BAPTIST HOUSING TRUST

Registered charity 1031620 · accounts filings on the Charity Commission register · also known as BHT

Provides grants for amenities to housing schemes belonging to English Churches Housing Group or for Baptist ministers or missionaries and their widows or widowers living in residential accommodation provided by a charitable organisation connected with the Baptist Union of Great Britain or with BMS World Mission

Objects

FOR THE RELIEF OF PERSONS IN NEED BY SUPPORTING AND FUNDING THE CHARITABLE WORK OF ENGLISH CHURCHES HOUSING GROUP LTD.

Area of benefit: NOT DEFINED

The charity’s charitable objects and area of benefit, quoted from its governing document as held on the Charity Commission register.

Causes: General Charitable Purposes · Get email alerts

Registered contact address: North Hertfordshire, East of England, England (from the postcode on the register)

Latest income
£32k
Latest spending
£21k
Registered
1994
Accounts read
FY2026

Financial health, per its FY2026 accounts

The charity holds total funds of £1,203,728, comprising unrestricted funds of £1,108,858 and restricted income funds of £94,870. The accounts state that the reserves policy is to maintain cash balances equal to at least six months of unrestricted expenditure, and the current unrestricted fund balance significantly exceeds this threshold. The charity reported a net incoming resource of £11,245 for the year, driven primarily by investment income of £31,934 and gains on investment assets of £66,445.

Automated summary of the FY2026 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Largest income source: Investment income (98% of income)
“Investment income 31,934”
Per its FY2026 accounts as filed with the Charity Commission.
Reserves policy: to maintain cash balances at a level equal to at least six months unrestricted expenditure (reserves figure: £1.2m)
“The Trust’s policy is to maintain cash balances at a level equal to at least six months unrestricted expenditure.” — page 6
Per its FY2026 accounts as filed with the Charity Commission.

Accounts independently examined (not a full audit). Discloses 3 of 6 completeness components.

Policies the charity declares

In its annual return the charity told the Commission that it has the policies listed below. This is self-declared: it is not verified by the Commission or by this site, and it is not evidence of how a policy works in practice.

From the charity’s annual return (Part A, self-declared)

Answers and figures the charity gave in Part A of its annual return to the Charity Commission. They are self-declared: not verified by the Commission or by this site. Only positive answers and figures are listed; items not listed are simply not shown.

Self-declared on the annual return for the financial year ending 31/03/2026

  • Volunteers: 1
  • Grant-making is its main activity

Self-declared on the annual return for the financial year ending 31/03/2025

  • Grant-making is its main activity

Self-declared on the annual return for the financial year ending 31/03/2024

  • Volunteers: 5
  • Grant-making is its main activity

Source: this charity’s annual returns on the Charity Commission register.

Trustees · trustee networks

Trustee list from the Charity Commission register (current, not historical).

Operates in: Throughout England And Wales

Income and spending

Financial year endIncomeSpending
31/03/2026£32k£21k
31/03/2025£32k£25k
31/03/2024£32k£21k
31/03/2023£31k£20k
31/03/2022£29k£11k

Common questions

Is BAPTIST HOUSING TRUST financially healthy?

Per its FY2026 accounts: The charity holds total funds of £1,203,728, comprising unrestricted funds of £1,108,858 and restricted income funds of £94,870. The accounts state that the reserves policy is to maintain cash balances equal to at least six months of unrestricted expenditure, and the current unrestricted fund balance significantly exceeds this threshold. The charity reported a net incoming resource of £11,245 for the year, driven primarily by investment income of £31,934 and gains on investment assets of £66,445. Its FY2026 accounts were independently examined.

Charities like this

Semantically similar by activities and financial character, from our analysed corpus. Compare with Boulton Cottage Homes Trust.

Side by side with its peers

CharityIncomeTop pay bandStaff >£60kReserves vs policyFundraising costGoing concern
BAPTIST HOUSING TRUST£32k——above—no doubt
Boulton Cottage Homes Trust FY2026£163k—0unclear—no doubt
THE LANGSETT TRUST FY2026£48k——unclear—no doubt
BOGNOR HOUSING TRUST FY2025£376k——above—no doubt
A H BOULTON TRUST FY2026£135k—0unclear—no doubt
THE BAPTIST BUILDING FUND FOR WALES FY2025£360k——above—no doubt

Each row is that charity’s latest analysed filing; every value is quote-backed on its own page.