CARDIFF MIND LTD

Registered charity 1020633 · accounts filings on the Charity Commission register

We provide support, advice and assistance to people experiencing mental health issues, to maximise their potential and live independant fulfilled lives within their community

Causes: Education/training · The Advancement Of Health Or Saving Of Lives · Disability · Accommodation/housing · Economic/community Development/employment · website · Get email alerts

Latest income
£1.6m
Latest spending
£1.7m
Registered
1993
Accounts read
FY2025

Financial health, per its FY2025 accounts

The accounts state that the charity reported a net deficit of £62,733 for the year ended 31 March 2025, reducing total reserves to £961,959. The auditors have identified a material uncertainty related to going concern due to sustained financial pressure and the loss of major funding streams. Despite these challenges, the trustees maintain that viable options, including potential restructuring and merger discussions, exist to stabilize the organization.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Reserves policy: £490,000 (held: £733k)
“the trustees have developed a reserves policy and have calculated that the charity needs to hold £490,000 in reserves to manage cash flow, continuity and liability risks as well as any emergency expenditure and monies for expansion of services.” — page 9
Per its FY2025 accounts as filed with the Charity Commission.
Going concern: material uncertainty disclosed
“The current position indicates that, whilst there are options available to the charity, a material uncertainty does exist that may cast significant doubt on the charity's ability to continue as a going concern.” — page 14
Per its FY2025 accounts as filed with the Charity Commission.

Accounts audited by Menzies LLP. Discloses 5 of 6 completeness components.

Year-over-year changes

Comparing this charity’s FY2024 and FY2025 accounts as analysed by this site.

Corporate structure

Company officers (Companies House)

Current officers of the charity’s own company per the Companies House register, cross-checked against the Charity Commission trustee list by name. A director not on the trustee list is usually a timing or naming difference between the two registers — check both records before drawing conclusions.

Official officers record.

Public-sector contracts awarded

From the official Contracts Finder and Find a Tender notices (supplier matched by exact registered name). Contract income is distinct from grants.

BuyerContractAwardedValue
NHS Wales Shared Services Partnership-Procurement Services (hosted by Velindre University NHS Trust)PROVISION OF MENTAL HEALTH SUPPORTED HOUSING AND HOUSING RELATED SUPPORT SERVICES——
NHS Wales Shared Services Partnership-Procurement Services (hosted by Velindre University NHS Trust)GUIDED SELF-HELP PSYCHOLOGICAL INTERVENTIONS——
NHS Wales Shared Services Partnership-Procurement Services (hosted by Velindre University NHS Trust)GUIDED SELF-HELP PSYCHOLOGICAL INTERVENTIONS——
NHS Wales Shared Services Partnership-Procurement Services (hosted by Velindre University NHS Trust)GUIDED SELF-HELP PSYCHOLOGICAL INTERVENTIONS——

Property (HM Land Registry)

2 registered titles in England and Wales held by the charity’s company or corporate body (1 freehold); recorded price paid £700k. All charity-held property. Contains HM Land Registry data © Crown copyright, OGL v3.0.

Structured financials (annual return, FY ending 31/03/2025)

Total income
£1.6m
Total spending
£1.7m
Reserves (reported)
£962k
Employees
57

Reported reserves equal ~6.9 months of spending — above the median for charities its size (median 4.8 months; benchmarks).

Per its annual return, largest income source: Charitable activities (97% of income) — components as reported reconcile to the return’s total income; not from the accounts narrative.

Per its annual return, cost of raising funds: 0.0% of total income — below the median for charities its size (5.2%) (benchmarks).

Trustees · trustee networks

Trustee list from the Charity Commission register (current, not historical).

Operates in: Cardiff

Income and spending

Financial year endIncomeSpending
31/03/2025£1.6m£1.7m
31/03/2024£1.6m£1.8m
31/03/2023£1.7m£1.6m
31/03/2022£1.6m£1.3m
31/03/2021£1.3m£1.1m

Common questions

Is CARDIFF MIND LTD financially healthy?

Per its FY2025 accounts: The accounts state that the charity reported a net deficit of £62,733 for the year ended 31 March 2025, reducing total reserves to £961,959. The auditors have identified a material uncertainty related to going concern due to sustained financial pressure and the loss of major funding streams. Despite these challenges, the trustees maintain that viable options, including potential restructuring and merger discussions, exist to stabilize the organization. Its FY2025 accounts were audited by Menzies LLP.

Who funds CARDIFF MIND LTD?

Funders whose own accounts filings name CARDIFF MIND LTD as a grant recipient include MIND (THE NATIONAL ASSOCIATION FOR MENTAL HEALTH).

Known funders

Grants to this charity found in funders’ own accounts filings.

FunderYearAmountPurpose (as stated by the funder)
MIND (THE NATIONAL ASSOCIATION FOR MENTAL HEALTH)FY2023£600kCost of Living Fund 22-23
MIND (THE NATIONAL ASSOCIATION FOR MENTAL HEALTH)FY2023£514kActive Monitoring Wales Mind Investment Fund
MIND (THE NATIONAL ASSOCIATION FOR MENTAL HEALTH)FY2023£439kActive Monitoring Wales Welsh Government Fund
MIND (THE NATIONAL ASSOCIATION FOR MENTAL HEALTH)FY2022£127kUkraine crisis response fund
MIND (THE NATIONAL ASSOCIATION FOR MENTAL HEALTH)FY2022£55kUkraine crisis response fund

Government & lottery funding

Grants to this charity published as open data by government and lottery funders (360Giving).

FunderDateAmountPurpose
The National Lottery Community Fund11/03/2010£50kRECESSION - Mind the Pennies

Funders of similar charities

Funders whose accounts show grants to charities similar to this one (and no recorded grant to this charity) — a starting list for fundraisers.

Charities like this

Semantically similar by activities and financial character, from our analysed corpus. Compare with CAERPHILLY BOROUGH MIND.

Side by side with its peers

CharityIncomeTop pay bandStaff >£60kReserves vs policyFundraising costGoing concern
CARDIFF MIND LTD£1.6m—0unclear—material uncertainty
CAERPHILLY BOROUGH MIND FY2025£348k—0below—noted
Mind in Gwent FY2025£3.7m£60,000 - £69,999—above—no doubt
CATERHAM BARRACKS COMMUNITY TRUST FY2025£722k—0unclear—no doubt
Pembrokeshire and Carmarthen Mind Ltd FY2025£1.6m—0below—no doubt
OUTREACH COMMUNITY AND RESIDENTIAL SERVICES FY2025£2.8m£70,001 - £80,0001below78.1%no doubt

Each row is that charity’s latest analysed filing; every value is quote-backed on its own page.