RIPPLE AFRICA

Registered charity 1103256 · accounts filings on the Charity Commission register · also registered in Scotland as SC043082 (OSCR)

We aim to help rural Malawians sustainably manage their natural resources through large scale tree planting, forest conservation and fuel efficient cookstove projects.We relieve poverty and improve food security through community led fisheries management in Lake Malawi and improved agricultural practices.We aim to improve education and healthcare standards near our Malawi base at Mwaya.

Objects

1. TO ADVANCE THE EDUCATION OF CHILDREN IN MALAWI AND GREATER AFRICA IN PARTICULAR BUT NOT LIMITED TO THE PROVISION OF SCHOOLS, VOLUNTEER TEACHING ASSISTANTS, EQUIPMENT;2. TO PRESERVE AND PROTECT THE GOOD HEALTH OF PEOPLE IN MALAWI AND GREATER AFRICA;3. TO PRESERVE AND PROTECT THE ENVIRONMENT IN MALAWI AND GREATER AFRICA, AND TO PROMOTE BETTER METHODS OF AGRICULTURE AND MANAGEMENT OF NATURAL RESOURCES;4. TO RELIEVE POVERTY BY HELPING PEOPLE IN MALAWI AND GREATER AFRICA TO START THEIR OWN SUSTAINABLE BUSINESSES.

Area of benefit: MALAWI AND GREATER AFRICA

The charity’s charitable objects and area of benefit, quoted from its governing document as held on the Charity Commission register.

Causes: Education/training · The Advancement Of Health Or Saving Of Lives · Environment/conservation/heritage · Economic/community Development/employment · website · Get email alerts

Registered contact address: Buckinghamshire, South East, England (from the postcode on the register)

Latest income
£2.8m
Latest spending
£2.1m
Registered
2004
Accounts read
FY2025

Financial health, per its FY2025 accounts

The accounts state that total income increased to £2,774,619, resulting in a net income of £711,367 for the year. The charity holds £1,195,401 in free reserves, which the trustees note is falling short of their stated policy target of approximately £1.6m. The auditors confirmed that the use of the going concern basis of accounting is appropriate with no material uncertainties identified.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Reserves position: below the charity's own stated reserves policy (held: £1.2m; policy: a minimum of six months’ expenditure should be held in free reserves (general funds excluding fixed assets))
“At 31 May 2025, the charity held restricted funds of £177,293 (2024: deficit of £44,076), and unrestricted funds of £1,572,803 (2024: £1,082,805), of which £1,195,401 were free reserves, falling short of the target level.” — page 12
Per its FY2025 accounts as filed with the Charity Commission.
Related-party transaction: Vimiti Limited (directors Geoffrey Furber and Gabrielle Jackson) made donations of £136,603 to Ripple Africa.
“In addition to the above, Vimiti Limited made donations of £136,603 (2024: £99,600) to Ripple Africa.” — page 35
“Under a profit sharing agreement, Ripple Africa was entitled to proceeds from the sale of carbon credits owned by Vimiti Limited. This amount totalled £26,641” — page 35
Per its FY2025 accounts as filed with the Charity Commission.
Related-party transaction: Vimiti Limited paid Ripple Africa £26,641 under a profit sharing agreement for carbon credits.
“In addition to the above, Vimiti Limited made donations of £136,603 (2024: £99,600) to Ripple Africa.” — page 35
“Under a profit sharing agreement, Ripple Africa was entitled to proceeds from the sale of carbon credits owned by Vimiti Limited. This amount totalled £26,641” — page 35
Per its FY2025 accounts as filed with the Charity Commission.
Related-party transaction: aZtec Commercial Cleaning (founder Geoffrey Furber) made donations of £8,000 to Ripple Africa.
“In addition to the above, Vimiti Limited made donations of £136,603 (2024: £99,600) to Ripple Africa.” — page 35
“Under a profit sharing agreement, Ripple Africa was entitled to proceeds from the sale of carbon credits owned by Vimiti Limited. This amount totalled £26,641” — page 35
Per its FY2025 accounts as filed with the Charity Commission.

Accounts audited by Godfrey Wilson Limited. Discloses 5 of 6 completeness components.

Policies the charity declares

In its annual return the charity told the Commission that it has the policies listed below. This is self-declared: it is not verified by the Commission or by this site, and it is not evidence of how a policy works in practice.

From the charity’s annual return (Part A, self-declared)

Answers and figures the charity gave in Part A of its annual return to the Charity Commission. They are self-declared: not verified by the Commission or by this site. Only positive answers and figures are listed; items not listed are simply not shown.

