CMSB CHARITABLE TRUST
Latest income
£227k
Latest spending
£221k
Registered
2007
Accounts read
FY2025
Financial health, per its FY2025 accounts
The accounts state that the charity holds unrestricted funds of negative £62,088, indicating net liabilities rather than free reserves. The trustees note that the charity is dependent on donations and that a loan from a trustee-controlled company is being supported for at least twelve months to maintain going concern status.
What the accounts disclose
Reserves position: below the charity's own stated reserves policy
“It is the policy of the charity to maintain unrestricted funds, which are free reserves of the charity, at a level which the trustees think appropriate after considering the future commitments of the charity and the likely governance costs of the charity for the next year.” — page 3
Per its FY2025 accounts as filed with the Charity Commission.
Going concern: noted by the trustees or auditor
“The creditor continues to support the charity and does not intend to call in the loan for at least twelve months from the date of approval of these accounts. On this basis, the trustees consider it appropriate to prepare the accounts on a going concern basis.” — page 3
Per its FY2025 accounts as filed with the Charity Commission.
Related-party transaction: Loan from trustee-controlled company
“Other long-term creditors is comprised of £68,750 (2024 - £68,750) owed to a company which is controlled by one of the trustees.” — page 9
Per its FY2025 accounts as filed with the Charity Commission.
Trustees
- BARUCH BARD
- BERISH MANDEL
Income and spending
| Financial year end | Income | Spending |
|---|---|---|
| 31/08/2025 | £227k | £221k |
| 31/08/2024 | £149k | £152k |
| 31/08/2023 | £165k | £165k |
| 31/08/2022 | £110k | £111k |
| 31/08/2021 | £94k | £98k |
Common questions
Is CMSB CHARITABLE TRUST financially healthy?
The accounts state that the charity holds unrestricted funds of negative £62,088, indicating net liabilities rather than free reserves. The trustees note that the charity is dependent on donations and that a loan from a trustee-controlled company is being supported for at least twelve months to maintain going concern status. Its FY2025 accounts were independently examined.
Funders of similar charities
| Funder | Similar charities funded | Amount to them |
|---|---|---|
| SF FOUNDATION | 1 | £33k |
| THE KNIGHTLAND FOUNDATION | 1 | £30k |
| THE ROZAC CHARITABLE TRUST | 1 | £9k |