RAY MCGRATH MEMORIAL TRUST

Registered charity 1093700 · accounts filings on the Charity Commission register

Advancing education, relieving poverty and being true to how Ray McGrath lived his life. Funds may be distributed to satisfy the above and/or for scholarships/bursaries for UK residents; for research into matters connected to the sea; and to encourage musical endeavour - particularly jazz and classical traditions (e.g. lieder and church music).

Causes: General Charitable Purposes · Education/training · Disability · The Prevention Or Relief Of Poverty · Accommodation/housing · Religious Activities · Grant history (this charity is a funder) · Get email alerts

Latest income
£1.1m
Latest spending
£89k
Registered
2002
Accounts read
FY2025

Financial health, per its FY2025 accounts

The accounts state that unrestricted reserves stood at £4,944,449, which the trustees consider to be within their stated policy target of three to six months' expenditure. The charity reported a net income increase of £817,089 driven by significant donations, while noting that the prior year's figures were not audited.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Reserves policy: between three and six month’s expenditure (held: £4.9m)
It is the policy of the charitable company that unrestricted funds which have not been designated for a specific use should be maintained at a level equivalent to between three and six month’s expenditure. — page 4
Per its FY2025 accounts as filed with the Charity Commission.

Accounts audited by Calders (1883) LLP. Discloses 4 of 6 completeness components.

Year-over-year changes

Comparing this charity’s FY2024 and FY2025 accounts as analysed by this site.

Structured financials (annual return, FY ending 05/04/2025)

Total income
£1.1m
Total spending
£89k
Cost of raising funds
£30k
Reserves (reported)
£4.9m
Employees
0

Trustees · trustee networks

Trustee list from the Charity Commission register (current, not historical).

Operates in: Throughout England And Wales

Income and spending

Financial year endIncomeSpending
05/04/2025£1.1m£89k
05/04/2024£120k£87k
05/04/2023£91k£31k
05/04/2022£0£0
25/09/2021£122£823

Common questions

Is RAY MCGRATH MEMORIAL TRUST financially healthy?

Per its FY2025 accounts: The accounts state that unrestricted reserves stood at £4,944,449, which the trustees consider to be within their stated policy target of three to six months' expenditure. The charity reported a net income increase of £817,089 driven by significant donations, while noting that the prior year's figures were not audited. Its FY2025 accounts were audited by Calders (1883) LLP.

Funders of similar charities

Funders whose accounts show grants to charities similar to this one (and no recorded grant to this charity) — a starting list for fundraisers.

FunderSimilar charities fundedAmount to them
THE HAPPY BABY COMMUNITY1£28k

Charities like this

Semantically similar by activities and financial character, from our analysed corpus. Compare with THE ROGER RAYMOND CHARITABLE TRUST.

Side by side with its peers

CharityIncomeTop pay bandStaff >£60kReserves vs policyFundraising costGoing concern
RAY MCGRATH MEMORIAL TRUST£1.1m0withinno doubt
THE ROGER RAYMOND CHARITABLE TRUST FY2025£586kbelowno doubt
THE RICHARD HARRIS CHARITABLE TRUST FY2024£163k0unclearno doubt
SEAEM FY2023£201k0unclearno doubt
THE ROAN CHARITABLE TRUST FY2025£195k0unclearno doubt
MCGRATH TAYLOR FAMILY CHARITABLE TRUST FY2025£109k0unclearno doubt

Each row is that charity’s latest analysed filing; every value is quote-backed on its own page.