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KING'S ARMS TRUST (BEDFORD)

Registered charity 1116359 · accounts filings on the Charity Commission register · also known as KING'S ARMS

The principal objectives of the trust are the advancement of the Christian Religion in the UK and Overseas; the advancement for the public benefit of religious and other education, and the relief of the aged, poor, sick and disabled.

Causes: Education/training · The Prevention Or Relief Of Poverty · Overseas Aid/famine Relief · Religious Activities · Economic/community Development/employment · website · Get email alerts

Latest income
£2.1m
Latest spending
£2.1m
Registered
2006
Accounts read
FY2025

Financial health, per its FY2025 accounts

The accounts state that total income increased by 1.8% to £2,112.3k while total expenditure decreased by 3.2% to £2,095.4k, resulting in a net surplus of £16.9k. Per the trustees' report, unrestricted cash balances were £160k at year-end, which is below the stated policy target of £509k (three months of expenditure), though the trustees consider this reasonable given recent restructure and exceptional business rates charges.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Highest-paid employee band: £70,001 - £80,000 — above the median for charities its size (£70k)
“The number of employees whose total employee benefits (excluding employer national insurance and pension costs) for the year within the band £60,000 to £70,000 was two (2024: one), and £70,000 to £80,000 was one (2024: one).” — page 37
Per its FY2025 accounts as filed with the Charity Commission.
Employees paid over £60,000: 3
“The number of employees whose total employee benefits (excluding employer national insurance and pension costs) for the year within the band £60,000 to £70,000 was two (2024: one), and £70,000 to £80,000 was one (2024: one).” — page 37
Per its FY2025 accounts as filed with the Charity Commission.
Reserves position: below the charity's own stated reserves policy (held: £160k; policy: three months of overall annual expenditure (excluding depreciation))
“At 31 December 2025, the Group held unrestricted cash balances of £160k, equating to 1 month of annual expenditure. This is £350k below the organisation’s reserves policy target of 3 months’ expenditure.” — page 20
Per its FY2025 accounts as filed with the Charity Commission.
Payments to trustees: Simon Holley received remuneration of £93,611 (salary £76,695, employer NI £10,397, pension £6,519).
“Trustees’ remuneration during the year was £93,611 (2024: £90,267) being the total remuneration and benefits (including employer national insurance and pension contributions) for one Trustee employed by the King’s Arms Trust (Bedford) for services provided under employment contracts.” — page 36
Per its FY2025 accounts as filed with the Charity Commission.
Related-party transaction: Catalyst Network of Churches
“During the year, the Trust donated £22,000 (2024: £18,000) to Catalyst to support their activities. It also received income of £28,700 (2024: £28,300) from Catalyst of which £28,700 (2024: £28,000) were grants received in respect of the Trust providing key management services. Expenses of £4,634 (2024: £1,373) were paid by the Trust to Catalyst. The Trust also charged expenses to Catalyst of £11,394 (2024: £7,984). At the year-end an amount of nil (2024: £4,000) was owed by the Trust to Catalyst.” — page 43
“During the year the Trust received grant income of £7,200 (2024: nil) from BOMBCT in respect of salary costs associated with the Blunham congregation. Expenses of £3,100 (2024: £3,377) were paid by the Trust to BOMBCT. The Trust also charged expenses to BOMBCT of nil (2024: £385).”
Per its FY2025 accounts as filed with the Charity Commission.
Related-party transaction: Blunham Old Meeting Baptist Church Trust (BOMBCT)
“During the year, the Trust donated £22,000 (2024: £18,000) to Catalyst to support their activities. It also received income of £28,700 (2024: £28,300) from Catalyst of which £28,700 (2024: £28,000) were grants received in respect of the Trust providing key management services. Expenses of £4,634 (2024: £1,373) were paid by the Trust to Catalyst. The Trust also charged expenses to Catalyst of £11,394 (2024: £7,984). At the year-end an amount of nil (2024: £4,000) was owed by the Trust to Catalyst.” — page 43
“During the year the Trust received grant income of £7,200 (2024: nil) from BOMBCT in respect of salary costs associated with the Blunham congregation. Expenses of £3,100 (2024: £3,377) were paid by the Trust to BOMBCT. The Trust also charged expenses to BOMBCT of nil (2024: £385).”
Per its FY2025 accounts as filed with the Charity Commission.
Related-party transaction: Philip Varley
“During the year, the Trust donated £22,000 (2024: £18,000) to Catalyst to support their activities. It also received income of £28,700 (2024: £28,300) from Catalyst of which £28,700 (2024: £28,000) were grants received in respect of the Trust providing key management services. Expenses of £4,634 (2024: £1,373) were paid by the Trust to Catalyst. The Trust also charged expenses to Catalyst of £11,394 (2024: £7,984). At the year-end an amount of nil (2024: £4,000) was owed by the Trust to Catalyst.” — page 43
“During the year the Trust received grant income of £7,200 (2024: nil) from BOMBCT in respect of salary costs associated with the Blunham congregation. Expenses of £3,100 (2024: £3,377) were paid by the Trust to BOMBCT. The Trust also charged expenses to BOMBCT of nil (2024: £385).”
Per its FY2025 accounts as filed with the Charity Commission.
Trading subsidiary: KA Facilities (Bedford) Limited
“The wholly owned subsidiary undertaking is KA Facilities (Bedford) Limited (company number 08314420), a company which is limited by guarantee and registered in England and Wales.” — page 44
Per its FY2025 accounts as filed with the Charity Commission.

