MUCHLOVED CHARITABLE TRUST

Registered charity 1118590 · accounts filings on the Charity Commission register

The relief of persons who have suffered bereavement, by assisting in the provision of bereavement support and counselling, using its funds for any charitable purposes or to benefit any charitable institution.

Causes: General Charitable Purposes · website · Get email alerts

Latest income
£131k
Latest spending
£84k
Registered
2007
Accounts read
FY2025

Financial health, per its FY2025 accounts

The accounts state that the charity holds sufficient unrestricted cash funds to cover fluctuations in receipts and expenditure, meeting its policy of a minimum three months' expenditure. Although the charity reported net current liabilities of £283,477 at year-end, it holds £703,707 in gilts which can be sold for cash at any time to support its objectives.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Reserves policy: three months of unrestricted expenditure (held: £746k)
At the year-end the available reserves met the charity’s policy of a minimum three months' expenditure
Per its FY2025 accounts as filed with the Charity Commission.
Related-party transaction: 19
At 31 December 2025 the charity owed £562,254 to its subsidiary MuchLoved Limited (2024: balance receivable of £26,188). The charity acted as agent in collecting donation processing fees on behalf of MuchLoved Limited. At the year end, £593,398 of processing fees were due to MuchLoved Limited. — page 19
Per its FY2025 accounts as filed with the Charity Commission.

Accounts independently examined (not a full audit). Discloses 5 of 6 completeness components.

Public fundraising profile: JustGiving — MuchLoved (matched by registered charity number).

Structured financials (annual return, FY ending 31/12/2023)

Total income
£1.9m
Total spending
£1.7m
Reserves (reported)
£465k
Employees
17

Reported reserves equal ~3.3 months of spending — below the median for charities its size (median 7.0 months; benchmarks).

Trustees · trustee networks

Trustee list from the Charity Commission register (current, not historical).

Operates in: Throughout England And Wales

Income and spending

Financial year endIncomeSpending
31/12/2025£131k£84k
31/12/2024£51k£41k
31/12/2023£1.9m£1.7m
31/12/2022£1.3m£1.2m
31/12/2021£1.3m£984k

Common questions

Is MUCHLOVED CHARITABLE TRUST financially healthy?

Per its FY2025 accounts: The accounts state that the charity holds sufficient unrestricted cash funds to cover fluctuations in receipts and expenditure, meeting its policy of a minimum three months' expenditure. Although the charity reported net current liabilities of £283,477 at year-end, it holds £703,707 in gilts which can be sold for cash at any time to support its objectives. Its FY2025 accounts were independently examined.