HAROLD BUCKINGHAM CHARITABLE TRUST
General Charitable Purposes. Trust is open to applications. Please submit your application to https://funding.ludlowtrust.com
Objects
I GIVE THE REMAINDER OF MY ESTATE TO MY TRUSTEES TO ADMINISTER THE SAME ACCORDING TO LAW AND TO HOLD MY RESIDUARY ESTATE UPON TRUST TO APPLY THE INCOME THEREFROM IN PERPETUITY FOR THE PROMOTION OF CHARITY IN THE MANNER HEREINAFTER SET OUT THAT IS TO SAY: -(A) IN SUCH MANNER OR TO SUCH CHARITABLE OBJECTS AS I SHALL BY MEMORANDUM DIRECT(B) AND IN DEFAULT OR SUCH MEMORANDUM TO DISTRIBUTE THE SAID INCOME TO SUCH CHARITY OR CHARITIES AND IN SUCH AMOUNT OR AMOUNTS AS THEY SHALL IN THEIR ABSOLUTE DISCRETION THINK FIT(C) ALL SUCH PAYMENTS SHALL BE MADE ONLY TO UNITED KINGDOM CHARITABLE INSTITUTIONS REGISTERED WITH THE CHARITY COMMISSION UNDER THE CHARITIES ACT 1960 AS AMENDED OR REPLACED(D) PROVIDED FURTHER THAT IN THE ABSENCE OF ANY MEMORANDUM OR CAPITAL INSTRUCTIONS TO APPLY OR PAY THE CAPITAL OF MY RESIDUARY ESTATE FOR SUCH CHARITABLE PURPOSES FROM TIME TO TIME AS THEY SHALL IN THEIR ABSOLUTE DISCRETION THINK FIT TO THE EXHAUSTION OF THE SAID RESIDUARY ESTATE(E) I DIRECT THAT THE RECEIPT OF THE TREASURER OR OTHER AUTHORISED OFFICER FOR THE TIME BEING OF ANY CHARITY BENEFITING UNDER THIS MY WILL SHALL BE A FULL AND SUFFICIENT DISCHARGE TO MY TRUSTEES
Financial health, per its FY2025 accounts
The accounts state that the charity held free reserves of £15,664 and unrestricted bank balances of £8,332 at the end of the period. The trustees pursue a policy of maintaining free reserves to cover future needs, contingencies, and risks. The independent examiner confirmed that no material matters came to their attention that would cause concern regarding the accounts or accounting records.
What the accounts disclose
“The Trustees pursue a policy of maintaining a free reserve available to be spent in the furtherance of the charity’s objectives as well as covering future needs, opportunities, contingencies and risks.”
“HSBC Bank was paid £5,677 and Ludlow Trust Company Limited was paid £847 for trust administration services during the year under review.”
“HSBC Bank was paid £5,677 and Ludlow Trust Company Limited was paid £847 for trust administration services during the year under review.”
“HSBC Bank was paid £5,677 and Ludlow Trust Company Limited was paid £847 for trust administration services during the year under review.”
“HSBC Bank was paid £5,677 and Ludlow Trust Company Limited was paid £847 for trust administration services during the year under review.”
Policies the charity declares
- Bullying and harassment policy and procedures
- Complaints handling
- Complaints policy and procedures
- Conflicting interests
- Financial reserves policy and procedures
- Internal charity financial controls policy and procedures
- Internal risk management policy and procedures
- Investing charity funds policy and procedures
- Investment
- Risk management
- Safeguarding vulnerable beneficiaries
- Serious incident reporting policy and procedures
- Trustee conflicts of interest policy and procedures
- Trustee expenses policy and procedures
Trustees
Income and spending
| Financial year end | Income | Spending |
|---|---|---|
| 26/07/2025 | £26k | £19k |
| 05/04/2024 | £12k | £9k |
| 05/04/2023 | £10k | £19k |
| 05/04/2022 | £15k | £26k |
| 05/04/2021 | £9k | £19k |
Common questions
Is HAROLD BUCKINGHAM CHARITABLE TRUST financially healthy?
Per its FY2025 accounts: The accounts state that the charity held free reserves of £15,664 and unrestricted bank balances of £8,332 at the end of the period. The trustees pursue a policy of maintaining free reserves to cover future needs, contingencies, and risks. The independent examiner confirmed that no material matters came to their attention that would cause concern regarding the accounts or accounting records. Its FY2025 accounts were independently examined.