URC THAMES NORTH TRUST

Registered charity 1022551 · accounts filings on the Charity Commission register · also known as THAMES NORTH TRUST, TNT, URC TNT

The advancement of religion through and of the charitable work of, the United Reformed Church, with particular responsibility for the Thames North Synod of the Church.

Causes: Other Charitable Purposes · Get email alerts

Latest income
£109k
Latest spending
£88k
Registered
1993
Accounts read
FY2025

Financial health, per its FY2025 accounts

The accounts state that the Trust reported a surplus of £21,315 for the year ended 31 December 2025, increasing its unrestricted reserves to £76,959. The trustees consider these reserves to be adequate, representing approximately 10 months of normal expenditure, and note that the Synod has provided assurance that any shortfall in resources will be met from Synod funds. The independent examiner confirmed that no matters came to their attention giving cause to believe the accounts were materially non-compliant.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Reserves policy: approximately 10 months of normal expenditure (held: £77k)
“The Trust had reserves of £76,959 at the end of 2025 (2024: £55,644). This represents approximately 10 months of normal expenditure and is considered adequate for the Trust to maintain a positive cash flow throughout the year.” — page 4
Per its FY2025 accounts as filed with the Charity Commission.

Accounts independently examined (not a full audit). Discloses 4 of 6 completeness components.

Property (HM Land Registry)

227 registered titles in England and Wales held by the charity’s company or corporate body (211 freehold); recorded price paid £14.1m. All charity-held property. Contains HM Land Registry data © Crown copyright, OGL v3.0.

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Trustees · trustee networks

Trustee list from the Charity Commission register (current, not historical).

Operates in: Bedford · Buckinghamshire · Central Bedfordshire · Essex · Hertfordshire · Throughout London

Income and spending

Financial year endIncomeSpending
31/12/2025£109k£88k
31/12/2024£93k£88k
31/12/2023£92k£105k
31/12/2022£70k£75k
31/12/2021£64k£71k

Common questions

Is URC THAMES NORTH TRUST financially healthy?

Per its FY2025 accounts: The accounts state that the Trust reported a surplus of £21,315 for the year ended 31 December 2025, increasing its unrestricted reserves to £76,959. The trustees consider these reserves to be adequate, representing approximately 10 months of normal expenditure, and note that the Synod has provided assurance that any shortfall in resources will be met from Synod funds. The independent examiner confirmed that no matters came to their attention giving cause to believe the accounts were materially non-compliant. Its FY2025 accounts were independently examined.