HAROLD AND MARJORIE MOSS CHARITABLE TRUST
The trustees' principal activity is to expend the charity's income in the following main areas:1) In education, by supporting promising pharmacy students who maybe in finacial difficulties, via hardship grants.2) By funding teaching chairs, research projects and university awards programs, with an emphasis on community pharmacy initiatives.
Objects
A) TO ADVANCE EDUCATION FOR THE BENEFIT OF THE GENERAL PUBLIC BY THE PROMOTION OF THE KNOWLEDGE OF PHARMACY IN SUCH WAYS AS THE TRUSTEES SHALL IN THEIR DISCRETION DETERMINE AND IN PARTICULAR AND WITHOUT PREJUDICE TO THE GENERALITY OF THE FOREGOING BY PROVIDING ENDOWMENTS AND OTHER FINANCIAL SUPPORT FOR THE TEACHING OF PHARMACY AT UNIVERSITIES FOR PHARMACY RESEARCH AT UNIVERSITIES AND BY AWARDING SCHOLARSHIPS, EXHIBITIONS, BURSARIES OR MAINTENANCE ALLOWANCES TO ENABLE ANY PERSONS TO UNDERTAKE TRAINING AS PHARMACISTS (INCLUDING POST QUALIFICATION TRAINING) ON SUCH CONDITIONS AS THE TRUSTEES SHALL DETERMINE.B) TO RELIEVE POVERTY AMONGST PHARMACISTS (INCLUDING RETIRED PHARMACISTS) AND AMONGST PHARMACISTS' EMPLOYEES AND THE EMPLOYEES OF ANY COMPANY OR PARTNERSHIP CONDUCTING A PHARMACY BUSINESS AND AMONGST THE WIDOWS WIDOWERS AND DEPENDANTS OF ANY DECEASED PHARMACIST OR OF ANY DECEASED PHARMACIST'S EMPLOYEE OR ANY DECEASED EMPLOYEE OF ANY SUCH COMPANY OR PARTNERSHIP.C) SUCH OTHER EXCLUSIVELY CHARITABLE OBJECTS AS THE SETTLOR DURING HER LIFETIME MAY FROM TIME TO TIME DIRECT OR IN DEFAULT OF SUCH DIRECTION AS THE TRUSTEES SHALL FROM TIME TO TIME AT THEIR UNCONTROLLED DISCRETION DETERMINE AND AFTER THE DEATH OF THE SETTLOR SUCH OTHER EXCLUSIVELY CHARITABLE OBJECTS AS THE TRUSTEES SHALL IN THEIR UNCONTROLLED DISCRETION DETERMINE HAVING REGARD TO ANY DIRECTIONS GIVEN OR WISHES EXPRESSED BY THE SETTLOR TO THE TRUSTEES.
Financial health, per its FY2025 accounts
The accounts state that the charity's unrestricted reserves decreased from £4,140,454 to £3,883,416 due to a net movement in fund of £257,038, driven by investment losses and charitable expenditure exceeding income. The trustees consider the current free reserves adequate to generate sufficient income for grants, despite anticipating future substantial commitments for research projects. The charity is reliant on investment income, which fell from £170,017 to £156,480 in the year.
What the accounts disclose
“It is the policy of the trustees to maintain reserves at a sufficient level to generate enough income to distribute as grants.” — page 5
“George Duncan is a consultant of Charles Russell Speechlys LLP. Legal services were provided by Charles Russell Speechlys LLP in the year at a cost of £22,744 (2024: £11,795)” — page 12
Policies the charity declares
- Financial reserves policy and procedures
- Internal charity financial controls policy and procedures
- Investing charity funds policy and procedures
- Investment
- Risk management
From the charity’s annual return (Part A, self-declared)
Self-declared on the annual return for the financial year ending 05/04/2025
- Trustee benefits, answered Yes to: any trustee benefit; payments to trustees for services to the charity
- Grant-making is its main activity
Self-declared on the annual return for the financial year ending 05/04/2024
- Grant-making is its main activity
Self-declared on the annual return for the financial year ending 05/04/2023
- Trustee benefits, answered Yes to: any trustee benefit; payments to trustees for services to the charity
- Grant-making is its main activity
Annual return filing dates (Charity Commission record)
Of its last 5 annual returns with a recorded received date, 5 were received after the due date: year ending 05/04/2025 (received 22/06/2026, 137 days after the 05/02/2026 due date); year ending 05/04/2024 (received 15/09/2025, 222 days after the 05/02/2025 due date); year ending 05/04/2023 (received 12/03/2024, 36 days after the 05/02/2024 due date); year ending 05/04/2022 (received 05/02/2024, 365 days after the 05/02/2023 due date); year ending 05/04/2021 (received 05/02/2024, 730 days after the 05/02/2022 due date).
Trustees
- David Hartles
- George Duncan
- Karen Wragg
Income and spending
| Financial year end | Income | Spending |
|---|---|---|
| 05/04/2025 | £156k | £215k |
| 05/04/2024 | £170k | £225k |
| 05/04/2023 | £195k | £231k |
| 05/04/2022 | £181k | £261k |
| 05/04/2021 | £153k | £267k |
Common questions
Is HAROLD AND MARJORIE MOSS CHARITABLE TRUST financially healthy?
Per its FY2025 accounts: The accounts state that the charity's unrestricted reserves decreased from £4,140,454 to £3,883,416 due to a net movement in fund of £257,038, driven by investment losses and charitable expenditure exceeding income. The trustees consider the current free reserves adequate to generate sufficient income for grants, despite anticipating future substantial commitments for research projects. The charity is reliant on investment income, which fell from £170,017 to £156,480 in the year. Its FY2025 accounts were independently examined.
Charities like this
- THE ROBERT AND MARGARET MOSS CHARITABLE TRUST
- THE MOSSELSON CHARITABLE TRUST
- THE MAXWELL MORRISON FAMILY CHARITABLE TRUST
- THE MARY KINROSS CHARITABLE TRUST
- TRUST PROPERTY HELD IN CONNEXION WITH THE SISTERS OF THE HOLY FAMILY OF BORDEAUX
- THE RANMORE CHARITABLE TRUST
Side by side with its peers
| Charity | Income | Top pay band | Staff >£60k | Reserves vs policy | Fundraising cost | Going concern |
|---|---|---|---|---|---|---|
| HAROLD AND MARJORIE MOSS CHARITABLE TRUST | £156k | — | 0 | above | — | no doubt |
| THE ROBERT AND MARGARET MOSS CHARITABLE TRUST | £39k | — | 0 | unclear | — | no doubt |
| THE MOSSELSON CHARITABLE TRUST | £46k | — | 0 | unclear | — | no doubt |
| THE MAXWELL MORRISON FAMILY CHARITABLE TRUST | £37k | Under £60,000 | 0 | unclear | — | no doubt |
| THE MARY KINROSS CHARITABLE TRUST | £1.5m | — | — | unclear | — | no doubt |
| TRUST PROPERTY HELD IN CONNEXION WITH THE SISTERS OF THE HOLY FAMILY OF BORDEAUX | £2.6m | — | 0 | below | — | no doubt |