Self-declared on the annual return for the financial year ending 31/05/2025

  • Volunteers: 1

Self-declared on the annual return for the financial year ending 31/05/2024

  • Volunteers: 2

Self-declared on the annual return for the financial year ending 31/05/2023

  • Volunteers: 4

Source: this charity’s annual returns on the Charity Commission register.

Annual return filing dates (Charity Commission record)

Of its last 5 annual returns with a recorded received date, 1 was received after the due date: year ending 31/05/2022 (received 02/05/2023, 32 days after the 31/03/2023 due date).

Due and received dates as recorded in the Commission’s annual-return data; the data does not say whether an extension was agreed. Source: this charity’s annual returns on the Charity Commission register.

Corporate structure

Company officers (Companies House)

Current officers of the charity’s own company per the Companies House register, cross-checked against the Charity Commission trustee list by name. A director not on the trustee list is usually a timing or naming difference between the two registers — check both records before drawing conclusions.

Official officers record.

Structured financials (annual return, FY ending 31/05/2025)

Total income
£2.8m
Total spending
£2.1m
Cost of raising funds
£224k
Reserves (reported)
£1.2m
Employees
224

Reported reserves equal ~7.0 months of spending — above the median for charities its size (median 4.7 months; benchmarks).

Per its annual return, largest income source: Donations and legacies (55% of income) — components as reported reconcile to the return’s total income; not from the accounts narrative.

Per its annual return, cost of raising funds: 8.1% of total income — above the median for charities its size (5.3%) (benchmarks).

Register events

Trustees · trustee networks

Trustee list from the Charity Commission register (current, not historical).

Operates in: Malawi

Income and spending

Financial year endIncomeSpending
31/05/2025£2.8m£2.1m
31/05/2024£2.6m£2.0m
31/05/2023£1.8m£1.9m
31/05/2022£1.4m£1.2m
31/05/2021£892k£823k

Common questions

Is RIPPLE AFRICA financially healthy?

Per its FY2025 accounts: The accounts state that total income increased to £2,774,619, resulting in a net income of £711,367 for the year. The charity holds £1,195,401 in free reserves, which the trustees note is falling short of their stated policy target of approximately £1.6m. The auditors confirmed that the use of the going concern basis of accounting is appropriate with no material uncertainties identified. Its FY2025 accounts were audited by Godfrey Wilson Limited.

Who funds RIPPLE AFRICA?

Funders whose own accounts filings name RIPPLE AFRICA as a grant recipient include Wild Life Foundation, THE BATCHWORTH TRUST.

Known funders

Grants to this charity found in funders’ own accounts filings.

FunderYearAmountPurpose (as stated by the funder)
Wild Life FoundationFY2022Unverified read£530kof a total of E90,000 over three years supporting sustainable fishing inititives (fish conservation) Lake Malawi.
Wild Life FoundationFY2023Unverified read£230kYear 2 of a 3 year project which aims to protect endangered fish species in Lake Malawi through education, community work and legislation around fishing.
Wild Life FoundationFY2024£30kYear 2 of a 3 year project which alms to protect endangered fish species In Lake Malawi through education, cornmunity work and leglslation around fishing.
THE BATCHWORTH TRUSTFY2025£20k
THE BATCHWORTH TRUSTFY2022£15k

Grants marked “Unverified read” were flagged by automated checks as possibly misread from the funder’s filed accounts. They are listed, but left out of the totals, counts and funder relationships this site computes.

Funders of similar charities

Funders whose accounts show grants to charities similar to this one (and no recorded grant to this charity) — a starting list for fundraisers.

Charities like this

Semantically similar by activities and financial character, from our analysed corpus. Compare with NETWORK FOR A BETTER WORLD.

Side by side with its peers

CharityIncomeTop pay bandStaff >£60kReserves vs policyFundraising costGoing concern
RIPPLE AFRICA£2.8m—0below—no doubt
NETWORK FOR A BETTER WORLD FY2025£42k—0unclear—no doubt
MYMALAWI FY2025£212k—0below—no doubt
ROWLEY PROJECTS FY2025£58k—0below—no doubt
BWENGU PROJECTS MALAWI FY2025£33k—0unclear—no doubt
MALAWI RELIEF FUND UK FY2025£2.8m——unclear—no doubt

Each row is that charity’s latest analysed filing; every value is quote-backed on its own page.