COASTLINE HOUSING LIMITED

Registered charity 1066916 · accounts filings on the Charity Commission register · also known as COASTLINE HOUSING LTD, KERRIER HOMES TRUST LIMITED

Coastline Housing Ltd is an independent, social business, run on a not-for-profit basis. As a major housing provider with more than 3,700 homes in ownership, any financial surplus from our activities is invested back into improving our homes, communities and services.

Causes: Disability · Accommodation/housing · Grant history (this charity is a funder) · website · Get email alerts

Latest income
£52.1m
Latest spending
£44.7m
Registered
1997
Accounts read
FY2025

Financial health, per its FY2025 accounts

The accounts state that the Group reported a surplus for the year of £7.4 million, resulting in total reserves increasing to £90.0 million. The Group maintains substantial liquidity of £53 million and has adequate resources to continue in operational existence for at least 12 months. The Board confirms compliance with debt covenants and identifies no material uncertainties regarding going concern.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Highest-paid employee band: £180,001 - £190,000 — in the top quarter for charities its size (median £130k)
“£180,001 to £190,000 1”
Per its FY2025 accounts as filed with the Charity Commission.
Related-party transaction: Coastline Services Limited (CSL) provided maintenance and technical services to Coastline Housing Limited (CHL).
“The total value of work undertaken by CSL on behalf of CHL during the year was £8,995,707 (2024: £7,024,232). This is removed on consolidation in the Group financial statements. The total balance due to CSL from CHL at 31 March 2025 was £71,328 (2024: £nil). ”
“The total value of work undertaken by CDB on behalf of CHL during the year was £27,852,267 (2024: £34,564,785). This is removed on consolidation in the Group financial statements. The total balance due to CHL from CDB at 31 March 2025 was £345 (2024: £345).” — page 75
Per its FY2025 accounts as filed with the Charity Commission.
Related-party transaction: Coastline Design and Build Limited (CDB) provided design and build services to CHL.
“The total value of work undertaken by CSL on behalf of CHL during the year was £8,995,707 (2024: £7,024,232). This is removed on consolidation in the Group financial statements. The total balance due to CSL from CHL at 31 March 2025 was £71,328 (2024: £nil). ”
“The total value of work undertaken by CDB on behalf of CHL during the year was £27,852,267 (2024: £34,564,785). This is removed on consolidation in the Group financial statements. The total balance due to CHL from CDB at 31 March 2025 was £345 (2024: £345).” — page 75
Per its FY2025 accounts as filed with the Charity Commission.
Related-party transaction: One Non-Executive Director holds a standard tenancy agreement with the charity.
“The total value of work undertaken by CSL on behalf of CHL during the year was £8,995,707 (2024: £7,024,232). This is removed on consolidation in the Group financial statements. The total balance due to CSL from CHL at 31 March 2025 was £71,328 (2024: £nil). ”
“The total value of work undertaken by CDB on behalf of CHL during the year was £27,852,267 (2024: £34,564,785). This is removed on consolidation in the Group financial statements. The total balance due to CHL from CDB at 31 March 2025 was £345 (2024: £345).” — page 75
Per its FY2025 accounts as filed with the Charity Commission.
Trading subsidiary: Coastline Services Limited, Coastline Design and Build Limited, Coastline Homes Limited
“It has four wholly-owned subsidiaries and together these companies form Coastline Housing Group (‘the Group’): • Coastline Services Limited (‘CSL’), a building maintenance and grounds contractor; • Coastline Design and Build Limited (‘CDB’), a design and build contractor; • Coastline Homes Limited (‘CHM’), a design, construction and sale of residential housing contractor; and • Coastline Care Limited (‘CCL’), which has remained Dormant throughout 2024/25” — page 4
Per its FY2025 accounts as filed with the Charity Commission.

Accounts audited by PKF Francis Clark. Discloses 4 of 6 completeness components.

Inspection and regulatory ratings

Matched to this charity by name; verify provider identity on the regulator’s site.

Corporate structure

COASTLINE HOMES LIMITED — per its own Companies House accounts
  • Profit before tax: £-10k
COASTLINE DESIGN AND BUILD LIMITED — per its own Companies House accounts
  • Turnover: £27.9m
  • Profit before tax: £152k
  • Donated/gift-aided to the charity: £152k
  • Staff costs recharged from parent
“In order to maximise shareholder return all distributions are paid in gift aid reflecting CHL’s status as a registered charity This approach means CDB has no retained reserves and nil asset position”
COASTLINE SERVICES LIMITED — per its own Companies House accounts
  • Turnover: £9.3m
  • Debtors include £71,000 owed by the parent company (Coastline Housing Limited), which are trading balances repayable on demand and non-interest bearing.

