ST MICHAELS CORNERSTONE TRUST

Registered charity 1085991 · accounts filings on the Charity Commission register

The St Michael's Cornerstone Trust exists to support the people of the Lynworth, Priors and Whaddon area of Cheltenham. In particular the relief of poverty, the advancement of education, the maintenance and improvement of public amenities and the provision of leisure facilities in the interests of social welfare. A Care/Share shop, lunch and homework clubs are among a range of activities.

Objects

TO PROMOTE ANY CHARITABLE PURPOSE FOR THE BENEFIT OF THE INHABITANTS OF THE PARISH OF ST MICHAEL AND SURROUNDING PARISHES IN CHELTENHAM, AND IN PARTICULAR, THE RELIEF OF POVERTY, THE ADVANCEMENT OF EDUCATION, THE MAINTENANCE AND IMPROVEMENT OF PUBLIC AMENITIES, AND THE PROVISION OF LEISURE FACILITIES IN THE INTEREST OF SOCIAL WELFARE.

Area of benefit: THE PARISH OF ST MICHAEL AND SURROUNDING PARISHES IN CHELTENHAM.

The charity’s charitable objects and area of benefit, quoted from its governing document as held on the Charity Commission register.

Causes: Education/training · The Advancement Of Health Or Saving Of Lives · Disability · The Prevention Or Relief Of Poverty · Economic/community Development/employment · website · Get email alerts

Registered contact address: Cheltenham, South West, England (from the postcode on the register)

Latest income

£234k

Latest spending

£186k

Registered

2001

Accounts read

FY2025

Financial health, per its FY2025 accounts

The accounts state that unrestricted reserves stood at £68,588, which is above the stated policy target of £52,617 (equating to six months of overhead expenses). The charity reported a net movement in funds of £76,629 for the year, supported by total income of £262,936 against expenditure of £186,307.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Reserves policy: six months of overhead expenses (held: £69k)

“The charity aims to retain a reserve in unrestricted funds of up to six months of overhead expenses. At 31 December 2025 this equated to £52,617” — page 12

Per its FY2025 accounts as filed with the Charity Commission.

Accounts independently examined (not a full audit). Discloses 5 of 6 completeness components.

Policies the charity declares

In its annual return the charity told the Commission that it has the policies listed below. This is self-declared: it is not verified by the Commission or by this site, and it is not evidence of how a policy works in practice.

Bullying and harassment policy and procedures
Complaints handling
Complaints policy and procedures
Financial reserves policy and procedures
Internal charity financial controls policy and procedures
Internal risk management policy and procedures
Investing charity funds policy and procedures
Paying staff
Risk management
Safeguarding policy and procedures
Safeguarding vulnerable beneficiaries
Serious incident reporting policy and procedures
Social media policy and procedures
Trustee conflicts of interest policy and procedures
Trustee expenses policy and procedures
Volunteer management

Corporate structure

Registered company of the charity Companies House 04029533

Company officers (Companies House)

Current officers of the charity’s own company per the Companies House register, cross-checked against the Charity Commission trustee list by name. A director not on the trustee list is usually a timing or naming difference between the two registers — check both records before drawing conclusions.

PEARSON, Catherine Lucy — director, appointed 07/07/2026on trustee list
MITCHELL, Steven Christopher — director, appointed 01/09/2025on trustee list
KIME, John Andrew George, Rev — director, appointed 01/01/2024on trustee list
PLOUFFE, Candace — director, appointed 17/04/2020on trustee list
HAY, Colin Peter — director, appointed 24/07/2018on trustee list
WHITE, James Holford, Rev — director, appointed 15/12/2015on trustee list
TURNER, Martin Hugh, Rev — director, appointed 14/08/2015on trustee list
PLOUFFE, Candace Lynn — secretary, appointed 12/05/2026

Official officers record.

Public profiles (found on the charity’s own website): facebook

Trustees · trustee networks

Rev MARTIN HUGH TURNERchair · trustee of 1 other charity
COUNCILLOR COLIN HAY
Candace Plouffe · trustee of 1 other charity
Catherine Lucy Pearson
John Andrew George Kime
Rev James Holford White
Steven Christopher Mitchell

Trustee list from the Charity Commission register (current, not historical).

Operates in: Gloucestershire

Income and spending

Financial year end	Income	Spending
31/12/2025	£234k	£186k
31/12/2024	£162k	£144k
31/12/2023	£168k	£143k
31/12/2022	£161k	£114k
31/12/2021	£79k	£104k

Common questions

Is ST MICHAELS CORNERSTONE TRUST financially healthy?

Per its FY2025 accounts: The accounts state that unrestricted reserves stood at £68,588, which is above the stated policy target of £52,617 (equating to six months of overhead expenses). The charity reported a net movement in funds of £76,629 for the year, supported by total income of £262,936 against expenditure of £186,307. Its FY2025 accounts were independently examined.

Government & lottery funding

Grants to this charity published as open data by government and lottery funders (360Giving).

Funder	Date	Amount	Purpose
The National Lottery Community Fund	29/09/2025	£237k	Cornerstone Centre 2
The National Lottery Community Fund	24/03/2022	£168k	Cornerstone Centre
Cheltenham Borough Council	—	£2k	Continued provision of a project called Get Whaddon Moving.

Funders of similar charities

Funders whose accounts show grants to charities similar to this one (and no recorded grant to this charity) — a starting list for fundraisers.

Funder	Similar charities funded	Amount to them
THE DEO GLORIA TRUST	1	£10k
THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF HUGHENDEN	1	£400

Charities like this

Semantically similar by activities and financial character, from our analysed corpus. Compare with THE CORNERSTONE WORKS LTD.

THE CORNERSTONE WORKS LTD income £498k
CORNERSTONE BUILDING TRUST income £32k
CORNERSTONE CHRISTIAN FELLOWSHIP (WINLATON) income £97k
THE CORNERSTONE CHURCH GROUP income £226k
CORNERSTONE CHURCH SWINDON income £51k
Cornerstone Church Weymouth income £42k

Side by side with its peers

Charity	Income	Top pay band	Reserves vs policy	Fundraising cost	Going concern
ST MICHAELS CORNERSTONE TRUST	£234k	—	above	—	no doubt
THE CORNERSTONE WORKS LTD FY2025	£498k	—	above	—	no doubt
CORNERSTONE BUILDING TRUST FY2025	£32k	—	unclear	—	no doubt
CORNERSTONE CHRISTIAN FELLOWSHIP (WINLATON) FY2025	£97k	—	unclear	—	no doubt
THE CORNERSTONE CHURCH GROUP FY2025	£226k	—	unclear	—	no doubt
CORNERSTONE CHURCH SWINDON FY2025	£51k	—	below	—	no doubt

Each row is that charity’s latest analysed filing; every value is quote-backed on its own page.