PORTREATH SURF LIFE SAVING CLUB

Registered charity 1035244 · accounts filings on the Charity Commission register

Coaching in Surf Lifesaving skills to gain qualifications for Surf Lifesaving Sport and lifeguarding to aid prevention of loss of life on Portreath Beach.

Objects

THE AIM OF THECLUB IS TO SAFE LIFE WHETHER BY PREVENTION OR BY RESCUE, FROM THE BEACH

Area of benefit: IN PRACTICE PORTREATH BEACH AND HARBOUR

The charity’s charitable objects and area of benefit, quoted from its governing document as held on the Charity Commission register.

Causes: Education/training · Amateur Sport · website · Get email alerts

Latest income

£96k

Latest spending

£70k

Registered

1994

Accounts read

FY2025

Financial health, per its FY2025 accounts

The accounts state that the charity's finances are in a very healthy state, with unrestricted reserves increasing to £69,646.07 against a policy target of £10,000. The trustees confirm that the accounts are prepared on a going concern basis, noting no material uncertainties regarding the charity's ability to continue in operation.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Largest income source: Memberships and Racks (52% of income)

“Memberships and Racks 49,563.91” — page 4

Per its FY2025 accounts as filed with the Charity Commission.

Fundraising cost ratio: 28.6% of fundraised income, as disclosed

“Fundraising receipts are down from £12,235.30 to £9,341.3. When, taking into account the costs of fundraising (mainly BBQ purchases), the net profit on fundraising is £6,663.15 compared to £9,188.54 in 2024.”

Per its FY2025 accounts as filed with the Charity Commission.

Reserves policy: £10,000 (held: £70k)

“It has been agreed to keep a balance of £10,000 in a Lloyds Bank Savings Account for this purpose.” — page 11

Per its FY2025 accounts as filed with the Charity Commission.

Accounts independently examined (not a full audit). Discloses 5 of 6 completeness components.

Policies the charity declares

In its annual return the charity told the Commission that it has the policies listed below. This is self-declared: it is not verified by the Commission or by this site, and it is not evidence of how a policy works in practice.

Bullying and harassment policy and procedures
Complaints handling
Complaints policy and procedures
Internal risk management policy and procedures
Risk management
Safeguarding policy and procedures
Safeguarding vulnerable beneficiaries
Serious incident reporting policy and procedures
Social media policy and procedures

Funders the charity credits

Named as funders/supporters on the charity’s own website (the charity’s claim, distinct from accounts-verified grants).

Sport England — “Funding from Sport England” (source page)

Public profiles (found on the charity’s own website): facebook

Trustees · trustee networks

David Greenchair
DIANE GREEN
Jack Johns
Steven Hancock

Trustee list from the Charity Commission register (current, not historical).

Operates in: Cornwall

Income and spending

Financial year end	Income	Spending
30/09/2025	£96k	£70k
30/09/2024	£88k	£68k
30/09/2023	£68k	£80k
30/09/2022	£76k	£89k
30/09/2021	£50k	£40k

Common questions

Is PORTREATH SURF LIFE SAVING CLUB financially healthy?

Per its FY2025 accounts: The accounts state that the charity's finances are in a very healthy state, with unrestricted reserves increasing to £69,646.07 against a policy target of £10,000. The trustees confirm that the accounts are prepared on a going concern basis, noting no material uncertainties regarding the charity's ability to continue in operation. Its FY2025 accounts were independently examined.