Public fundraising profile: JustGiving — Coastline Housing (matched by registered charity number).

Leadership, per the charity’s website

Listed on the charity’s own website when we last crawled it; roles may have changed. Pay-band disclosures above are anonymous statutory disclosures and are not attributed to any named individual.

Company officers (Companies House)

Current officers of the charity’s own company per the Companies House register, cross-checked against the Charity Commission trustee list by name. A director not on the trustee list is usually a timing or naming difference between the two registers — check both records before drawing conclusions.

Official officers record.

Property (HM Land Registry)

425 registered titles in England and Wales held by the charity’s company or corporate body (410 freehold); recorded price paid £22.6m. All charity-held property. Contains HM Land Registry data © Crown copyright, OGL v3.0.

CQC provider record: Coastline Housing Limited — Registered, 1 registered location, 1 regulated activity, last inspected 25/05/2021.charity number confirmed by CQC CQC record

Public profiles (found on the charity’s own website): instagram (1,159 followers) · linkedin (4,390 followers)

Structured financials (annual return, FY ending 31/03/2025)

Total income
£52.1m
Total spending
£44.7m
Reserves (reported)
£0
Employees
348

Reported reserves equal ~0.0 months of spending — in the bottom quarter for charities its size (median 4.6 months; benchmarks).

Per its annual return, largest income source: Charitable activities (87% of income) — components as reported reconcile to the return’s total income; not from the accounts narrative.

Per its annual return, cost of raising funds: 0.0% of total income — below the median for charities its size (3.8%) (benchmarks).

Care Quality Commission ratings

CQC inspection ratings for services run by a provider matching this charity’s name (matched by name; verify provider identity on CQC’s site).

Trustees · trustee networks

Trustee list from the Charity Commission register (current, not historical).

Operates in: Cornwall

Income and spending

Financial year endIncomeSpending
31/03/2025£52.1m£44.7m
31/03/2024£50.1m£42.9m
31/03/2023£41.8m£35.6m
31/03/2022£46.6m£37.3m
31/03/2021£33.4m£30.0m

Common questions

Is COASTLINE HOUSING LIMITED financially healthy?

Per its FY2025 accounts: The accounts state that the Group reported a surplus for the year of £7.4 million, resulting in total reserves increasing to £90.0 million. The Group maintains substantial liquidity of £53 million and has adequate resources to continue in operational existence for at least 12 months. The Board confirms compliance with debt covenants and identifies no material uncertainties regarding going concern. Its FY2025 accounts were audited by PKF Francis Clark.

What does the highest-paid employee of COASTLINE HOUSING LIMITED earn?

Per its FY2025 accounts, the highest-paid employee was in the £180,001 - £190,000 band.

Who funds COASTLINE HOUSING LIMITED?

Funders whose own accounts filings name COASTLINE HOUSING LIMITED as a grant recipient include THE ROWSE FAMILY TRUST.

Known funders

Grants to this charity found in funders’ own accounts filings.

FunderYearAmountPurpose (as stated by the funder)
THE ROWSE FAMILY TRUSTFY2025£5k

Funders of similar charities

Funders whose accounts show grants to charities similar to this one (and no recorded grant to this charity) — a starting list for fundraisers.

FunderSimilar charities fundedAmount to them
THE MRS SMITH AND MOUNT TRUST1£10k

Charities like this

Semantically similar by activities and financial character, from our analysed corpus. Compare with SOLO HOUSING (EAST ANGLIA).

Side by side with its peers

CharityIncomeTop pay bandStaff >£60kReserves vs policyFundraising costGoing concern
COASTLINE HOUSING LIMITED£52.1m£180,001 - £190,000—unclear—no doubt
SOLO HOUSING (EAST ANGLIA) FY2026£2.0m—0unclear—no doubt
CALICO HOMES LIMITED FY2025£35.2m——unclear—no doubt
LAKELAND HOUSING TRUST FY2025£1.0m—0unclear—no doubt
CARE HOUSING ASSOCIATION FY2025£8.2m—0unclear—no doubt
TCUK HOMES LIMITED FY2025£6.4m—0unclear—no doubt

Each row is that charity’s latest analysed filing; every value is quote-backed on its own page.