THE NFU MUTUAL CHARITABLE TRUST

Registered charity 1073064 · accounts filings on the Charity Commission register

The Charity makes donations within its objectives to promote and support in particular the areas of education of the public in relation to agriculture, education of young people in rural areas, relief of poverty in rural areas, promotion of the social welfare in rural communities, promotion of research into agriculture and advancement of the education of the public in relation to insurance.

Objects

TO PROMOTE, FACILITATE AND SUPPORT SUCH PURPOSES ASSURE EXCLUSIVELY CHARITABLE ACCORDING TO THE LAWS OF ENGLAND AND WALES IN THE AREAS OF AGRICULTURE, RURAL DEVELOPMENT AND INSURANCE IN THE UNITED KINGDOM AND IN PARTICULAR(A) TO ADVANCE THE EDUCATION OF THE PUBLIC BY MEANS OF RESEARCH AND DISSEMINATION OF INFORMATION RELATION TO AGRICULTURE(B) TO ADVANCE THE EDUCATION OF YOUNG PEOPLE IN RURAL AREAS (C) TO RELIEVE POVERTY WITHIN RURAL AREAS(D) TO PROMOTE THE BENEFIT AND SOCIAL WELFARE OF INHABITANTS OF RURAL COMMUNITIES BY ASSOCIATING TOGETHER WITH THE INHABITANTS AND LOCAL AUTHORITIES, VOLUNTARY AND OTHER ORGANIZATIONS TO ADVANCE EDUCATION AND LEISURE-TIME OCCUPATION(E) TO PROMOTE RESEARCH INTO AGRICULTURE AND ASSOCIATED ACTIVITIES (F) TO ADVANCE THE EDUCATION OF THE PUBLIC BY MEANS OF RESEARCH AND DISSEMINATION OF INFORMATION IN RELATION TO INSURANCE PROVIDED THAT THE CHARITY MAY ALSO PROMOTE, FACILITATE AND SUPPORT ANY SUCH OTHER PURPOSES AS ARE EXCLUSIVELY CHARITABLE

Area of benefit: UNITED KINGDOM

The charity’s charitable objects and area of benefit, quoted from its governing document as held on the Charity Commission register.

Causes: General Charitable Purposes · Grant history (this charity is a funder) · website · Get email alerts

Registered contact address: Stratford-on-Avon, West Midlands, England (from the postcode on the register)

Financial health, per its FY2025 accounts

The accounts state that unrestricted reserves of £75,767 fell below the stated policy target of around £100,000, though the Trustees note that post-year-end donations have restored reserves above this minimum threshold. The charity reported a net decrease in funds of £44,680, driven primarily by charitable grants exceeding incoming donations and investment income. Despite the deficit, the Trustees consider the financial position satisfactory and maintain a going concern basis, citing adequate cash flow and recent funding injections.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Accounts audited by Deloitte LLP. Discloses 5 of 6 completeness components.

Policies the charity declares

In its annual return the charity told the Commission that it has the policies listed below. This is self-declared: it is not verified by the Commission or by this site, and it is not evidence of how a policy works in practice.

• Conflicting interests
• Financial reserves policy and procedures
• Internal charity financial controls policy and procedures
• Internal risk management policy and procedures
• Investing charity funds policy and procedures
• Investment
• Risk management
• Trustee conflicts of interest policy and procedures
• Trustee expenses policy and procedures

From the charity’s annual return (Part A, self-declared)

Answers and figures the charity gave in Part A of its annual return to the Charity Commission. They are self-declared: not verified by the Commission or by this site. Only positive answers and figures are listed; items not listed are simply not shown.

Source: this charity’s annual returns on the Charity Commission register.

In the news

Recent coverage mentioning this charity by name (automated match; headlines belong to their publishers).

• NFU Mutual Charitable Trust Samaritans samaritans.org · 24/06/2020

What the charity says about itself (2025)

From its own voluntary annual review / impact report — the charity’s account of its work, distinct from the statutory accounts analysed above.

Public profiles (found on the charity’s own website): facebook

Structured financials (annual return, FY ending 31/12/2025)

Reported reserves equal ~0.7 months of spending — in the bottom quarter for charities its size (median 4.7 months; benchmarks).

Per its annual return, largest income source: Donations and legacies (99% of income) — components as reported reconcile to the return’s total income; not from the accounts narrative.

Per its annual return, cost of raising funds: 0.0% of total income — below the median for charities its size (5.3%) (benchmarks).

Trustees · trustee networks

• JAMES CRAWFORD MCLARENchair
• Abigail Caroline Ann Reader
• Andrew James Connon
• Baroness MINETTE BRIDGET BATTERS
• DR HARRIET CHRISTINE KENNEDY OBE
• John Lynn McLenaghan
• Nicholas James Turner
• Thomas William Bradshaw

Trustee list from the Charity Commission register (current, not historical).

Operates in: Northern Ireland · Scotland · Throughout England And Wales

Income and spending

Common questions

Funders of similar charities

Funders whose accounts show grants to charities similar to this one (and no recorded grant to this charity) — a starting list for fundraisers.

Charities like this

Semantically similar by activities and financial character, from our analysed corpus. Compare with THE NINEVEH CHARITABLE TRUST.

• THE NINEVEH CHARITABLE TRUST income £254k
• MOUNDFIELD CHARITIES LIMITED income £995k
• THE M Y A CHARITABLE TRUST income £88k
• The Trust Foundation income £2.5m
• FOUNDATION MATTERS income £366k
• THE MOLITOR CHARITABLE TRUST income £49k

Side by side with its peers

Each row is that charity’s latest analysed filing; every value is quote-backed on its own page.