RIVER OF LIFE COMMUNITY CHURCH (HAVERHILL)
The charity has three main focus's at present:-Church Congregational LifeCommunity ProjectsChalkstone Community Centre
Objects
A) TO ADVANCE THE CHRISTIAN FAITH IN ACCORDANCE WITH THE STATEMENT OF BELIEFS APPEARING IN THE SCHEDULE HERETO IN HAVERHILL AND THE SURROUNDING AREA AND IN SUCH OTHER PARTS OF THE UNITED KINGDOM OR THE WORLD AS THE TRUSTEES MAY FROM TIME TO TIME THINK FIT AND OTHER SUCH PURPOSES WHICH ARE EXCLUSIVELY CHARITABLE ACCORDING TO THE LAW OF ENGLAND AND WALES AND ARE CONNECTED WITH THE CHARITABLE WORK OF THE CHARITY;B) TO RELIEVE PERSONS WHO ARE IN CONDITIONS OF NEED HARDSHIP OR SICKNESS AND WHO MAY BE AGED AND TO RELIEVE THE DISTRESS CAUSED THEREBY IN HAVERHILL AND THE SURROUNDING AREA AND IN SUCH OTHER PARTS OF THE UNITED KINGDOM OR THE WORLD AS THE TRUSTEES MAY FROM TIME TO TIME THINK FIT.(C) TO FURTHER OR BENEFIT THE RESIDENTS OF HAVERHILL AND THE SURROUNDING AREA BY ASSOCIATING TOGETHER THE SAID RESIDENTS AND THE LOCAL AUTHORITIES, VOLUNTARY AND OTHER ORGANISATIONS IN A COMMON EFFORT TO ADVANCE EDUCATION AND TO PROVIDE FACILITIES IN THE INTERESTS OF SOCIAL WELFARE FOR RECREATION AND LEISURE TIME OCCUPATION WITH THE OBJECTIVE OF IMPROVING THE CONDITIONS OF LIFE FOR THE RESIDENTS.
Financial health, per its FY2026 accounts
The accounts state that unrestricted cash held at year-end was £65,106, which is above the trustees' stated policy target of maintaining two months of core operational costs. However, the charity reported a net expenditure exceeding income for the year, resulting in a reduction of cash reserves. The trustees remain confident that reserves are in line with policy, noting that designated funds could be used for general purposes if needed.
What the accounts disclose
“Reserves: Our policy is to keep 2 months of core operational costs.” — page 7
Policies the charity declares
- Bullying and harassment policy and procedures
- Complaints handling
- Complaints policy and procedures
- Conflicting interests
- Financial reserves policy and procedures
- Internal charity financial controls policy and procedures
- Investment
- Paying staff
- Risk management
- Safeguarding policy and procedures
- Safeguarding vulnerable beneficiaries
- Serious incident reporting policy and procedures
- Social media policy and procedures
- Volunteer management
Property (HM Land Registry)
Trustees
- Joanna Marie Nicholaschair
- Alien Rojas Canizares
- Christopher Roger Clark
- Nancy Martinez Fasoro
- Oluwatosin Emmanuel Osunnuyi
- Paul Robert Turner
- Simbarashe Gwata
- Thomas Harry Wilson
Income and spending
| Financial year end | Income | Spending |
|---|---|---|
| 31/03/2026 | £117k | £132k |
| 31/03/2025 | £131k | £140k |
| 31/03/2024 | £122k | £132k |
| 31/03/2023 | £116k | £122k |
| 31/03/2022 | £111k | £99k |
Common questions
Is RIVER OF LIFE COMMUNITY CHURCH (HAVERHILL) financially healthy?
Per its FY2026 accounts: The accounts state that unrestricted cash held at year-end was £65,106, which is above the trustees' stated policy target of maintaining two months of core operational costs. However, the charity reported a net expenditure exceeding income for the year, resulting in a reduction of cash reserves. The trustees remain confident that reserves are in line with policy, noting that designated funds could be used for general purposes if needed. Its FY2026 accounts were independently examined.
Government & lottery funding
| Funder | Date | Amount | Purpose |
|---|---|---|---|
| The National Lottery Community Fund | 07/04/2011 | £10k | Impacting your Community 10 week Course |
Charities like this
- RIVER OF LIFE CITY CHURCH
- RIVER OF LIFE CHURCH (WORTHING)
- River of Life Community Church Langney
- RIVER OF LIFE CHRISTIAN CENTRE
- RIVER OF LIFE CHURCH, FELIXSTOWE
- THE RIVER CHURCH CHELMSFORD CIO
Side by side with its peers
| Charity | Income | Top pay band | Staff >£60k | Reserves vs policy | Fundraising cost | Going concern |
|---|---|---|---|---|---|---|
| RIVER OF LIFE COMMUNITY CHURCH (HAVERHILL) | £117k | — | — | unclear | — | no doubt |
| RIVER OF LIFE CITY CHURCH | £96k | — | 0 | unclear | — | no doubt |
| RIVER OF LIFE CHURCH (WORTHING) | £67k | — | 0 | above | — | no doubt |
| River of Life Community Church Langney | £60k | — | 0 | above | — | no doubt |
| RIVER OF LIFE CHRISTIAN CENTRE | £72k | — | 0 | unclear | — | no doubt |
| RIVER OF LIFE CHURCH, FELIXSTOWE | £96k | — | 0 | unclear | — | no doubt |