FIVE TALENTS UK LTD

Registered charity 1113969 · accounts filings on the Charity Commission register

Five Talents works with a network of community partners who provide savings schemes alongside literacy and business training for communities who have been marginalised around the world.

Causes: Education/training · The Prevention Or Relief Of Poverty · Economic/community Development/employment · Grant history (this charity is a funder) · website · Get email alerts

Latest income
£2.1m
Latest spending
£2.0m
Registered
2006
Accounts read
FY2025

Financial health, per its FY2025 accounts

The accounts state that total incoming resources reached £2,083,289, a record high, while total resources expended were £1,952,769, resulting in a net surplus. The charity holds unrestricted funds of £444,869, which the trustees consider sufficient to meet its reserves policy target of three to six months of projected UK operating costs.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Largest income source: Individual giving (52% of income)
“In 2025, 52% of our income came from individual giving, including regular giving, gifts to our Christmas appeal and Gift Aid.” — page 17
Per its FY2025 accounts as filed with the Charity Commission.
Fundraising cost ratio: 9.6% of fundraised income, as disclosed
“Expenditure on raising funds includes all expenditure incurred by the Charity to raise funds for its charitable purposes and includes costs of all fundraising activities events and non-charitable trading.” — page 33
Per its FY2025 accounts as filed with the Charity Commission.
Reserves policy: three to six months of projected UK operating costs (non-grant expenditure) (held: £445k)
“In financial year 2025 the trustees determined an appropriate level of reserves to be three to six months of projected UK operating costs (non-grant expenditure).” — page 15
Per its FY2025 accounts as filed with the Charity Commission.
Related-party transaction: Five Talents US
“During the year Five Talents UK paid £234,120 (2024: £188,383) to Five Talents US for projects in South Sudan. £nil (2024: £2,317) was received from Five Talents US as a contribution to meeting and travel costs.”
“During the year £135,274 (2024: £120,568) was paid to Five Talents Kenya for the overseeing of projects in Kenya.” — page 52
Per its FY2025 accounts as filed with the Charity Commission.
Related-party transaction: Five Talents Kenya
“During the year Five Talents UK paid £234,120 (2024: £188,383) to Five Talents US for projects in South Sudan. £nil (2024: £2,317) was received from Five Talents US as a contribution to meeting and travel costs.”
“During the year £135,274 (2024: £120,568) was paid to Five Talents Kenya for the overseeing of projects in Kenya.” — page 52
Per its FY2025 accounts as filed with the Charity Commission.
Related-party transaction: Trustees
“During the year Five Talents UK paid £234,120 (2024: £188,383) to Five Talents US for projects in South Sudan. £nil (2024: £2,317) was received from Five Talents US as a contribution to meeting and travel costs.”
“During the year £135,274 (2024: £120,568) was paid to Five Talents Kenya for the overseeing of projects in Kenya.” — page 52
Per its FY2025 accounts as filed with the Charity Commission.

Accounts audited by Moore Kingston Smith LLP. Discloses 5 of 6 completeness components.

Corporate structure

Public fundraising profile: JustGiving — Five Talents (matched by registered charity number).

Company officers (Companies House)

Current officers of the charity’s own company per the Companies House register, cross-checked against the Charity Commission trustee list by name. A director not on the trustee list is usually a timing or naming difference between the two registers — check both records before drawing conclusions.

Official officers record.

Structured financials (annual return, FY ending 31/12/2025)

Total income
£2.1m
Total spending
£2.0m
Cost of raising funds
£200k
Reserves (reported)
£413k
Employees
10

Reported reserves equal ~2.5 months of spending — below the median for charities its size (median 4.8 months; benchmarks).

Per its annual return, cost of raising funds: 9.6% of total income — above the median for charities its size (5.2%) (benchmarks).

Register events

Trustees · trustee networks

Trustee list from the Charity Commission register (current, not historical).

Operates in: Bolivia · Burma · Burundi · Congo (Democratic Republic) · Kenya · Rwanda · South Sudan · Tanzania · Uganda

Income and spending

Financial year endIncomeSpending
31/12/2025£2.1m£2.0m
31/12/2024£1.8m£1.6m
31/12/2023£1.4m£1.4m
31/12/2022£1.2m£1.2m
31/12/2021£1.0m£920k

Common questions

Is FIVE TALENTS UK LTD financially healthy?

