YORKSHIRE BUILDING SOCIETY CHARITABLE FOUNDATION

Registered charity 1069082 · accounts filings on the Charity Commission register

A channel for charitable giving of Yorkshire Building Society ('YBS'). Its priority area is the prevention or relief of poverty. It makes donations for a specific purpose/item to registered charities, recommended by members and colleagues, who support beneficiaries such as children, the seriously ill, the elderly, the homeless and the disabled in the UK.

Causes: The Prevention Or Relief Of Poverty · Grant history (this charity is a funder) · website · Get email alerts

Latest income
£665k
Latest spending
£784k
Registered
1998
Accounts read
FY2025

Financial health, per its FY2025 accounts

The accounts state that the Charity reported a deficit of £119,017 for the year ended 31 December 2025, primarily due to planned spending on the Building Bradford Skills Fund. Despite this deficit, the Charity maintained unrestricted reserves of £439,041, which the Trustees confirm remain in line with their stated policy of holding a minimum of £10,000. The Trustees and auditors both confirm that the Charity has adequate resources to continue as a going concern for at least twelve months.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Reserves policy: a minimum of £10,000 (held: £439k)
“The Trustees review the Reserves Policy annually and agreed to hold a minimum of £10,000.”
Per its FY2025 accounts as filed with the Charity Commission.

Accounts audited by PricewaterhouseCoopers LLP. Discloses 5 of 6 completeness components.

Funders the charity credits

Named as funders/supporters on the charity’s own website (the charity’s claim, distinct from accounts-verified grants).

Public profiles (found on the charity’s own website): instagram

Structured financials (annual return, FY ending 31/12/2025)

Total income
£665k
Total spending
£784k
Reserves (reported)
£439k
Employees
0

Reported reserves equal ~6.7 months of spending — above the median for charities its size (median 5.2 months; benchmarks).

Per its annual return, largest income source: Donations and legacies (100% of income) — components as reported reconcile to the return’s total income; not from the accounts narrative.

Per its annual return, cost of raising funds: 0.0% of total income — below the median for charities its size (4.9%) (benchmarks).

Trustees · trustee networks

Trustee list from the Charity Commission register (current, not historical).

Operates in: Northern Ireland · Scotland · Throughout England And Wales

Income and spending

Financial year endIncomeSpending
31/12/2025£665k£784k
31/12/2024£1.3m£388k
31/12/2023£469k£326k
31/12/2022£415k£429k
31/12/2021£407k£414k

Common questions

Is YORKSHIRE BUILDING SOCIETY CHARITABLE FOUNDATION financially healthy?

Per its FY2025 accounts: The accounts state that the Charity reported a deficit of £119,017 for the year ended 31 December 2025, primarily due to planned spending on the Building Bradford Skills Fund. Despite this deficit, the Charity maintained unrestricted reserves of £439,041, which the Trustees confirm remain in line with their stated policy of holding a minimum of £10,000. The Trustees and auditors both confirm that the Charity has adequate resources to continue as a going concern for at least twelve months. Its FY2025 accounts were audited by PricewaterhouseCoopers LLP.

Funders of similar charities

Funders whose accounts show grants to charities similar to this one (and no recorded grant to this charity) — a starting list for fundraisers.

Charities like this

Semantically similar by activities and financial character, from our analysed corpus. Compare with LEEDS BUILDING SOCIETY CHARITABLE FOUNDATION.

Side by side with its peers

CharityIncomeTop pay bandStaff >£60kReserves vs policyFundraising costGoing concern
YORKSHIRE BUILDING SOCIETY CHARITABLE FOUNDATION£665k—0above—no doubt
LEEDS BUILDING SOCIETY CHARITABLE FOUNDATION FY2025£534k—0unclear—no doubt
THE YORKSHIRE YOUNG ACHIEVERS FOUNDATION FY2025£115k—0unclear—no doubt
YORKSHIRE CHILDREN'S CHARITY FY2023£2.4m—0above52.7%no doubt
THE ROYAL YORKSHIRE REGIMENT CHARITABLE TRUST FY2025£235k—0above—no doubt
WEST BROMWICH BUILDING SOCIETY FOUNDATION FY2025£354k—0unclear—no doubt

Each row is that charity’s latest analysed filing; every value is quote-backed on its own page.