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THE NFU MUTUAL CHARITABLE TRUST

Registered charity 1073064 · accounts filings on the Charity Commission register

The Charity makes donations within its objectives to promote and support in particular the areas of education of the public in relation to agriculture, education of young people in rural areas, relief of poverty in rural areas, promotion of the social welfare in rural communities, promotion of research into agriculture and advancement of the education of the public in relation to insurance.

Causes: General Charitable Purposes · Grant history (this charity is a funder) · website · Get email alerts

Latest income
£1.0m
Latest spending
£1.1m
Registered
1998
Accounts read
FY2024

Financial health, per its FY2024 accounts

The accounts state that unrestricted reserves stood at £108,034, which is above the trustees' stated policy target of maintaining minimum unrestricted reserves of around £100,000. The charity reported a net movement in funds of -£29,222 for the year, resulting in total net assets of £189,006, with the trustees confirming adequate resources to continue as a going concern.

Automated summary of the FY2024 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Reserves policy: around £100,000 (held: £108k)
“The Trustees believe that the Trust should generally maintain minimum unrestricted reserves of around £100,000.” — page 6
Per its FY2024 accounts as filed with the Charity Commission.

Accounts audited by Deloitte LLP. Discloses 5 of 6 completeness components.

What the charity says about itself (2025)

From its own voluntary annual review / impact report — the charity’s account of its work, distinct from the statutory accounts analysed above.

The report states that the Trust made grants to 28 organizations in 2025, an increase from 23 in the previous year.
“During the year the Trust made grants from the unrestricted fund totalling £1,232,585 (2024: £1,012,462) to a total of 28 (2024: 23) organisations.”
The report estimates that the donations made in 2025 will directly help more than 137,000 people across the UK.
“It is estimated by beneficiaries that, collectively, the donations made by the Trust during 2025 will directly help more than 137,000 people across the UK.”
The Trust received £1,200,000 in funding from NFU Mutual in 2025, an increase from £1,000,000 in 2024.
“In 2025 the Trust received funding of £1,200,000 (2024: £1,000,000) from NFU Mutual.”
The Trust awarded one bursary through the Centenary Award in 2025, compared to four in 2024.
“One bursary was awarded in 2025 (2024: four).”

Public profiles (found on the charity’s own website): facebook

Structured financials (annual return, FY ending 31/12/2024)

Total income
£1.0m
Total spending
£1.1m
Reserves (reported)
£108k
Employees
0

Reported reserves equal ~1.2 months of spending — in the bottom quarter for charities its size (median 4.8 months; benchmarks).

Per its annual return, largest income source: Donations and legacies (99% of income) — components as reported reconcile to the return’s total income; not from the accounts narrative.

Per its annual return, cost of raising funds: 0.0% of total income — below the median for charities its size (5.2%) (benchmarks).

Trustees · trustee networks

Trustee list from the Charity Commission register (current, not historical).

Operates in: Northern Ireland · Scotland · Throughout England And Wales

Income and spending

Financial year endIncomeSpending
31/12/2024£1.0m£1.1m
31/12/2023£1.0m£1.0m
31/12/2022£1.0m£1.1m
31/12/2021£1.1m£1.1m
31/12/2020£963k£1.1m

Common questions

Is THE NFU MUTUAL CHARITABLE TRUST financially healthy?

Per its FY2024 accounts: The accounts state that unrestricted reserves stood at £108,034, which is above the trustees' stated policy target of maintaining minimum unrestricted reserves of around £100,000. The charity reported a net movement in funds of -£29,222 for the year, resulting in total net assets of £189,006, with the trustees confirming adequate resources to continue as a going concern. Its FY2024 accounts were audited by Deloitte LLP.

Funders of similar charities

Funders whose accounts show grants to charities similar to this one (and no recorded grant to this charity) — a starting list for fundraisers.

FunderSimilar charities fundedAmount to them
DARTINGTON CATTLE BREEDING TRUST1£59k
YORKSHIRE AGRICULTURAL SOCIETY1£56k
ALAN BOSWELL GROUP CHARITABLE TRUST1£25k
LILIAN FRANCES HIND BEQUEST (TRUSTEES OF LADY HIND)1£15k
THE RED SOCKS CHARITABLE TRUST1£11k
CHK Foundation1£10k
Norwich Freemen's Charity1£8k
THE CHARLES LITTLEWOOD HILL TRUST1£5k

Charities like this

Semantically similar by activities and financial character, from our analysed corpus. Compare with CLAN TRUST LIMITED.

Side by side with its peers

CharityIncomeTop pay bandStaff >£60kReserves vs policyFundraising costGoing concern
THE NFU MUTUAL CHARITABLE TRUST£1.0m—0unclear—no doubt
CLAN TRUST LIMITED FY2025£118k—0below—no doubt
THE FARMERS' COMPANY CHARITABLE FUND FY2025£318k—0above—no doubt
CLA CHARITABLE TRUST FY2025£288k—0above—no doubt
TIM WHITE'S COUNTRYWIDE FOUNDATION FY2025£119k—0unclear—no doubt
Nuffield Farming Scholarships Trust FY2025£804k——unclear—no doubt

Each row is that charity’s latest analysed filing; every value is quote-backed on its own page.