CMC : PENSARN HARBOUR
Outdoor education and training for people from all walks of life.
Objects
1. TO EDUCATE ADULTS AND CHILDREN WITH ALL NECESSARY FACILITIES THROUGH OUTDOOR PURSUIT ACTIVITIES TO DEVELOP THEIR PHYSICAL CAPABILITIES AND THEIR MENTAL AND SPIRITUAL AWARENESS AS INDIVIDUALS AND AS MEMBERS OF SOCIETY AND SO THAT THEIR CONDITIONS OF LIFE MAY BE IMPROVED. 2. TO ADVANCE THE CHRISTIAN FAITH AMONG SUCH PERSONS AND THEIR FAMILIES. 3. TO ASSIST IN THE PROVISION OF ANY OTHER CHARITABLE FACILITIES FOR SUCH PERSONS AND IN PARTICULAR TO MAKE GRANTS TO OTHER CHARITIES HAVING AIMS IDENTICAL OR SIMILAR TO THOSE OF THE CHARITY.
Financial health, per its FY2025 accounts
The accounts state that the charity ended the year with net current liabilities of £75,137, falling short of its reserves policy target of approximately £70,000. Per the trustees' report, the charity remains financially viable due to significant donations and interest-free working capital loans, but notes that its future depends on the redevelopment of Pensarn Harbour to achieve economies of scale.
What the accounts disclose
“However, at the year end there were net current liabilities of £75,137 which compares with net current liabilities of £80,031 in the previous year.” — page 10
Policies the charity declares
- Bullying and harassment policy and procedures
- Complaints handling
- Complaints policy and procedures
- Conflicting interests
- Financial reserves policy and procedures
- Internal charity financial controls policy and procedures
- Internal risk management policy and procedures
- Risk management
- Safeguarding policy and procedures
- Safeguarding vulnerable beneficiaries
- Serious incident reporting policy and procedures
- Social media policy and procedures
- Trustee conflicts of interest policy and procedures
- Trustee expenses policy and procedures
- Volunteer management
Funders the charity credits
Property (HM Land Registry)
Structured financials (annual return, FY ending 31/10/2025)
Trustees
- ALAN SANDERS
- Alistair David Cook
- Andy Houghton
- Christopher Cook
- Dr Graham French
- Philip Geoffrey Tarr
- Philip Kelly
- Rachel Joy Gibbins
Income and spending
| Financial year end | Income | Spending |
|---|---|---|
| 31/10/2025 | £566k | £414k |
| 31/10/2024 | £491k | £423k |
| 31/10/2023 | £404k | £460k |
| 31/10/2022 | £408k | £421k |
| 31/10/2021 | £375k | £344k |
Common questions
Is CMC : PENSARN HARBOUR financially healthy?
Per its FY2025 accounts: The accounts state that the charity ended the year with net current liabilities of £75,137, falling short of its reserves policy target of approximately £70,000. Per the trustees' report, the charity remains financially viable due to significant donations and interest-free working capital loans, but notes that its future depends on the redevelopment of Pensarn Harbour to achieve economies of scale. Its FY2025 accounts were independently examined.