BAY CHARITABLE TRUST

Registered charity 1060537 · accounts filings on the Charity Commission register

To give charity for the relief of poverty and sickness and for the advancement of traditions of the Jewish religion and the study of Torah and support of any Torah institution worldwide

Objects

THE RELIEF OF POVERTY AND THE ADVANCEMENT OF THE JEWISH RELIGION AND THE STUDY OF THE TORAH AS THE TRUSTEES SHALL AT SUCH DISCRETION AS AFORESAID SELECT AND IF MORE THAN ONE IN SUCH SHARES OR PROPORTIONS AS THE TRUSTEES SHALL AT SUCH DISCRETION AS AFORESAID DETERMINE.

Area of benefit: THE UNITED KINGDOM OR ELSEWHERE

The charity’s charitable objects and area of benefit, quoted from its governing document as held on the Charity Commission register.

Causes: General Charitable Purposes · Education/training · The Advancement Of Health Or Saving Of Lives · Disability · The Prevention Or Relief Of Poverty · Overseas Aid/famine Relief · Grant history (this charity is a funder) · Get email alerts

Registered contact address: Barnet, London, England (from the postcode on the register)

Latest income
£193k
Latest spending
£551k
Registered
1997
Accounts read
FY2025

Financial health, per its FY2025 accounts

The accounts state that unrestricted funds decreased from £551,881 to £194,136 due to charitable expenditure exceeding income. The trustees' report notes that significant external risks to funding have led to consideration of alternative sources, and future plans depend on adequate funding availability. However, the notes confirm there are no material uncertainties regarding the charity's ability to continue.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Largest income source: Donations and legacies (100% of income)
“Charitable income is derived from donations.” — page 4
Per its FY2025 accounts as filed with the Charity Commission.
Reserves policy: two or three months of anticipated charitable expenditure (reserves figure: £194k)
“The charity has a policy to retain, if possible, reserves sufficient to meet a further two or three months of anticipated charitable expenditure.” — page 4
Per its FY2025 accounts as filed with the Charity Commission.

Accounts independently examined (not a full audit). Discloses 4 of 6 completeness components.

Policies the charity declares

In its annual return the charity told the Commission that it has the policies listed below. This is self-declared: it is not verified by the Commission or by this site, and it is not evidence of how a policy works in practice.

From the charity’s annual return (Part A, self-declared)

Answers and figures the charity gave in Part A of its annual return to the Charity Commission. They are self-declared: not verified by the Commission or by this site. Only positive answers and figures are listed; items not listed are simply not shown.

Self-declared on the annual return for the financial year ending 31/12/2025

  • Grant-making is its main activity

Self-declared on the annual return for the financial year ending 31/12/2024

  • Grant-making is its main activity

Self-declared on the annual return for the financial year ending 31/12/2023

  • Grant-making is its main activity

Source: this charity’s annual returns on the Charity Commission register.

Structured financials (annual return, FY ending 31/12/2024)

Total income
£725k
Total spending
£325k
Reserves (reported)
£552k
Employees
0

Reported reserves equal ~20.4 months of spending — above the median for charities its size (median 7.2 months; benchmarks).

Per its annual return, largest income source: Donations and legacies (100% of income) — components as reported reconcile to the return’s total income; not from the accounts narrative.

Per its annual return, cost of raising funds: 0.0% of total income — below the median for charities its size (3.2%) (benchmarks).

Trustees · trustee networks

Trustee list from the Charity Commission register (current, not historical).

Operates in: Throughout England

Income and spending

Financial year endIncomeSpending
31/12/2025£193k£551k
31/12/2024£725k£325k
31/12/2023£597k£331k
31/12/2022£662k£649k
31/12/2021£421k£412k

Common questions

Is BAY CHARITABLE TRUST financially healthy?

Per its FY2025 accounts: The accounts state that unrestricted funds decreased from £551,881 to £194,136 due to charitable expenditure exceeding income. The trustees' report notes that significant external risks to funding have led to consideration of alternative sources, and future plans depend on adequate funding availability. However, the notes confirm there are no material uncertainties regarding the charity's ability to continue. Its FY2025 accounts were independently examined.

Funders of similar charities

Funders whose accounts show grants to charities similar to this one (and no recorded grant to this charity) — a starting list for fundraisers.

FunderSimilar charities fundedAmount to them
THE HELPING FOUNDATION1£10.0m
ACHISOMOCH AID COMPANY LIMITED1£109k
TESLAKE LIMITED1£60k
AMABRILL LTD1£50k

Charities like this

Semantically similar by activities and financial character, from our analysed corpus. Compare with MEAD CHARITABLE TRUST.

Side by side with its peers

CharityIncomeTop pay bandStaff >£60kReserves vs policyFundraising costGoing concern
BAY CHARITABLE TRUST£193k—0unclear—no doubt
MEAD CHARITABLE TRUST FY2025£31k—0below—no doubt
BATHGATE CHARITABLE TRUST FY2025£230k—0unclear—no doubt
THE M Y A CHARITABLE TRUST FY2025£88k—0unclear—no doubt
A W CHARITABLE TRUST FY2025£17.6m—0unclear—no doubt
B K CHARITABLE TRUST FY2025£259k——unclear—no doubt

Each row is that charity’s latest analysed filing; every value is quote-backed on its own page.