OPPORTUNITY INTERNATIONAL UNITED KINGDOM

Registered charity 1107713 · accounts filings on the Charity Commission register · also known as OPPORTUNITY UK

Latest income
£3.1m
Latest spending
£2.7m
Registered
2005
Accounts read
FY2025

Financial health, per its FY2025 accounts

The accounts state that the charity achieved a surplus for the year, with total income increasing to £3.1m and total expenditure decreasing to £2.8m. Per the trustees' report, unrestricted reserves are held at a level equivalent to eight months of budgeted operating expenditure, which falls within the stated policy target of 6 to 12 months. The charity maintains a strong cash position with £4.6m in cash and cash equivalents.

What the accounts disclose

Reserves policy: 6-12 months of budgeted operating expenditure (held: £2.2m)
OIUK aims to maintain unrestricted reserves equivalent to between 6 and 12 months of budgeted operating expenditure, plus an allowance for any committed match funding obligations arising from signed donor contracts.
Per its FY2025 accounts as filed with the Charity Commission.
Related-party transaction: Trustees donated to the charity
Trustees donated £36,425 (2024: £20,527) to OIUK during the year. No trustee or any connected person received any remuneration, reimbursement of expenses or payment for services from the Charity during the year ended 2025 (2024: nil). Annual cost of trustee indemnity insurance is £1,500). OIUK has not transferred any funds to OMIL (2024: £nil). Opportunity International US is an affiliate of Opportunity Global that is not a related party as defined in FRS102. — page 22
Per its FY2025 accounts as filed with the Charity Commission.
Trading subsidiary: Opportunity Microfinance Investments Limited
Opportunity Microfinance Investments Limited (OMIL), a wholly owned subsidiary
Per its FY2025 accounts as filed with the Charity Commission.

Accounts audited by Forvis Mazars LLP.

Public fundraising profile: JustGiving — Opportunity International UK (matched by registered charity number).

Leadership, per the charity’s website

Listed on the charity’s own website when we last crawled it; roles may have changed. Pay-band disclosures above are anonymous statutory disclosures and are not attributed to any named individual.

Funders the charity credits

Named as funders/supporters on the charity’s own website (the charity’s claim, distinct from accounts-verified grants).

Structured financials (annual return, FY ending 31/12/2025)

Total income
£3.1m
Total spending
£2.7m
Cost of raising funds
£411k
Reserves (reported)
£2.2m
Employees
12

Reported reserves equal ~9.5 months of spending — above the median for charities its size (median 4.8 months; benchmarks).

Trustees

Trustee list from the Charity Commission register (current, not historical).

Operates in: Ghana · Malawi · Pakistan · Rwanda · Scotland · Throughout England And Wales · Uganda

Income and spending

Financial year endIncomeSpending
31/12/2025£3.1m£2.7m
31/12/2024£1.8m£3.3m
31/12/2023£2.7m£2.8m
31/12/2022£2.6m£4.1m
31/12/2021£4.3m£3.0m

Common questions

Is OPPORTUNITY INTERNATIONAL UNITED KINGDOM financially healthy?

The accounts state that the charity achieved a surplus for the year, with total income increasing to £3.1m and total expenditure decreasing to £2.8m. Per the trustees' report, unrestricted reserves are held at a level equivalent to eight months of budgeted operating expenditure, which falls within the stated policy target of 6 to 12 months. The charity maintains a strong cash position with £4.6m in cash and cash equivalents. Its FY2025 accounts were audited by Forvis Mazars LLP.

Who funds OPPORTUNITY INTERNATIONAL UNITED KINGDOM?

Funders whose own accounts filings name OPPORTUNITY INTERNATIONAL UNITED KINGDOM as a grant recipient include BRITISH HUMANE ASSOCIATION.

Known funders

Grants to this charity found in funders’ own accounts filings.

FunderYearAmount
BRITISH HUMANE ASSOCIATIONFY2025

Funders of similar charities

Funders whose accounts show grants to charities similar to this one (and no recorded grant to this charity) — a starting list for fundraisers.

Charities like this

Semantically similar by activities and financial character, from our analysed corpus. Compare with MICROLOAN FOUNDATION.