LOVE AND JOY MINISTRIES LTD

Registered charity 1107029 · accounts filings on the Charity Commission register

Love & Joy Ministries advances the Christian faith through the medium of music, dance and drama and by demonstrating the Gospel through practical help to the most vulnerable in the community,including homeless children,young people,excluded groups and the elderly.

Causes: General Charitable Purposes · The Prevention Or Relief Of Poverty · Religious Activities · Arts/culture/heritage/science · Economic/community Development/employment · website · Get email alerts

Latest income
£247k
Latest spending
£254k
Registered
2004
Accounts read
FY2025

Financial health, per its FY2025 accounts

The accounts state that the charity incurred a deficit of £7,522 for the year ended 31 March 2025, resulting in net current liabilities of £39,601. The trustees report that unrestricted reserves of £623,556 are represented wholly by fixed assets, with cash reserves at only £22,744. The independent examiner identified a matter of concern regarding the charity's financial position and limited cash resources, though the accounts were prepared on a going concern basis based on expected future surpluses.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Reserves position: below the charity's own stated reserves policy (held: £624k; policy: six months worth of expenditure)
The unrestricted reserves at 31 March 2025 consist of the general reserves of £623,556. However, these reserves are represented wholly by fixed assets. Cash reserves at 31 March 2025 were £22,744. — page 9
Per its FY2025 accounts as filed with the Charity Commission.
Going concern: noted by the trustees or auditor
I have identified a matter of concern. Without qualifying my report, I draw attention to the disclosures in the Trustees’ report and note 20 to the financial statements concerning the Charity’s financial position. As set out therein, the Charity incurred a deficit for the year ended 31 March 2025 and at the balance sheet date had limited unrestricted cash resources, as well as net current liabilities.
Per its FY2025 accounts as filed with the Charity Commission.
Related-party transaction: Grant paid to associated charity Liverpool Lighthouse Limited.
During the year the charity paid a grant of £59,700 (2024: £156,630) to Liverpool Lighthouse. — page 23
During the previous financial year the charity gave them an interest free loan of £18,200 to be repaid over 3 years which was further topped up by £5,000 in the year. At the year end date £16,000 was still outstanding on this loan.
Per its FY2025 accounts as filed with the Charity Commission.
Related-party transaction: Loan provided to associated charity Liverpool Lighthouse Limited.
During the year the charity paid a grant of £59,700 (2024: £156,630) to Liverpool Lighthouse. — page 23
During the previous financial year the charity gave them an interest free loan of £18,200 to be repaid over 3 years which was further topped up by £5,000 in the year. At the year end date £16,000 was still outstanding on this loan.
Per its FY2025 accounts as filed with the Charity Commission.
Related-party transaction: Donations paid to associated charity Bright Park.
During the year the charity paid a grant of £59,700 (2024: £156,630) to Liverpool Lighthouse. — page 23
During the previous financial year the charity gave them an interest free loan of £18,200 to be repaid over 3 years which was further topped up by £5,000 in the year. At the year end date £16,000 was still outstanding on this loan.
Per its FY2025 accounts as filed with the Charity Commission.

Accounts independently examined (not a full audit). Discloses 5 of 6 completeness components.

Funders the charity credits

Named as funders/supporters on the charity’s own website (the charity’s claim, distinct from accounts-verified grants).

Property (HM Land Registry)

2 registered titles in England and Wales held by the charity’s company or corporate body (2 freehold). All charity-held property. Contains HM Land Registry data © Crown copyright, OGL v3.0.

Public profiles (found on the charity’s own website): facebook · instagram

Trustees · trustee networks

Trustee list from the Charity Commission register (current, not historical).

Operates in: Ireland · Kenya · South Africa · The Gambia · Throughout England · Uganda

Income and spending

Financial year endIncomeSpending
31/03/2025£247k£254k
31/03/2024£277k£365k
31/03/2023£219k£231k
31/03/2022£387k£257k
31/03/2021£215k£138k

Common questions

Is LOVE AND JOY MINISTRIES LTD financially healthy?

Per its FY2025 accounts: The accounts state that the charity incurred a deficit of £7,522 for the year ended 31 March 2025, resulting in net current liabilities of £39,601. The trustees report that unrestricted reserves of £623,556 are represented wholly by fixed assets, with cash reserves at only £22,744. The independent examiner identified a matter of concern regarding the charity's financial position and limited cash resources, though the accounts were prepared on a going concern basis based on expected future surpluses. Its FY2025 accounts were independently examined.

Funders of similar charities

Funders whose accounts show grants to charities similar to this one (and no recorded grant to this charity) — a starting list for fundraisers.

FunderSimilar charities fundedAmount to them
LIFE COMMUNITY CHURCH (WARWICKSHIRE)1£4k
FOREST HILL CHARITABLE TRUST1£3k

Charities like this

Semantically similar by activities and financial character, from our analysed corpus. Compare with ADORE CHURCH.

Side by side with its peers

CharityIncomeTop pay bandStaff >£60kReserves vs policyFundraising costGoing concern
LOVE AND JOY MINISTRIES LTD£247k0belownoted
ADORE CHURCH FY2025£260k0unclearno doubt
TEMPLE OF FAITH MINISTRIES FY2025£144k0unclearno doubt
SILOAM CHRISTIAN MINISTRIES LIMITED FY2024£315k0unclearno doubt
THE REDEEMED CHRISTIAN CHURCH OF GOD, JUBILEE CHRISTIAN CENTRE WOLVERHAMPTON FY2024£502k0unclearno doubt
The Apostolic Faith Mission UK Ltd FY2024£1.2m0belowno doubt

Each row is that charity’s latest analysed filing; every value is quote-backed on its own page.