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THE LOIS CUMBERS CHARITABLE FOUNDATION

Registered charity 1058148 · accounts filings on the Charity Commission register

General Charitable Purposes. Trust is open to applications. Please submit your application to https://funding.ludlowtrust.com

Causes: The Advancement Of Health Or Saving Of Lives · website · Get email alerts

Latest income
£33k
Latest spending
£41k
Registered
1996
Accounts read
FY2025

Financial health, per its FY2025 accounts

The accounts state that the charity held free reserves of £13,962 at the end of the reporting period, down from £19,279 in the previous year. The trustees maintain a policy of holding free reserves to cover future needs, contingencies, and risks, while also holding expendable endowment investments valued at £618,759. No funds were in deficit and no material uncertainties regarding the charity's continuation were identified.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Reserves policy: maintaining a free reserve available to be spent in the furtherance of the charity’s objectives as well as covering future needs, opportunities, contingencies and risks (held: £14k)
“The Trustees pursue a policy of maintaining a free reserve available to be spent in the furtherance of the charity’s objectives as well as covering future needs, opportunities, contingencies and risks.”
Per its FY2025 accounts as filed with the Charity Commission.
Payments to trustees: Ludlow Trust Company (corporate trustee) received £5,561 for trust administration and cash management fees.
“Ludlow Trust Company was paid £5,561 (2024: £4,501) for trust administration and cash management fees during the year under review. These fees are authorised under clause 14 of the trust deed.”
Per its FY2025 accounts as filed with the Charity Commission.

Accounts independently examined (not a full audit). Discloses 5 of 6 completeness components.

Trustees · trustee networks

Trustee list from the Charity Commission register (current, not historical).

Operates in: Throughout England And Wales

Income and spending

Financial year endIncomeSpending
04/07/2025£33k£41k
04/07/2024£39k£38k
04/07/2023£14k£5k
04/07/2022£13k£24k
04/07/2021£8k£10k

Common questions

Is THE LOIS CUMBERS CHARITABLE FOUNDATION financially healthy?

Per its FY2025 accounts: The accounts state that the charity held free reserves of £13,962 at the end of the reporting period, down from £19,279 in the previous year. The trustees maintain a policy of holding free reserves to cover future needs, contingencies, and risks, while also holding expendable endowment investments valued at £618,759. No funds were in deficit and no material uncertainties regarding the charity's continuation were identified. Its FY2025 accounts were independently examined.