MERCY IN ACTION
Registered charity 1096068 · accounts filings on the Charity Commission register · also known as MIA, THE SOURCE
MERCY IN ACTION WORKS IN THE PHILIPPINES IN CEBU AND MINDANAO AMONGST THE POOREST OF THE POOR. WE CURRENTLY SEND AROUND 400 CHILDREN TO SCHOOL AND COLLEGE & RUN 3 CHILDREN'S HOMES. WE HAVE FEEDING PROGRAMMES AND A DROP IN CENTRE FOR STREET CHILDREN, BUILD HOMES FOR DESTITUTE FAMILIES AND PROVIDE GRANTS FOR SMALL BUSINESSES. 'FEEDING THE HUNGRY TODAY; EQUIPPING THEM FOR TOMORROW'.
Causes: General Charitable Purposes · Education/training · The Advancement Of Health Or Saving Of Lives · The Prevention Or Relief Of Poverty · Overseas Aid/famine Relief · Accommodation/housing · website · Get email alerts
Financial health, per its FY2025 accounts
The accounts state that the charity achieved a net surplus of £226,782 for the year, a significant improvement from the prior year's deficit. Free reserves increased to £372,356, though this remains below the stated policy target of 6 months of net project costs (£457,439). The Trustees confirm the charity is a going concern with adequate resources to continue operations.
Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.
What the accounts disclose
Reserves position: below the charity's own stated reserves policy (held: £372k; policy: 6 months of net project costs (after deducting guaranteed income))
“While reserves remain below the target level, the reduction in the shortfall demonstrates that actions taken during 2024 and 2025 are having the intended effect” — page 10
Per its FY2025 accounts as filed with the Charity Commission.
Related-party transaction: Rental housing provided by Laura Jones, close family member of CEO Allison Todd.
“Laura Jones, a close family member of Allison Todd (CEO of the charity) provided rental housing for the charities Petra activities. Amount: £44,012 (2024: 44,012). Balance Outstanding at the year end: ENil (2025: 2,388)” — page 44
“LT Jones Properties Ltd, controlled by close family members of Alision Todd (CEO of the charity) provided rental housing for the charity's Petra activities. Amount: £78,068 (2024: 60,568). Balance Outstanding at the year end: ENil (2025: 1,735)” — page 44
Per its FY2025 accounts as filed with the Charity Commission.
Related-party transaction: Rental housing provided by LT Jones Properties Ltd, controlled by close family members of CEO Allison Todd.
“Laura Jones, a close family member of Allison Todd (CEO of the charity) provided rental housing for the charities Petra activities. Amount: £44,012 (2024: 44,012). Balance Outstanding at the year end: ENil (2025: 2,388)” — page 44
“LT Jones Properties Ltd, controlled by close family members of Alision Todd (CEO of the charity) provided rental housing for the charity's Petra activities. Amount: £78,068 (2024: 60,568). Balance Outstanding at the year end: ENil (2025: 1,735)” — page 44
Per its FY2025 accounts as filed with the Charity Commission.
Accounts audited by Bishop Fleming Audit Limited. Discloses 5 of 6 completeness components.
In the news
Recent coverage mentioning this charity by name (automated match; headlines belong to their publishers).
Public fundraising profile: JustGiving — Mercy in Action (matched by registered charity number).
Leadership, per the charity’s website
- Allison Todd — CEO (source)
- Laura Jones — Director, Petra Project (source)
- Emily Rosal — MiA Philippines Director (source)
- Tim Rosal — MiA Philippines Director (source)
Listed on the charity’s own website when we last crawled it; roles may have changed. Pay-band disclosures above are anonymous statutory disclosures and are not attributed to any named individual.
Property (HM Land Registry)
41 registered titles in England and Wales held by the charity’s company or corporate body (0 freehold); recorded price paid £208k. All charity-held property. Contains HM Land Registry data © Crown copyright, OGL v3.0.
Public profiles (found on the charity’s own website): facebook · instagram
Structured financials (annual return, FY ending 31/12/2025)
Cost of raising funds
£4.7m
Reported reserves equal ~0.9 months of spending — in the bottom quarter for charities its size (median 4.8 months; benchmarks).
Per its annual return, largest income source: Other trading activities (82% of income) — components as reported reconcile to the return’s total income; not from the accounts narrative.
Per its annual return, cost of raising funds: 76.7% of total income — above the 90th percentile for charities its size (median 5.2%) (benchmarks).
Register events
- Received assets from another charity (05/11/2025) — per the register’s event history; asset transfers typically record mergers or reorganisations.
Trustee list from the Charity Commission register (current, not historical).
Operates in: Bath And North East Somerset · Bedford · Bristol City · Buckinghamshire · Gloucestershire · Milton Keynes · Oxfordshire · Philippines · Reading · Sri Lanka · Wiltshire
Income and spending
Common questions
Is MERCY IN ACTION financially healthy?
Per its FY2025 accounts: The accounts state that the charity achieved a net surplus of £226,782 for the year, a significant improvement from the prior year's deficit. Free reserves increased to £372,356, though this remains below the stated policy target of 6 months of net project costs (£457,439). The Trustees confirm the charity is a going concern with adequate resources to continue operations. Its FY2025 accounts were audited by Bishop Fleming Audit Limited.
Who funds MERCY IN ACTION?
Funders whose own accounts filings name MERCY IN ACTION as a grant recipient include THE BRIDGE TRUST LTD.
Shared trustees with funders
Register facts shown side by side: a person serves as trustee of both this charity and a funder whose accounts record grants to it. Shared trusteeship is lawful and common; well-run charities manage it through declared-interest procedures.
Known funders
Grants to this charity found in funders’ own accounts filings.
Government & lottery funding
Grants to this charity published as open data by government and lottery funders (360Giving).
Funders of similar charities
Funders whose accounts show grants to charities similar to this one (and no recorded grant to this charity) — a starting list for fundraisers.
Charities like this
Semantically similar by activities and financial character, from our analysed corpus. Compare with HANDS OF MERCY INTERNATIONAL.
Side by side with its peers
Each row is that charity’s latest analysed filing; every value is quote-backed on its own page.