AGE UK WALTHAM FOREST

Registered charity 1048212 · accounts filings on the Charity Commission register · also known as AGE CONCERN WALTHAM FOREST

Age UK Waltham Forest aims to improve the quality of life for older adults in Waltham Forest by providing direct services, campaigning for the rights of older people and participating in partnership working with statutory authorities and non-governmental organisations.

Causes: General Charitable Purposes · Education/training · The Prevention Or Relief Of Poverty · website · Get email alerts

Latest income

£732k

Latest spending

£708k

Registered

1995

Accounts read

FY2025

Financial health, per its FY2025 accounts

The accounts state that total income increased to £731,564, resulting in a net movement in funds of £8,624 after accounting for investment losses and pension actuarial losses. The charity holds free reserves of £411,335, which the Trustees consider adequate given economic uncertainties and potential future premises costs. The Trustees and auditors confirm the charity is a going concern with no material uncertainties identified.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Highest-paid employee band: Under £60,000 — below the median for charities its size (£60k)

“No employee earned over £60,000 per annum (including taxable benefits but excluding employer pension contributions) during the year (2024 – none).” — page 55

Per its FY2025 accounts as filed with the Charity Commission.

Fundraising cost ratio: 4.5% of fundraised income, as disclosed

“Expenditure on raising funds amounted to £33,015 (2024 – £31,099).”

Per its FY2025 accounts as filed with the Charity Commission.

Reserves policy: six to nine months of expenditure (held: £411k)

“the Trustees are of the opinion that it is prudent for the Charity to always have an amount approximately equal to between six and nine months’ expenditure on general funds in reserve.”

Per its FY2025 accounts as filed with the Charity Commission.

Accounts audited by Knox Cropper LLP. Discloses 6 of 6 completeness components.

Public fundraising profile: JustGiving — Age UK Waltham Forest (matched by registered charity number).

Public profiles (found on the charity’s own website): facebook · instagram

Structured financials (annual return, FY ending 31/03/2025)

Total income

£732k

Total spending

£708k

Cost of raising funds

£33k

Reserves (reported)

£504k

Employees

Reported reserves equal ~8.5 months of spending — above the median for charities its size (median 5.2 months; benchmarks).

Per its annual return, largest income source: Charitable activities (51% of income) — components as reported reconcile to the return’s total income; not from the accounts narrative.

Per its annual return, cost of raising funds: 4.5% of total income — below the median for charities its size (4.9%) (benchmarks).

Trustees · trustee networks

Barry Coidanchair
Andrew Barrick
Leo van der Borgh
OLUFUNMILAYO OLUDARE
Rupert Williams

Trustee list from the Charity Commission register (current, not historical).

Operates in: Waltham Forest

Income and spending

Financial year end	Income	Spending
31/03/2025	£732k	£708k
31/03/2024	£656k	£637k
31/03/2023	£523k	£534k
31/03/2022	£421k	£460k
31/03/2021	£777k	£657k

Common questions

Is AGE UK WALTHAM FOREST financially healthy?

Per its FY2025 accounts: The accounts state that total income increased to £731,564, resulting in a net movement in funds of £8,624 after accounting for investment losses and pension actuarial losses. The charity holds free reserves of £411,335, which the Trustees consider adequate given economic uncertainties and potential future premises costs. The Trustees and auditors confirm the charity is a going concern with no material uncertainties identified. Its FY2025 accounts were audited by Knox Cropper LLP.

What does the highest-paid employee of AGE UK WALTHAM FOREST earn?

Per its FY2025 accounts, the highest-paid employee was in the Under £60,000 band.

Who funds AGE UK WALTHAM FOREST?

Funders whose own accounts filings name AGE UK WALTHAM FOREST as a grant recipient include THE MERCERS CHARITABLE FOUNDATION, CAMDEN GIVING, Army Benevolent Fund, CHARLES S FRENCH CHARITABLE TRUST, SIR JULES THORN CHARITABLE TRUST.

Known funders

Grants to this charity found in funders’ own accounts filings.

