OPPORTUNITY INTERNATIONAL UNITED KINGDOM
Registered charity 1107713 · accounts filings on the Charity Commission register · also known as OPPORTUNITY UK
The charity through its Implementing Partners provides microfinance services to the poor, mostly in Africa. The microfinance services range from providing a safe and secure place for the poor to safeguard their savings, financial education, training as well as microfinance loans.
Causes: General Charitable Purposes · The Prevention Or Relief Of Poverty · Other Charitable Purposes · Grant history (this charity is a funder) · website · Get email alerts
Financial health, per its FY2025 accounts
The accounts state that the charity achieved a surplus for the year, with total income increasing to £3.1m and total expenditure decreasing to £2.8m. Per the trustees' report, unrestricted reserves are held at a level equivalent to eight months of budgeted operating expenditure, which falls within the stated policy target of 6 to 12 months. The charity maintains a strong cash position with £4.6m in cash and cash equivalents.
Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.
What the accounts disclose
Fundraising cost ratio: 15.0% of fundraised income, as disclosed
“15% Cost of generating funds” — page 12
Per its FY2025 accounts as filed with the Charity Commission.
Reserves policy: 6-12 months of budgeted operating expenditure (held: £2.2m)
“OIUK aims to maintain unrestricted reserves equivalent to between 6 and 12 months of budgeted operating expenditure, plus an allowance for any committed match funding obligations arising from signed donor contracts.”
Per its FY2025 accounts as filed with the Charity Commission.
Related-party transaction: Trustees donated to the charity
“Trustees donated £36,425 (2024: £20,527) to OIUK during the year. No trustee or any connected person received any remuneration, reimbursement of expenses or payment for services from the Charity during the year ended 2025 (2024: nil). Annual cost of trustee indemnity insurance is £1,500). OIUK has not transferred any funds to OMIL (2024: £nil). Opportunity International US is an affiliate of Opportunity Global that is not a related party as defined in FRS102.” — page 22
Per its FY2025 accounts as filed with the Charity Commission.
Trading subsidiary: Opportunity Microfinance Investments Limited
“Opportunity Microfinance Investments Limited (OMIL), a wholly owned subsidiary”
Per its FY2025 accounts as filed with the Charity Commission.
Accounts audited by Forvis Mazars LLP. Discloses 4 of 6 completeness components.
Public fundraising profile: JustGiving — Opportunity International UK (matched by registered charity number).
Leadership, per the charity’s website
- Busola Sodeinde — Chair of Trustees (source)
Listed on the charity’s own website when we last crawled it; roles may have changed. Pay-band disclosures above are anonymous statutory disclosures and are not attributed to any named individual.
Funders the charity credits
Named as funders/supporters on the charity’s own website (the charity’s claim, distinct from accounts-verified grants).
- Rotary Great Britain and Ireland — “Rotary Great Britain and Ireland” (source page)
- The Career Innovation Company — “The Career Innovation Company” (source page)
- Challenge Fund for Youth Employment — “Challenge Fund for Youth Employment” (source page)
- Swiss Capacity Building Facility — “Swiss Capacity Building Facility” (source page)
Property (HM Land Registry)
1 registered title in England and Wales held by the charity’s company or corporate body (0 freehold). All charity-held property. Contains HM Land Registry data © Crown copyright, OGL v3.0.
Public profiles (found on the charity’s own website): facebook · instagram
Structured financials (annual return, FY ending 31/12/2025)
Cost of raising funds
£411k
Reported reserves equal ~9.5 months of spending — above the median for charities its size (median 4.8 months; benchmarks).
Per its annual return, largest income source: Donations and legacies (94% of income) — components as reported reconcile to the return’s total income; not from the accounts narrative.
Per its annual return, cost of raising funds: 13.2% of total income — above the median for charities its size (5.2%) (benchmarks).
Trustee list from the Charity Commission register (current, not historical).
Operates in: Ghana · Malawi · Pakistan · Rwanda · Scotland · Throughout England And Wales · Uganda
Income and spending
Common questions
Is OPPORTUNITY INTERNATIONAL UNITED KINGDOM financially healthy?
Per its FY2025 accounts: The accounts state that the charity achieved a surplus for the year, with total income increasing to £3.1m and total expenditure decreasing to £2.8m. Per the trustees' report, unrestricted reserves are held at a level equivalent to eight months of budgeted operating expenditure, which falls within the stated policy target of 6 to 12 months. The charity maintains a strong cash position with £4.6m in cash and cash equivalents. Its FY2025 accounts were audited by Forvis Mazars LLP.
Who funds OPPORTUNITY INTERNATIONAL UNITED KINGDOM?
Funders whose own accounts filings name OPPORTUNITY INTERNATIONAL UNITED KINGDOM as a grant recipient include THE PATRICK & HELENA FROST FOUNDATION, THE FIELDROSE CHARITABLE TRUST, The Squire Patton Boggs Charitable Trust, BRITISH HUMANE ASSOCIATION.
Known funders
Grants to this charity found in funders’ own accounts filings.
Government & lottery funding
Grants to this charity published as open data by government and lottery funders (360Giving).
Funders of similar charities
Funders whose accounts show grants to charities similar to this one (and no recorded grant to this charity) — a starting list for fundraisers.
Charities like this
Semantically similar by activities and financial character, from our analysed corpus. Compare with MICROLOAN FOUNDATION.
Side by side with its peers
Each row is that charity’s latest analysed filing; every value is quote-backed on its own page.