THE BLACKWATER U3A

Registered charity 1113334 · accounts filings on the Charity Commission register

General Meeting monthly: Lectures on a variety of subjects.Groups: Meetings for educational activitiesTrips to places of interestRecreational visits

Objects

THE ADVANCEMENT OF EDUCATION AND, IN PARTICULAR, THE EDUCATION OF OLDER PEOPLE AND THOSE WHO ARE RETIRED FROM FULL TIME WORK, BY ALL MEANS INCLUDING ASSOCIATED ACTIVITIES CONDUCIVE TO LEARNING AND PERSONAL DEVELOPMENT.

Area of benefit: MALDON AND ITS SURROUNDING LOCALITY

The charity’s charitable objects and area of benefit, quoted from its governing document as held on the Charity Commission register.

Causes: Education/training · Arts/culture/heritage/science · Amateur Sport · website · Get email alerts

Latest income
£29k
Latest spending
£31k
Registered
2006
Accounts read
FY2025

Financial health, per its FY2025 accounts

The accounts state that total income was £29,498.10 and total expenditure was £31,069.00, resulting in a net deficit for the year. The trustees report that reserves are sufficient for the forthcoming 12 months, noting a policy to maintain reserves equivalent to 3-6 months of operating costs.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Largest income source: none
“Income for the year totalled £29,498.10” — page 4
Per its FY2025 accounts as filed with the Charity Commission.
Reserves policy: between 3-6 months of operating costs (held: £6k)
“It is our Policy to main reserves equivalent to between 3-6 months of operating costs.” — page 4
Per its FY2025 accounts as filed with the Charity Commission.

Accounts independently examined (not a full audit). Discloses 5 of 6 completeness components.

Policies the charity declares

In its annual return the charity told the Commission that it has the policies listed below. This is self-declared: it is not verified by the Commission or by this site, and it is not evidence of how a policy works in practice.

Trustees · trustee networks

Trustee list from the Charity Commission register (current, not historical).

Operates in: Essex

Income and spending

Financial year endIncomeSpending
31/03/2025£29k£31k
31/03/2024£21k£20k
31/03/2023£15k£16k
31/03/2022£13k£13k
31/03/2021£5k£5k

Common questions

Is THE BLACKWATER U3A financially healthy?

Per its FY2025 accounts: The accounts state that total income was £29,498.10 and total expenditure was £31,069.00, resulting in a net deficit for the year. The trustees report that reserves are sufficient for the forthcoming 12 months, noting a policy to maintain reserves equivalent to 3-6 months of operating costs. Its FY2025 accounts were independently examined.