BAY CHARITABLE TRUST

Registered charity 1060537 · accounts filings on the Charity Commission register

Latest income
£193k
Latest spending
£551k
Registered
1997
Accounts read
FY2025

Financial health, per its FY2025 accounts

The accounts state that unrestricted funds decreased from £551,881 to £194,136 due to charitable expenditure exceeding income. The trustees' report notes that significant external risks to funding have led to consideration of alternative sources, and future plans depend on adequate funding availability. However, the notes confirm there are no material uncertainties regarding the charity's ability to continue.

What the accounts disclose

Reserves policy: two or three months of anticipated charitable expenditure (held: £194k)
The charity has a policy to retain, if possible, reserves sufficient to meet a further two or three months of anticipated charitable expenditure. — page 4
Per its FY2025 accounts as filed with the Charity Commission.

Accounts independently examined (not a full audit).

Structured financials (annual return, FY ending 31/12/2024)

Total income
£725k
Total spending
£325k
Reserves (reported)
£552k
Employees
0

Reported reserves equal ~20.4 months of spending — above the median for charities its size (median 7.0 months; benchmarks).

Trustees

Trustee list from the Charity Commission register (current, not historical).

Operates in: Throughout England

Income and spending

Financial year endIncomeSpending
31/12/2025£193k£551k
31/12/2024£725k£325k
31/12/2023£597k£331k
31/12/2022£662k£649k
31/12/2021£421k£412k

Common questions

Is BAY CHARITABLE TRUST financially healthy?

The accounts state that unrestricted funds decreased from £551,881 to £194,136 due to charitable expenditure exceeding income. The trustees' report notes that significant external risks to funding have led to consideration of alternative sources, and future plans depend on adequate funding availability. However, the notes confirm there are no material uncertainties regarding the charity's ability to continue. Its FY2025 accounts were independently examined.

Funders of similar charities

Funders whose accounts show grants to charities similar to this one (and no recorded grant to this charity) — a starting list for fundraisers.

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Semantically similar by activities and financial character, from our analysed corpus. Compare with J E JOSEPH CHARITABLE FUND.