Charity Accounts Intelreading the accounts so you don’t have to

THE ST GERMOE FABRIC TRUST

Registered charity 1057430 · accounts filings on the Charity Commission register

The objective of the Charity is to raise funds the income of which will be available to repair and maintain St Germoe Church, the Churchyard, Cemetery and Church Hall and to expedite further the religious and charitable work of the Church of England in the parish of Germoe to ensure that the Church remains open as a place of worship and community facility for the benefit of the public.

Causes: Environment/conservation/heritage · Other Charitable Purposes · Get email alerts

Latest income
£29k
Latest spending
£28k
Registered
1996
Accounts read
FY2024

Financial health, per its FY2024 accounts

The accounts state that the charity relies entirely on investment income from COIF funds, having ceased fundraising activities. Per the trustees' report, unrestricted reserves increased by £10,455 during the year, and there are no funds materially in deficit.

Automated summary of the FY2024 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Reserves policy: reserves are not reduced to less than 66% finances of the fund (held: £23k)
“Only the income from the Trust’s investments in the COIF funds is used for grants. The total of the capital assets is invested and may be used by the Managing Trustees at their absolute discretion provided that the reserves are not reduced to less than 66% finances of the fund.” — page 4
Per its FY2024 accounts as filed with the Charity Commission.

Accounts independently examined (not a full audit). Discloses 4 of 6 completeness components.

Trustees · trustee networks

Trustee list from the Charity Commission register (current, not historical).

Operates in: Cornwall

Income and spending

Financial year endIncomeSpending
31/12/2025£29k£28k
31/12/2024£29k£18k
31/12/2023£28k£18k
31/12/2022£27k£22k
31/12/2021£27k£27k

Common questions

Is THE ST GERMOE FABRIC TRUST financially healthy?

Per its FY2024 accounts: The accounts state that the charity relies entirely on investment income from COIF funds, having ceased fundraising activities. Per the trustees' report, unrestricted reserves increased by £10,455 during the year, and there are no funds materially in deficit. Its FY2024 accounts were independently examined.