Funder	Year	Amount	Purpose (as stated by the funder)
THE MERCERS CHARITABLE FOUNDATION	FY2024	£33k	Older People & Housing Programme
THE MERCERS CHARITABLE FOUNDATION	FY2025	£33k	Older People & Housing Programme
CAMDEN GIVING	FY2025	£20k	Big Local (Local Trust): St James Street Partnership
Army Benevolent Fund	FY2025	£10k	Elderly
CHARLES S FRENCH CHARITABLE TRUST	FY2025	£3k
CHARLES S FRENCH CHARITABLE TRUST	FY2024	£3k
SIR JULES THORN CHARITABLE TRUST	FY2024	£3k

Government & lottery funding

Grants to this charity published as open data by government and lottery funders (360Giving).

Funder	Date	Amount	Purpose
The Mercers' Company	13/05/2026	£119k	Grant to Age UK Waltham Forest
Sport England	04/11/2025	£1k	Age UK Waltham Forest Walking Football Project
The National Lottery Community Fund	10/04/2025	£382k	Initiatives to Support Hard-to-Reach Older Adults in Waltham Forest
The Mercers' Company	11/05/2023	£99k	Grant to Age UK Waltham Forest
The National Lottery Community Fund	17/03/2023	£2k	Intergenerational Community Celebration
City Bridge Foundation	17/11/2022	£159k	Grant to Age UK Waltham Forest
City Bridge Foundation	24/06/2022	£3k	Eco audit to Age UK Waltham Forest
Sport England	17/03/2022	£7k	Jubilee Fund - Fitness and Walking Netball
The National Lottery Community Fund	02/08/2019	£10k	Agewell Activities
City Bridge Foundation	23/09/2015	£35k	Grant to Age UK Waltham Forest
Greater London Authority	03/11/2014	£9k	Grant to Age UK Waltham Forest
The National Lottery Community Fund	07/05/2014	£6k	Digital Doorways
City Bridge Foundation	06/06/2013	£70k	Grant to Age UK Waltham Forest

Funders of similar charities

Funders whose accounts show grants to charities similar to this one (and no recorded grant to this charity) — a starting list for fundraisers.

Funder	Similar charities funded	Amount to them
CHARITY OF SIR RICHARD WHITTINGTON	5	£373k
AGE UK	4	£658k
SKIPTON BUILDING SOCIETY CHARITABLE FOUNDATION	2	£6k
HAMPTON FUEL ALLOTMENT	1	£218k
Richmond Foundation	1	£139k
TRUST FOR LONDON	1	£90k
The Barnes Fund	1	£64k
THE HEADLEY TRUST	1	£57k

Charities like this

Semantically similar by activities and financial character, from our analysed corpus. Compare with AGE UK EALING.

AGE UK EALING income £1.3m
AGE UK REDBRIDGE, BARKING AND HAVERING LTD income £1.2m
AGE UK LEWISHAM AND SOUTHWARK income £2.6m
AGE UK RICHMOND UPON THAMES income £2.4m
AGE UK NORTHAMPTONSHIRE income £4.7m
AGE UK LONDON income £119k

Side by side with its peers

Charity	Income	Top pay band	Staff >£60k	Reserves vs policy	Fundraising cost	Going concern
AGE UK WALTHAM FOREST	£732k	Under £60,000	0	above	4.5%	no doubt
AGE UK EALING FY2025	£1.3m	more than £60,000	1	unclear	—	no doubt
AGE UK REDBRIDGE, BARKING AND HAVERING LTD FY2025	£1.2m	£60,001 - £70,000	1	unclear	—	no doubt
AGE UK LEWISHAM AND SOUTHWARK FY2025	£2.6m	—	—	above	—	no doubt
AGE UK RICHMOND UPON THAMES FY2025	£2.4m	—	—	above	—	no doubt
AGE UK NORTHAMPTONSHIRE FY2025	£4.7m	—	—	unclear	—	no doubt

Each row is that charity’s latest analysed filing; every value is quote-backed on its own page.