RIVER OF LIFE COMMUNITY CHURCH (HAVERHILL)

Registered charity 1115810 · accounts filings on the Charity Commission register

The charity has three main focus's at present:-Church Congregational LifeCommunity ProjectsChalkstone Community Centre

Objects

A) TO ADVANCE THE CHRISTIAN FAITH IN ACCORDANCE WITH THE STATEMENT OF BELIEFS APPEARING IN THE SCHEDULE HERETO IN HAVERHILL AND THE SURROUNDING AREA AND IN SUCH OTHER PARTS OF THE UNITED KINGDOM OR THE WORLD AS THE TRUSTEES MAY FROM TIME TO TIME THINK FIT AND OTHER SUCH PURPOSES WHICH ARE EXCLUSIVELY CHARITABLE ACCORDING TO THE LAW OF ENGLAND AND WALES AND ARE CONNECTED WITH THE CHARITABLE WORK OF THE CHARITY;B) TO RELIEVE PERSONS WHO ARE IN CONDITIONS OF NEED HARDSHIP OR SICKNESS AND WHO MAY BE AGED AND TO RELIEVE THE DISTRESS CAUSED THEREBY IN HAVERHILL AND THE SURROUNDING AREA AND IN SUCH OTHER PARTS OF THE UNITED KINGDOM OR THE WORLD AS THE TRUSTEES MAY FROM TIME TO TIME THINK FIT.(C) TO FURTHER OR BENEFIT THE RESIDENTS OF HAVERHILL AND THE SURROUNDING AREA BY ASSOCIATING TOGETHER THE SAID RESIDENTS AND THE LOCAL AUTHORITIES, VOLUNTARY AND OTHER ORGANISATIONS IN A COMMON EFFORT TO ADVANCE EDUCATION AND TO PROVIDE FACILITIES IN THE INTERESTS OF SOCIAL WELFARE FOR RECREATION AND LEISURE TIME OCCUPATION WITH THE OBJECTIVE OF IMPROVING THE CONDITIONS OF LIFE FOR THE RESIDENTS.

Area of benefit: HAVERHILL, NATIONALLY AND WORLDWIDE

The charity’s charitable objects and area of benefit, quoted from its governing document as held on the Charity Commission register.

Causes: The Prevention Or Relief Of Poverty · Overseas Aid/famine Relief · Religious Activities · Economic/community Development/employment · website · Get email alerts

Registered contact address: West Suffolk, East of England, England (from the postcode on the register)

Latest income
£117k
Latest spending
£132k
Registered
2006
Accounts read
FY2026

Financial health, per its FY2026 accounts

The accounts state that unrestricted cash held at year-end was £65,106, which is above the trustees' stated policy target of maintaining two months of core operational costs. However, the charity reported a net expenditure exceeding income for the year, resulting in a reduction of cash reserves. The trustees remain confident that reserves are in line with policy, noting that designated funds could be used for general purposes if needed.

Automated summary of the FY2026 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Reserves policy: two months of core operational costs (held: £65k)
“Reserves: Our policy is to keep 2 months of core operational costs.” — page 7
Per its FY2026 accounts as filed with the Charity Commission.

Accounts independently examined (not a full audit). Discloses 4 of 6 completeness components.

Policies the charity declares

In its annual return the charity told the Commission that it has the policies listed below. This is self-declared: it is not verified by the Commission or by this site, and it is not evidence of how a policy works in practice.

Property (HM Land Registry)

2 registered titles in England and Wales held by the charity’s company or corporate body (2 freehold). All charity-held property. Contains HM Land Registry data © Crown copyright, OGL v3.0.

Public profiles (found on the charity’s own website): facebook

Trustees · trustee networks

Trustee list from the Charity Commission register (current, not historical).

Operates in: Suffolk

Income and spending

Financial year endIncomeSpending
31/03/2026£117k£132k
31/03/2025£131k£140k
31/03/2024£122k£132k
31/03/2023£116k£122k
31/03/2022£111k£99k

Common questions

Is RIVER OF LIFE COMMUNITY CHURCH (HAVERHILL) financially healthy?

Per its FY2026 accounts: The accounts state that unrestricted cash held at year-end was £65,106, which is above the trustees' stated policy target of maintaining two months of core operational costs. However, the charity reported a net expenditure exceeding income for the year, resulting in a reduction of cash reserves. The trustees remain confident that reserves are in line with policy, noting that designated funds could be used for general purposes if needed. Its FY2026 accounts were independently examined.

Government & lottery funding

Grants to this charity published as open data by government and lottery funders (360Giving).

FunderDateAmountPurpose
The National Lottery Community Fund07/04/2011£10kImpacting your Community 10 week Course

Charities like this

Semantically similar by activities and financial character, from our analysed corpus. Compare with RIVER OF LIFE CITY CHURCH.

Side by side with its peers

CharityIncomeTop pay bandStaff >£60kReserves vs policyFundraising costGoing concern
RIVER OF LIFE COMMUNITY CHURCH (HAVERHILL)£117k——unclear—no doubt
RIVER OF LIFE CITY CHURCH FY2025£96k—0unclear—no doubt
RIVER OF LIFE CHURCH (WORTHING) FY2025£67k—0above—no doubt
River of Life Community Church Langney FY2025£60k—0above—no doubt
RIVER OF LIFE CHRISTIAN CENTRE FY2025£72k—0unclear—no doubt
RIVER OF LIFE CHURCH, FELIXSTOWE FY2025£96k—0unclear—no doubt

Each row is that charity’s latest analysed filing; every value is quote-backed on its own page.