CARDIGANSHIRE HORTICULTURAL SOCIETY

Registered charity 1016174 · accounts filings on the Charity Commission register

We are based in Aberystwyth.We hold monthly lectures on horticultural topics in autumn and winter. Daytrips to nearby venues with horticultural interest are run during spring and summer. We also organise an annual 3-5 day tour in Britain or abroad. An annual plant sale

Causes: Education/training · Environment/conservation/heritage · Recreation · website · Get email alerts

Latest income
£34k
Latest spending
£35k
Registered
1993
Accounts read
FY2025

Financial health, per its FY2025 accounts

The accounts state that the charity reported a deficit of £754.59 for the year ended 31 December 2025, with unrestricted reserves standing at £7,255.68. The trustees note that while reserves are sufficient to cover current costs, the charity faces risks regarding the potential cessation of significant grant funding from the Lady Grace James Memorial Fund and the retirement of long-serving trustees.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Reserves policy: 24 months (held: £7k)
The Charity has a financial policy, pursuant to which it must aim to maintain a reserves amount to cover essential running costs (e.g. insurance and hall fees) for a period of 24 months. This requirement is currently being met.
Per its FY2025 accounts as filed with the Charity Commission.
Going concern: noted by the trustees or auditor
There are currently no uncertainties about the Charity continuing as a going concern in the near future. But see reference 1.46 below for longer-term risks.
Per its FY2025 accounts as filed with the Charity Commission.

Accounts independently examined (not a full audit). Discloses 5 of 6 completeness components.

Trustees · trustee networks

Trustee list from the Charity Commission register (current, not historical).

Operates in: Ceredigion · Pembrokeshire · Powys

Income and spending

Financial year endIncomeSpending
31/12/2025£34k£35k
31/12/2024£8k£9k
31/12/2023£6k£8k
31/12/2022£8k£8k
31/12/2021£8k£3k

Common questions

Is CARDIGANSHIRE HORTICULTURAL SOCIETY financially healthy?

Per its FY2025 accounts: The accounts state that the charity reported a deficit of £754.59 for the year ended 31 December 2025, with unrestricted reserves standing at £7,255.68. The trustees note that while reserves are sufficient to cover current costs, the charity faces risks regarding the potential cessation of significant grant funding from the Lady Grace James Memorial Fund and the retirement of long-serving trustees. Its FY2025 accounts were independently examined.