THE ST GERMOE FABRIC TRUST

Registered charity 1057430 · accounts filings on the Charity Commission register

The objective of the Charity is to raise funds the income of which will be available to repair and maintain St Germoe Church, the Churchyard, Cemetery and Church Hall and to expedite further the religious and charitable work of the Church of England in the parish of Germoe to ensure that the Church remains open as a place of worship and community facility for the benefit of the public.

Objects

The objects of the Charity are:(a) The advancement of religion in accordance with the rites of the Church of England and the other charitable work of the Church of England by maintaining, repairing, improving and providing for the upkeep and general running costs of the Church of St Germoe and its churchyard, the cemetery and church hall situated in the parish of Germoe in the Diocese of Truro.(b) The advancement of such other objects or purposes which are exclusively charitable according to the law of England and Wales and in such manner as the Managing Trustees may in their absolute discretion consider may be expedient to further the religious and charitable work of the Church of England in the parish of Germoe, in particular, to ensure that the Church of St Germoe remains open as a place of worship and community facility for the benefit of the public. (c) If and in so far as the Managing Trustees consider the objects in sub-clauses (a) and (b) have been satisfied for the time being, the advancement of religion in accordance with the rites of the Church of England and the other charitable work of the Church of England by maintaining, repairing, improving and providing for the upkeep of any of the other churches, churchyards, cemeteries or church halls situated in The United Benefice of West Kerrier. The Trustees shall apply the income of the Trust Fund and in their absolute discretion may apply all or any part of the capital of the Trust Fund in promoting the Objects in such manner as the Trustees in their absolute discretion shall think fit.

Area of benefit: GERMOE, BREAGE AND GODOLPHIN

The charity’s charitable objects and area of benefit, quoted from its governing document as held on the Charity Commission register.

Causes: Environment/conservation/heritage · Other Charitable Purposes · Get email alerts

Registered contact address: Cornwall, South West, England (from the postcode on the register)

Latest income
£29k
Latest spending
£28k
Registered
1996
Accounts read
FY2025

Financial health, per its FY2025 accounts

The accounts state that the charity relies entirely on investment income from COIF funds, having ceased fundraising activities. Total unrestricted income for the year was £29,259, with unrestricted reserves ending at £24,346, indicating a stable financial position without deficit funds.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Reserves policy: not less than 66% finances of the fund (reserves figure: £24k)
“provided that the reserves are not reduced to less than 66% finances of the fund unless exceptional circumstances present which would result in hardship for the church and trustees feel a viable outcome would be achieved by accessing extra reserves.”
Per its FY2025 accounts as filed with the Charity Commission.

Accounts independently examined (not a full audit). Discloses 4 of 6 completeness components.

Policies the charity declares

In its annual return the charity told the Commission that it has the policies listed below. This is self-declared: it is not verified by the Commission or by this site, and it is not evidence of how a policy works in practice.

From the charity’s annual return (Part A, self-declared)

Answers and figures the charity gave in Part A of its annual return to the Charity Commission. They are self-declared: not verified by the Commission or by this site. Only positive answers and figures are listed; items not listed are simply not shown.

Self-declared on the annual return for the financial year ending 31/12/2025

  • Grant-making is its main activity

Self-declared on the annual return for the financial year ending 31/12/2024

  • Grant-making is its main activity

Self-declared on the annual return for the financial year ending 31/12/2023

  • Grant-making is its main activity

Source: this charity’s annual returns on the Charity Commission register.

Trustees · trustee networks

Trustee list from the Charity Commission register (current, not historical).

Operates in: Cornwall

Income and spending

Financial year endIncomeSpending
31/12/2025£29k£28k
31/12/2024£29k£18k
31/12/2023£28k£18k
31/12/2022£27k£22k
31/12/2021£27k£27k

Common questions

Is THE ST GERMOE FABRIC TRUST financially healthy?

Per its FY2025 accounts: The accounts state that the charity relies entirely on investment income from COIF funds, having ceased fundraising activities. Total unrestricted income for the year was £29,259, with unrestricted reserves ending at £24,346, indicating a stable financial position without deficit funds. Its FY2025 accounts were independently examined.

Charities like this

Semantically similar by activities and financial character, from our analysed corpus. Compare with NEWFIELD COMMUNITY CHURCH TRUST.

Side by side with its peers

CharityIncomeTop pay bandStaff >£60kReserves vs policyFundraising costGoing concern
THE ST GERMOE FABRIC TRUST£29k—0unclear—no doubt
NEWFIELD COMMUNITY CHURCH TRUST FY2025£71k—0above—no doubt
MOUNT HERMON COMMUNITY CHURCH FY2025£29k——unclear—no doubt
FREEDOM CHURCH CHESTER FY2025£104k—0unclear—no doubt
ST MARY & ST GEORGE FY2025£106k—0unclear—no doubt
ST TEILO'S CHURCH FY2025£483k—0below—no doubt

Each row is that charity’s latest analysed filing; every value is quote-backed on its own page.