Per its FY2025 accounts: The accounts state that total incoming resources reached £2,083,289, a record high, while total resources expended were £1,952,769, resulting in a net surplus. The charity holds unrestricted funds of £444,869, which the trustees consider sufficient to meet its reserves policy target of three to six months of projected UK operating costs. Its FY2025 accounts were audited by Moore Kingston Smith LLP.

Who funds FIVE TALENTS UK LTD?

Funders whose own accounts filings name FIVE TALENTS UK LTD as a grant recipient include THE A S CHARITABLE TRUST, THE ALLEN OVERY SHEARMAN STERLING FOUNDATION, THE DULVERTON TRUST, THE PETER STEBBINGS MEMORIAL CHARITY, H C D MEMORIAL FUND.

Known funders

Grants to this charity found in funders’ own accounts filings.

FunderYearAmountPurpose (as stated by the funder)
THE A S CHARITABLE TRUSTFY2025£77k
THE ALLEN OVERY SHEARMAN STERLING FOUNDATIONFY2024£50k
THE ALLEN OVERY SHEARMAN STERLING FOUNDATIONFY2025£50k
THE DULVERTON TRUSTFY2025£40kLiteracy and Savings Groups in Marsabit
THE DULVERTON TRUSTFY2023£38kSavings Groups and training in Marsabit
THE PETER STEBBINGS MEMORIAL CHARITYFY2024£30k
H C D MEMORIAL FUNDFY2023£20kCommunity
THE COLES-MEDLOCK FOUNDATIONFY2025£10k
H C D MEMORIAL FUNDFY2025£10kCommunity
THE RANDAL CHARITABLE FOUNDATIONFY2022£9k
THE PETER STEBBINGS MEMORIAL CHARITYFY2023£5k
THE PETER STEBBINGS MEMORIAL CHARITYFY2022£5k
THE AUSTIN BAILEY FOUNDATIONFY2022£4k
THE ANCHOR FOUNDATIONFY2022£4k
THE ANCHOR FOUNDATIONFY2023£4k
W F SOUTHALL TRUSTFY2024£3kSocial Action
W F SOUTHALL TRUSTFY2023£3kSocial Action
W F SOUTHALL TRUSTFY2022£3kSocial Action
MISS E F RATHBONE CHARITABLE TRUSTFY2025£2kINTERNATIONAL
The Parochial Church Council of Godalming MinsterFY2022£1k
THE OAKDALE TRUSTFY2025£1k
MISS E F RATHBONE CHARITABLE TRUSTFY2022£1k
The Parochial Church Council of Godalming MinsterFY2021£1k
THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF ST BARBARA EARLSDON COVENTRYFY2022£975Overseas missionary societies
THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF ALL SAINTS GUILDFORDFY2023£804General Charitable Missions
The Parochial Church Council of Godalming MinsterFY2023£750
THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF ST ANDREW, COULSDONFY2021£250Overseas
THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF ST ANDREW, COULSDONFY2022£150At Home
THE RANDAL CHARITABLE FOUNDATIONFY2023£0
THE PETER STEBBINGS MEMORIAL CHARITYFY2025£0

Funders of similar charities

Funders whose accounts show grants to charities similar to this one (and no recorded grant to this charity) — a starting list for fundraisers.

Charities like this

Semantically similar by activities and financial character, from our analysed corpus. Compare with THE TALENT FUND.

Side by side with its peers

CharityIncomeTop pay bandStaff >£60kReserves vs policyFundraising costGoing concern
FIVE TALENTS UK LTD£2.1m—0unclear9.6%no doubt
THE TALENT FUND FY2024£2.2m—0above—no doubt
NHANCED COMMUNITIES FY2025£182k—0unclear—no doubt
THE FIVE FOUNDATION LTD FY2026£339k£60,001 - £70,0001unclear—no doubt
PATCHWORK PROJECT FY2025£263k—0unclear—no doubt
TOOLS FOR SELF RELIANCE FY2024£699k—0within—no doubt

Each row is that charity’s latest analysed filing; every value is quote-backed on its own page.