CHESTER U3A
To advance the education of the public and in particular of older people no longer in full time gainful employment in Chester and its surrounding locality. To provide facilities for leisure time and recreational activities with the object of improving the conditions of life for the above persons in the interests of their social welfare.
Objects
The charity’s object is the advancement of education and in particular the education of older people and those retired from full time work, by all means including associated activities conducive to learning and personal development in Chester and the surrounding area.
Financial health, per its FY2025 accounts
The accounts state that overall reserves are healthy, with total assets assessed at £25,846, which is slightly higher than the previous year's £24,580. The trustees consider the cash balances to be at the top end of the level commensurate with this type of charity, indicating a stable financial position despite increased expenditure on venues and speaker fees.
What the accounts disclose
“Membership subscriptions are shown in the Current Account (£16731) but these include some 2023-24 subscriptions that were transferred to the Account in September 2024 so they appear as Receipts for 2024-25.” — page 3
Policies the charity declares
- Bullying and harassment policy and procedures
- Complaints policy and procedures
- Financial reserves policy and procedures
- Internal charity financial controls policy and procedures
- Safeguarding policy and procedures
- Serious incident reporting policy and procedures
- Trustee conflicts of interest policy and procedures
- Trustee expenses policy and procedures
- Volunteer management
From the charity’s annual return (Part A, self-declared)
Self-declared on the annual return for the financial year ending 31/08/2025
- Volunteers: 120
Self-declared on the annual return for the financial year ending 31/08/2024
- Volunteers: 120
Self-declared on the annual return for the financial year ending 31/08/2023
- Volunteers: 120
Trustees
- Frances Readingchair
- Catherine Stuart
- Dave Houghton
- Dianna ELLSON
- Dr Stephen Moore
- Dr Susan Houghton
- Elizabeth Ecclestone
- Jeff Howard
- Professor Peter John Goodhew
Income and spending
| Financial year end | Income | Spending |
|---|---|---|
| 31/08/2025 | £45k | £42k |
| 31/08/2024 | £33k | £34k |
| 31/08/2023 | £14k | £13k |
| 31/08/2022 | £22k | £22k |
| 31/08/2021 | £14k | £10k |
Common questions
Is CHESTER U3A financially healthy?
Per its FY2025 accounts: The accounts state that overall reserves are healthy, with total assets assessed at £25,846, which is slightly higher than the previous year's £24,580. The trustees consider the cash balances to be at the top end of the level commensurate with this type of charity, indicating a stable financial position despite increased expenditure on venues and speaker fees. Its FY2025 accounts were independently examined.
Charities like this
Side by side with its peers
| Charity | Income | Top pay band | Staff >£60k | Reserves vs policy | Fundraising cost | Going concern |
|---|---|---|---|---|---|---|
| CHESTER U3A | £45k | — | 0 | unclear | — | no doubt |
| CHICHESTER U3A | £37k | — | 0 | above | — | no doubt |
| EXETER U3A | £28k | — | 0 | unclear | — | no doubt |
| CHEADLE (STAFFORDSHIRE) U3A | £49k | — | 0 | above | — | no doubt |
| TOWCESTER U3A | £47k | — | — | unclear | — | no doubt |
| BUSHEY AND DISTRICT U3A | £30k | — | 0 | unclear | — | no doubt |