THE BAY TREE CHARITABLE TRUST

Registered charity 1044091 · accounts filings on the Charity Commission register

The trustees operate a grant giving policy, providing funds for such charitable object or instituions as the trustees think fit.

Causes: General Charitable Purposes · Education/training · The Advancement Of Health Or Saving Of Lives · Disability · The Prevention Or Relief Of Poverty · Overseas Aid/famine Relief · Grant history (this charity is a funder) · Get email alerts

Latest income

£165k

Latest spending

£820k

Registered

1995

Accounts read

FY2024

Financial health, per its FY2024 accounts

The accounts state that total funds decreased by £21,603 to £8,576,615, driven by grants of £800,000 exceeding total income of £165,076, despite investment gains of £633,609. The trustees consider free reserves to be adequate and not excessive in light of their policy to distribute approximately £120,000 annually, noting that the unrestricted fund sustains future grant-making capabilities.

Automated summary of the FY2024 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Reserves policy: distribute approximately £120,000 in each financial year (held: £8.6m)

“the trustees' policy is to administer the investment assets on an absolute return basis and seek to distribute approximately £120,000 in each financial year (subject to regular review).”

Per its FY2024 accounts as filed with the Charity Commission.

Related-party transaction: Loan from Trustee

“At the balance sheet date there is also £100,000 (2023: £150,000) owed to Ian Benton, one of the Trustees, in respect of a loan. During the year £50,000 was waived from the loan principal, and recognised in income from donations.” — page 19

“The total amount of donations and legacies received from Trustees or related parties was £62,500 (2023 - £770,116).” — page 20

Per its FY2024 accounts as filed with the Charity Commission.

Related-party transaction: Donations from Related Parties

“At the balance sheet date there is also £100,000 (2023: £150,000) owed to Ian Benton, one of the Trustees, in respect of a loan. During the year £50,000 was waived from the loan principal, and recognised in income from donations.” — page 19

“The total amount of donations and legacies received from Trustees or related parties was £62,500 (2023 - £770,116).” — page 20

Per its FY2024 accounts as filed with the Charity Commission.

Accounts independently examined (not a full audit). Discloses 4 of 6 completeness components.

Structured financials (annual return, FY ending 31/12/2023)

Total income

£861k

Total spending

£146k

Cost of raising funds

£6k

Reserves (reported)

£50k

Employees

Reported reserves equal ~4.1 months of spending — below the median for charities its size (median 7.0 months; benchmarks).

Per its annual return, cost of raising funds: 0.7% of total income — below the median for charities its size (2.9%) (benchmarks).

Trustees · trustee networks

EMMA LOUISE BENTON
IAN MUNGO PARK BENTON
PAUL HANS BENTON

Trustee list from the Charity Commission register (current, not historical).

Operates in: Throughout England And Wales

Income and spending

Financial year end	Income	Spending
31/12/2024	£165k	£820k
31/12/2023	£891k	£146k
31/12/2022	£168k	£114k
31/12/2021	£105k	£124k
31/12/2020	£87k	£165k

Common questions

Is THE BAY TREE CHARITABLE TRUST financially healthy?

Per its FY2024 accounts: The accounts state that total funds decreased by £21,603 to £8,576,615, driven by grants of £800,000 exceeding total income of £165,076, despite investment gains of £633,609. The trustees consider free reserves to be adequate and not excessive in light of their policy to distribute approximately £120,000 annually, noting that the unrestricted fund sustains future grant-making capabilities. Its FY2024 accounts were independently examined.

Funders of similar charities

Funders whose accounts show grants to charities similar to this one (and no recorded grant to this charity) — a starting list for fundraisers.

Funder	Similar charities funded	Amount to them
SUICIDE & CO	1	£4k

Charities like this

Semantically similar by activities and financial character, from our analysed corpus. Compare with THE ELM TREE TRUST.

THE ELM TREE TRUST income £214k
THE DE BRYE CHARITABLE TRUST income £122k
BHM CHARITABLE TRUST income £136k
BILL BROWN'S CHARITABLE SETTLEMENT OF 1989 income £623k
BAYFIELD CHARITABLE TRUST income £292k
THE BALNEY CHARITABLE TRUST income £231k

Side by side with its peers

Charity	Income	Top pay band	Reserves vs policy	Fundraising cost	Going concern
THE BAY TREE CHARITABLE TRUST	£165k	—	above	—	no doubt
THE ELM TREE TRUST FY2025	£214k	—	unclear	—	no doubt
THE DE BRYE CHARITABLE TRUST FY2025	£122k	—	below	—	no doubt
BHM CHARITABLE TRUST FY2025	£136k	—	within	—	no doubt
BILL BROWN'S CHARITABLE SETTLEMENT OF 1989 FY2025	£623k	—	above	—	no doubt
BAYFIELD CHARITABLE TRUST FY2025	£292k	—	unclear	—	no doubt

Each row is that charity’s latest analysed filing; every value is quote-backed on its own page.