CMSB CHARITABLE TRUST
The chartity makes grants and donations to other charitable organisations, which accord wth the objects of the charity, and to needy individuals in the community.
Objects
1) THE ADVANCEMENT AND FURTHERANCE OF THE JEWISH RELIGION AND JEWISH RELIGIOUS EDUCATION AND THE ALLEVIATION OF POVERTY AMONG THE JEWISH COMMUNITY THROUGHOUT THE WORLD.2) THE ADVANCEMENT OF SUCH OTHER CHARITABLE PURPOSES AS THE TRUSTEES MAY FROM TIME TO TIME DETERMINE.
Financial health, per its FY2025 accounts
The accounts state that the charity holds unrestricted funds of negative £62,088, indicating net liabilities rather than free reserves. The trustees note that the charity is dependent on donations and that a loan from a trustee-controlled company is being supported for at least twelve months to maintain going concern status.
What the accounts disclose
“It is the policy of the charity to maintain unrestricted funds, which are free reserves of the charity, at a level which the trustees think appropriate after considering the future commitments of the charity and the likely governance costs of the charity for the next year.” — page 3
“The creditor continues to support the charity and does not intend to call in the loan for at least twelve months from the date of approval of these accounts. On this basis, the trustees consider it appropriate to prepare the accounts on a going concern basis.” — page 3
“Other long-term creditors is comprised of £68,750 (2024 - £68,750) owed to a company which is controlled by one of the trustees.” — page 9
Policies the charity declares
- Complaints policy and procedures
- Conflicting interests
- Financial reserves policy and procedures
- Internal charity financial controls policy and procedures
- Internal risk management policy and procedures
- Investing charity funds policy and procedures
- Investment
- Risk management
- Safeguarding policy and procedures
- Safeguarding vulnerable beneficiaries
- Serious incident reporting policy and procedures
- Trustee conflicts of interest policy and procedures
- Trustee expenses policy and procedures
From the charity’s annual return (Part A, self-declared)
Self-declared on the annual return for the financial year ending 31/08/2025
- Grant-making is its main activity
Self-declared on the annual return for the financial year ending 31/08/2024
- Grant-making is its main activity
Self-declared on the annual return for the financial year ending 31/08/2023
- Grant-making is its main activity
Trustees
- BARUCH BARD
- BERISH MANDEL
Income and spending
| Financial year end | Income | Spending |
|---|---|---|
| 31/08/2025 | £227k | £221k |
| 31/08/2024 | £149k | £152k |
| 31/08/2023 | £165k | £165k |
| 31/08/2022 | £110k | £111k |
| 31/08/2021 | £94k | £98k |
Common questions
Is CMSB CHARITABLE TRUST financially healthy?
Per its FY2025 accounts: The accounts state that the charity holds unrestricted funds of negative £62,088, indicating net liabilities rather than free reserves. The trustees note that the charity is dependent on donations and that a loan from a trustee-controlled company is being supported for at least twelve months to maintain going concern status. Its FY2025 accounts were independently examined.
Funders of similar charities
| Funder | Similar charities funded | Amount to them |
|---|---|---|
| THE ROZAC CHARITABLE TRUST | 1 | £12k |
Charities like this
- SCJM CHARITABLE TRUST
- THE C J M CHARITABLE TRUST
- CHARITY EXTRA CHARITABLE TRUST
- M O CHARITABLE TRUST
- C.B.C. CHARITABLE TRUST
- THE CMF CHARITABLE TRUST
Side by side with its peers
| Charity | Income | Top pay band | Staff >£60k | Reserves vs policy | Fundraising cost | Going concern |
|---|---|---|---|---|---|---|
| CMSB CHARITABLE TRUST | £227k | — | 0 | below | — | noted |
| SCJM CHARITABLE TRUST | £54k | — | 0 | below | — | noted |
| THE C J M CHARITABLE TRUST | £100k | — | 0 | unclear | — | no doubt |
| CHARITY EXTRA CHARITABLE TRUST | £48k | — | 0 | below | — | noted |
| M O CHARITABLE TRUST | £146k | — | 0 | within | — | no doubt |
| C.B.C. CHARITABLE TRUST | £825k | — | 0 | unclear | — | no doubt |