COCKERMOUTH U3A

Registered charity 1084073 · accounts filings on the Charity Commission register · also known as U3A COCKERMOUTH

Education of older people no longer in full time employment.Provision of facilities for leisure time and recreational activities with the object of improving the conditions of life in the interests of their social welfare.

Objects

TO ADVANCE EDUCATION AND IN PARTICULAR THE EDUCATION OF PEOPLE NOT IN FULL TIME GAINFUL EMPLOYMENT WHO ARE IN THEIR THIRD AGE (BEING THE PERIOD OF TIME AFTER THE FIRST AGE OF CHILDHOOD DEPENDENCE AND THE SECOND AGE OF FULL TIME EMPLOYMENT AND/OR PARENTAL RESPONSIBILITY) RESIDING IN COCKERMOUTH AND ITS SURROUNDING LOCALITY.

Area of benefit: COCKERMOUTH AND ITS SURROUNDING LOCALITY

The charity’s charitable objects and area of benefit, quoted from its governing document as held on the Charity Commission register.

Causes: Education/training · Arts/culture/heritage/science · Amateur Sport · Recreation · website · Get email alerts

Latest income

£33k

Latest spending

£29k

Registered

2000

Accounts read

FY2025

Financial health, per its FY2025 accounts

The accounts state that the organization is in a healthy financial position and is 'rather more solvent than we need to be.' The committee notes that while some groups run surpluses, others run deficits, but the overall aim is for groups to broadly break even across the year.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Accounts independently examined (not a full audit). Discloses 4 of 6 completeness components.

Policies the charity declares

In its annual return the charity told the Commission that it has the policies listed below. This is self-declared: it is not verified by the Commission or by this site, and it is not evidence of how a policy works in practice.

Bullying and harassment policy and procedures
Complaints handling
Complaints policy and procedures
Conflicting interests
Engaging external speakers at charity events policy and procedures
Internal charity financial controls policy and procedures
Internal risk management policy and procedures
Investing charity funds policy and procedures
Safeguarding policy and procedures
Serious incident reporting policy and procedures
Trustee expenses policy and procedures

Trustees · trustee networks

Alan Cloustonchair
Christopher Chleboun
Ian Percy Hall
Jane Gill
Jennifer Lewis
Leslie John Webb
Penelope Lees
Rev Ian William Lewis Parker · trustee of 1 other charity
Robert John Morrell

Trustee list from the Charity Commission register (current, not historical).

Operates in: Cumbria

Income and spending

Financial year end	Income	Spending
31/07/2025	£33k	£29k
31/07/2024	£27k	£25k
31/07/2023	£25k	£25k
31/07/2022	£24k	£20k
31/07/2021	£5k	£6k

Common questions

Is COCKERMOUTH U3A financially healthy?

Per its FY2025 accounts: The accounts state that the organization is in a healthy financial position and is 'rather more solvent than we need to be.' The committee notes that while some groups run surpluses, others run deficits, but the overall aim is for groups to broadly break even across the year. Its FY2025 accounts were independently examined.