And Wales

Income and spending

Financial year endIncomeSpending
31/05/2025£54k£225k
31/05/2024£241k£208k
31/05/2023£328k£201k
31/05/2022£430k£399k
31/05/2021£141k£133k

Common questions

Is THE WHIRLWIND CHARITABLE TRUST financially healthy?

Per its FY2025 accounts: The accounts state that the charity reported a net deficit of £77,588 for the year ended 31 May 2025, resulting in a decrease in total net assets from £7,634,155 to £7,556,566. The trustees note that investment returns failed to meet their growth formula due to underperformance and high inflation, leading to a decline in fund value. Despite this, the trustees confirmed there are no material uncertainties regarding the charity's ability to continue as a going concern. Its FY2025 accounts were independently examined.

Who funds THE WHIRLWIND CHARITABLE TRUST?

Funders whose own accounts filings name THE WHIRLWIND CHARITABLE TRUST as a grant recipient include CEREBRAL PALSY PLUS.

Known funders

Grants to this charity found in funders’ own accounts filings.

FunderYearAmountPurpose (as stated by the funder)
CEREBRAL PALSY PLUSFY2023£1k