CENTRAL BAPTIST ASSOCIATION

Registered charity 1090606 · accounts filings on the Charity Commission register

The advancement of the Christian Religion especially by the means of and in accordance with the principles of the Baptist denomination

Causes: Religious Activities · website · Get email alerts

Latest income
£586k
Latest spending
£661k
Registered
2002
Accounts read
FY2024

Financial health, per its FY2024 accounts

The accounts state that unrestricted reserves totalled £3,197,935, while the trustees note that projections indicate an annual deficit of approximately £250,000 for the foreseeable future, excluding unpredictable property sales. The trustees consider the charity has sufficient reserves to mitigate these risks and maintain going concern status.

Automated summary of the FY2024 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Largest income source: Sale of redundant member church property (57% of income)
“Income from sale of redundant member church property 434,937”
Per its FY2024 accounts as filed with the Charity Commission.
Related-party transaction: Trustee expenses
“During the year six other trustees were paid £1,102 (2023: £1,136) for travel expenses incurred in the normal course of Association activities.” — page 18
Per its FY2024 accounts as filed with the Charity Commission.

Accounts audited by MHA. Discloses 4 of 6 completeness components.

Corporate structure

Company officers (Companies House)

Current officers of the charity’s own company per the Companies House register, cross-checked against the Charity Commission trustee list by name. A director not on the trustee list is usually a timing or naming difference between the two registers — check both records before drawing conclusions.

Official officers record.

Property (HM Land Registry)

3 registered titles in England and Wales held by the charity’s company or corporate body (3 freehold); recorded price paid £1.5m. All charity-held property. Contains HM Land Registry data © Crown copyright, OGL v3.0.

Public profiles (found on the charity’s own website): facebook · instagram

Structured financials (annual return, FY ending 31/12/2025)

Total income
£586k
Total spending
£661k
Reserves (reported)
£3.1m
Employees
6

Reported reserves equal ~56.1 months of spending — in the top quarter for charities its size (median 5.2 months; benchmarks).

Per its annual return, largest income source: Donations and legacies (65% of income) — components as reported reconcile to the return’s total income; not from the accounts narrative.

Per its annual return, cost of raising funds: 0.0% of total income — below the median for charities its size (4.9%) (benchmarks).

Trustees · trustee networks

Trustee list from the Charity Commission register (current, not historical).

Operates in: Bedford · Buckinghamshire · Central Bedfordshire · Hertfordshire · Luton · Milton Keynes · Northamptonshire

Income and spending

Financial year endIncomeSpending
31/12/2025£586k£661k
31/12/2024£759k£499k
31/12/2023£569k£514k
31/12/2022£352k£342k
31/12/2021£521k£329k

Common questions

Is CENTRAL BAPTIST ASSOCIATION financially healthy?

Per its FY2024 accounts: The accounts state that unrestricted reserves totalled £3,197,935, while the trustees note that projections indicate an annual deficit of approximately £250,000 for the foreseeable future, excluding unpredictable property sales. The trustees consider the charity has sufficient reserves to mitigate these risks and maintain going concern status. Its FY2024 accounts were audited by MHA.

Who funds CENTRAL BAPTIST ASSOCIATION?

Funders whose own accounts filings name CENTRAL BAPTIST ASSOCIATION as a grant recipient include THE BAPTIST UNION OF GREAT BRITAIN, HODDESDON BAPTIST CHURCH.

Known funders

Grants to this charity found in funders’ own accounts filings.

FunderYearAmountPurpose (as stated by the funder)
THE BAPTIST UNION OF GREAT BRITAINFY2025£3.0mRegional Association
THE BAPTIST UNION OF GREAT BRITAINFY2024£268kRegional Association Operational Funding
THE BAPTIST UNION OF GREAT BRITAINFY2023£231kRegional Association Operational Funding
THE BAPTIST UNION OF GREAT BRITAINFY2022£65kOther Baptist Partner Institutions
HODDESDON BAPTIST CHURCHFY2022£4kGrants for UK and overseas mission

Funders of similar charities

Funders whose accounts show grants to charities similar to this one (and no recorded grant to this charity) — a starting list for fundraisers.

Charities like this

Semantically similar by activities and financial character, from our analysed corpus. Compare with SOUTH EASTERN BAPTIST ASSOCIATION.

Side by side with its peers

CharityIncomeTop pay bandStaff >£60kReserves vs policyFundraising costGoing concern
CENTRAL BAPTIST ASSOCIATION£586k—0unclear—no doubt
SOUTH EASTERN BAPTIST ASSOCIATION FY2024£656k—0above—no doubt
CRANBROOK BAPTIST CHURCH FY2024£105k—0within—no doubt
MARKET HARBOROUGH BAPTIST CHURCH FY2025£128k—0unclear—no doubt
VICTORIA PARK BAPTIST CHURCH FY2025£119k—0unclear—no doubt
DIDCOT BAPTIST CHURCH FY2024£226k—0above—no doubt

Each row is that charity’s latest analysed filing; every value is quote-backed on its own page.