GHANA INTERNATIONAL FOUNDATION

Registered charity 1083550 · accounts filings on the Charity Commission register

The Foundation is sponsored by the London based Ghana International Bank plc with the objects of providing relief to persons in Africa in general but especially in Ghana, from conditions of need, hardship or distress and the furtherence of education. The Trustees are all based in London.

Objects

THE TRUSTEES SHALL HOLD THE TRUST FUND UPON TRUST TO APPLY THE INCOME AND ALL OR SUCH PART OR PARTS OF THE CAPITAL THEREOF FOR OR TOWARDS RELIEVING PERSONS RESIDENT IN THE CONTINENT OF AFRICA WHO ARE IN CONDITIONS OF NEED, HARDSHIP OR DISTRESS AS A RESULT OF LOCAL, NATIONAL OR INTERNATIONAL DISASTER OR BY REASON OF THEIR SOCIAL AND ECONOMIC CIRCUMSTANCES AND IN FURTHERING THE EDUCATION OF PERSONS RESIDENT IN THE CONTINENT OF AFRICA IN SUCH MANNER AS THE TRUSTEES MAY AT ANY TIME AND FROM TIME TO TIME IN THEIR ABSOLUTE DISCRETION THINK FIT PROVIDED THAT DURING THE ACCUMULATION PERIOD THE TRUSTEES MAY IN THEIR DISCRETION ACCUMULATE THE WHOLE OR ANY PART OF THE INCOME OF THE TRUST FUND BY INVESTING THE SAME AND THE RESULTING INCOME THEREOF IN OR UPON ANY INVESTMENTS HEREBY AUTHORISED AND SHALL HOLD SUCH ACCUMULATIONS AS AN ACCRETION TO THE CAPITAL OF THE TRUST FUND AND AS ONE FUND THEREWITH FOR ALL PURPOSES.

Area of benefit: AFRICA

The charity’s charitable objects and area of benefit, quoted from its governing document as held on the Charity Commission register.

Causes: Education/training · The Advancement Of Health Or Saving Of Lives · The Prevention Or Relief Of Poverty · Get email alerts

Latest income
£64k
Latest spending
£33k
Registered
2000
Accounts read
FY2025

Financial health, per its FY2025 accounts

The accounts state that the charity reported an excess of income over expenditure of £31,064 for the year, resulting in total unrestricted funds of £62,229 at year-end. The Trustees confirm there are no material uncertainties regarding the charity's ability to continue as a going concern. The charity relies principally on donations from its sponsor, Ghana International Bank ple, to fund its activities.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Largest income source: Ghana International Bank ple (92% of income)
“Donation from Ghana International Bank ple 58,918” — page 12
Per its FY2025 accounts as filed with the Charity Commission.
Reserves policy: a de minimis reserve level of £2,000 per annum (held: £62k)
“The Trustees currently maintain a de minimis reserve level of £2,000 per annum, below which no commitment is made by the Foundation for any award of grants.”
Per its FY2025 accounts as filed with the Charity Commission.
Related-party transaction: Donation from Ghana International Bank ple
“Donation from the Bank of £58,918 (2024 £50,000). Independent examiner's fees of £1,920 (2024: £1,920) and accountancy fees of £1,560 (2024: £1,560) were paid on behalf of the Foundation by GHIB fiom its own funds in 2025 and shown in the financial statements as donated services.” — page 16
“Independent examiner's fees of £1,920 (2024: £1,920) and accountancy fees of £1,560 (2024: £1,560) were paid on behalf of the Foundation by GHIB fiom its own funds in 2025 and shown in the financial statements as donated services.”
Per its FY2025 accounts as filed with the Charity Commission.
Related-party transaction: Donated services (Examiner and Accountancy fees paid by Sponsor)
“Donation from the Bank of £58,918 (2024 £50,000). Independent examiner's fees of £1,920 (2024: £1,920) and accountancy fees of £1,560 (2024: £1,560) were paid on behalf of the Foundation by GHIB fiom its own funds in 2025 and shown in the financial statements as donated services.” — page 16
“Independent examiner's fees of £1,920 (2024: £1,920) and accountancy fees of £1,560 (2024: £1,560) were paid on behalf of the Foundation by GHIB fiom its own funds in 2025 and shown in the financial statements as donated services.”
Per its FY2025 accounts as filed with the Charity Commission.

Accounts independently examined (not a full audit). Discloses 4 of 6 completeness components.

Policies the charity declares

In its annual return the charity told the Commission that it has the policies listed below. This is self-declared: it is not verified by the Commission or by this site, and it is not evidence of how a policy works in practice.

Trustees · trustee networks

Trustee list from the Charity Commission register (current, not historical).

Operates in: City Of London · Ghana

Income and spending

Financial year endIncomeSpending
31/12/2025£64k£33k
31/12/2024£55k£70k
31/12/2023£57k£151k
31/12/2022£52k£95k
31/12/2021£50k£1k

Common questions

Is GHANA INTERNATIONAL FOUNDATION financially healthy?

Per its FY2025 accounts: The accounts state that the charity reported an excess of income over expenditure of £31,064 for the year, resulting in total unrestricted funds of £62,229 at year-end. The Trustees confirm there are no material uncertainties regarding the charity's ability to continue as a going concern. The charity relies principally on donations from its sponsor, Ghana International Bank ple, to fund its activities. Its FY2025 accounts were independently examined.