CMC : PENSARN HARBOUR

Registered charity 1062075 · accounts filings on the Charity Commission register · also known as CHRISTIAN MOUNTAIN CENTRE

Outdoor education and training for people from all walks of life.

Objects

1. TO EDUCATE ADULTS AND CHILDREN WITH ALL NECESSARY FACILITIES THROUGH OUTDOOR PURSUIT ACTIVITIES TO DEVELOP THEIR PHYSICAL CAPABILITIES AND THEIR MENTAL AND SPIRITUAL AWARENESS AS INDIVIDUALS AND AS MEMBERS OF SOCIETY AND SO THAT THEIR CONDITIONS OF LIFE MAY BE IMPROVED. 2. TO ADVANCE THE CHRISTIAN FAITH AMONG SUCH PERSONS AND THEIR FAMILIES. 3. TO ASSIST IN THE PROVISION OF ANY OTHER CHARITABLE FACILITIES FOR SUCH PERSONS AND IN PARTICULAR TO MAKE GRANTS TO OTHER CHARITIES HAVING AIMS IDENTICAL OR SIMILAR TO THOSE OF THE CHARITY.

Area of benefit: NOT DEFINED

The charity’s charitable objects and area of benefit, quoted from its governing document as held on the Charity Commission register.

Causes: Education/training · Religious Activities · Amateur Sport · website · Get email alerts

Latest income
£566k
Latest spending
£414k
Registered
1997
Accounts read
FY2025

Financial health, per its FY2025 accounts

The accounts state that the charity ended the year with net current liabilities of £75,137, falling short of its reserves policy target of approximately £70,000. Per the trustees' report, the charity remains financially viable due to significant donations and interest-free working capital loans, but notes that its future depends on the redevelopment of Pensarn Harbour to achieve economies of scale.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Reserves position: below the charity's own stated reserves policy (held: £-75k; policy: two months' worth of expenditure, currently approximately £70,000)
“However, at the year end there were net current liabilities of £75,137 which compares with net current liabilities of £80,031 in the previous year.” — page 10
Per its FY2025 accounts as filed with the Charity Commission.

Accounts independently examined (not a full audit). Discloses 5 of 6 completeness components.

Policies the charity declares

In its annual return the charity told the Commission that it has the policies listed below. This is self-declared: it is not verified by the Commission or by this site, and it is not evidence of how a policy works in practice.

Public fundraising profile: JustGiving — CMC ADVENTURE (matched by registered charity number).

Funders the charity credits

Named as funders/supporters on the charity’s own website (the charity’s claim, distinct from accounts-verified grants).

Property (HM Land Registry)

2 registered titles in England and Wales held by the charity’s company or corporate body (2 freehold). All charity-held property. Contains HM Land Registry data © Crown copyright, OGL v3.0.

Public profiles (found on the charity’s own website): facebook · instagram

Structured financials (annual return, FY ending 31/10/2025)

Total income
£566k
Total spending
£414k
Cost of raising funds
£6k
Reserves (reported)
£0
Employees
11

Reported reserves equal ~0.0 months of spending — in the bottom quarter for charities its size (median 5.2 months; benchmarks).

Per its annual return, largest income source: Charitable activities (59% of income) — components as reported reconcile to the return’s total income; not from the accounts narrative.

Per its annual return, cost of raising funds: 1.0% of total income — below the median for charities its size (4.9%) (benchmarks).

Trustees · trustee networks

Trustee list from the Charity Commission register (current, not historical).

Operates in: Throughout England And Wales

Income and spending

Financial year endIncomeSpending
31/10/2025£566k£414k
31/10/2024£491k£423k
31/10/2023£404k£460k
31/10/2022£408k£421k
31/10/2021£375k£344k

Common questions

Is CMC : PENSARN HARBOUR financially healthy?

Per its FY2025 accounts: The accounts state that the charity ended the year with net current liabilities of £75,137, falling short of its reserves policy target of approximately £70,000. Per the trustees' report, the charity remains financially viable due to significant donations and interest-free working capital loans, but notes that its future depends on the redevelopment of Pensarn Harbour to achieve economies of scale. Its FY2025 accounts were independently examined.