Accounts audited by Streets Audit LLP. Discloses 6 of 6 completeness components.

Year-over-year changes

Comparing this charity’s FY2024 and FY2025 accounts as analysed by this site.

Leadership, per the charity’s website

Listed on the charity’s own website when we last crawled it; roles may have changed. Pay-band disclosures above are anonymous statutory disclosures and are not attributed to any named individual.

Public profiles (found on the charity’s own website): facebook · instagram

Structured financials (annual return, FY ending 31/12/2025)

Total income
£2.1m
Total spending
£2.1m
Cost of raising funds
£489k
Reserves (reported)
£160k
Employees
66

Reported reserves equal ~0.9 months of spending — in the bottom quarter for charities its size (median 4.8 months; benchmarks).

Per its annual return, largest income source: Donations and legacies (64% of income) — components as reported reconcile to the return’s total income; not from the accounts narrative.

Per its annual return, cost of raising funds: 23.1% of total income — in the top quarter for charities its size (median 5.2%) (benchmarks).

Trustees · trustee networks

Trustee list from the Charity Commission register (current, not historical).

Operates in: Bedford · Buckinghamshire · Central Bedfordshire

Income and spending

Financial year endIncomeSpending
31/12/2025£2.1m£2.1m
31/12/2024£2.1m£2.2m
31/12/2023£2.0m£2.0m
31/12/2022£1.7m£1.6m
31/12/2021£1.6m£1.5m

Common questions

Is KING'S ARMS TRUST (BEDFORD) financially healthy?

Per its FY2025 accounts: The accounts state that total income increased by 1.8% to £2,112.3k while total expenditure decreased by 3.2% to £2,095.4k, resulting in a net surplus of £16.9k. Per the trustees' report, unrestricted cash balances were £160k at year-end, which is below the stated policy target of £509k (three months of expenditure), though the trustees consider this reasonable given recent restructure and exceptional business rates charges. Its FY2025 accounts were audited by Streets Audit LLP.

What does the highest-paid employee of KING'S ARMS TRUST (BEDFORD) earn?

Per its FY2025 accounts, the highest-paid employee was in the £70,001 - £80,000 band, and 3 employees earned over £60,000.

Who funds KING'S ARMS TRUST (BEDFORD)?

Funders whose own accounts filings name KING'S ARMS TRUST (BEDFORD) as a grant recipient include CATALYST NETWORK OF CHURCHES.

Shared trustees with funders

Register facts shown side by side: a person serves as trustee of both this charity and a funder whose accounts record grants to it. Shared trusteeship is lawful and common; well-run charities manage it through declared-interest procedures.

Known funders

Grants to this charity found in funders’ own accounts filings.

FunderYearAmountPurpose (as stated by the funder)
CATALYST NETWORK OF CHURCHESFY2022£116kRelated party disclosure - grants paid
CATALYST NETWORK OF CHURCHESFY2025£40kGrants paid to King's Arms Trust (Bedford), where Roydon Loveley and Simon Holley are Trustees.
CATALYST NETWORK OF CHURCHESFY2024£25kGrants paid to related party (Roydon Loveley and Simon Holley are Trustees)
CATALYST NETWORK OF CHURCHESFY2021£20k
CATALYST NETWORK OF CHURCHESFY2023£14k
CATALYST NETWORK OF CHURCHESFY2021£13k

Funders of similar charities

Funders whose accounts show grants to charities similar to this one (and no recorded grant to this charity) — a starting list for fundraisers.

FunderSimilar charities fundedAmount to them
ANJUMAN-E-JAMALI (BRADFORD)1£303k
ANJUMAN-E-ZAINEE (CROYDON)1£230k
ANJUMAN-E-SAIFEE (LEICESTER)1£63k
Kingdom Legacy Trust1£20k

Charities like this

Semantically similar by activities and financial character, from our analysed corpus. Compare with KINGSGATE COMMUNITY CHURCH.

Side by side with its peers

CharityIncomeTop pay bandStaff >£60kReserves vs policyFundraising costGoing concern
KING'S ARMS TRUST (BEDFORD)£2.1m£70,001 - £80,0003below—no doubt
KINGSGATE COMMUNITY CHURCH FY2024£5.8m——unclear—no doubt
THE CROSS TRUST FY2025£707k—0unclear—no doubt
THE KING'S CHURCH DURHAM FY2025£571k—0unclear—no doubt
KING'S CHRISTIAN CENTRE - MOLD FY2025£112k—0above—no doubt
KING'S CHURCH AMERSHAM FY2025£903k£70,001 - £80,0001unclear—no doubt

Each row is that charity’s latest analysed filing; every value is quote-backed on its own page.