The Harbour Church Whitstable

Registered charity 1037641 · accounts filings on the Charity Commission register · also known as HARBOUR STREET CHURCH, THE HARBOUR STREET CHRISTIAN FELLOWSHIP

The Harbour Church Whitstable enables ordinary people to live out their faith in the localcommunity and in a global church context. We offer a place for worship and prayer, provide teaching about the gospel, and inform and develop knowledge about the Christian Faith.We reach out to the community and provide pastoral care.

Objects

TO ADVANCE THE PROCLAMATION AND FURTERANCE OF THE GOSPEL OF GOD CONCERNING HIS SON JESUS CHRIST OUR LORD AND THE PREACHING AND TEACHING OF THE CHRISTIAN FAITH. TO ADVANCE THE RELIGIOUS AND OTHER CHARITABLE WORK OF THE CONGREGATION MEETING FOR RELIGIOUS WORSHIP AT THE CHAPEL BEING THE PREMISES AT 9 AND 10 HARBOUR STREET WHISTABLE.

Area of benefit: NOT DEFINED

The charity’s charitable objects and area of benefit, quoted from its governing document as held on the Charity Commission register.

Causes: Religious Activities · website · Get email alerts

Latest income

£39k

Latest spending

£31k

Registered

1994

Accounts read

FY2025

Financial health, per its FY2025 accounts

The accounts state that the charity generated a surplus of £7,401 for the year, with total income of £38,728 and expenditure of £31,327. The trustees report that unrestricted cash reserves held at year-end were approximately £31,000, which exceeds their stated policy target of six months of unrestricted expenditure (£16,000).

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Reserves policy: six months of unrestricted expenditure (held: £31k)

“The Trustees have agreed that the free Reserves should equate to six months of unrestricted expenditure which in 2025 amounted to £16,000” — page 5

Per its FY2025 accounts as filed with the Charity Commission.

Accounts independently examined (not a full audit). Discloses 5 of 6 completeness components.

Policies the charity declares

In its annual return the charity told the Commission that it has the policies listed below. This is self-declared: it is not verified by the Commission or by this site, and it is not evidence of how a policy works in practice.

Financial reserves policy and procedures
Safeguarding policy and procedures
Social media policy and procedures

Trustees · trustee networks

TIMOTHY JAMES CORKEchair
Alan John Mitchell
STELLA DENISE BANKS

Trustee list from the Charity Commission register (current, not historical).

Operates in: Kent

Income and spending

Financial year end	Income	Spending
31/12/2025	£39k	£31k
31/12/2024	£36k	£32k
31/12/2023	£48k	£79k
31/12/2022	£31k	£31k
31/12/2021	£56k	£38k

Common questions

Is The Harbour Church Whitstable financially healthy?

Per its FY2025 accounts: The accounts state that the charity generated a surplus of £7,401 for the year, with total income of £38,728 and expenditure of £31,327. The trustees report that unrestricted cash reserves held at year-end were approximately £31,000, which exceeds their stated policy target of six months of unrestricted expenditure (£16,000). Its FY2025 accounts were independently examined.