LLOYD'S CHOIR

Registered charity 1012519 · accounts filings on the Charity Commission register

Lloyds' Choir is a choral society that principally serves the insurance sector of the financial community of the City of London. It does, however, welcome members from other walks of life. The Choir provides musical education and singing training for its members; performs three to four concerts a year; and also provides singers for City church services.

Objects

TO PROMOTE IMPROVE DEVELOP AND MAINTAIN PUBLIC EDUCATION IN AND APPRECIATION OF THE ART AND SCIENCE OF MUSIC IN ALL ITS ASPECTS BY THE PRESENTATION OF PUBLIC CONCERTS AND RECITALS AND BY SUCH OTHER WAYS AS THE SOCIETY THROUGH ITS COMMITTEE SHALL DETERMINE FROM TIME TO TIME.

Area of benefit: NOT DEFINED BUT IN PRACTICE ALMOST ALWAYS WITHIN GREATER LON

The charity’s charitable objects and area of benefit, quoted from its governing document as held on the Charity Commission register.

Causes: Education/training · Arts/culture/heritage/science · website · Get email alerts

Financial health, per its FY2025 accounts

The accounts state that the charity generated a surplus of £9,350 for the year ended 31 August 2025, with total income of £39,140 against expenditure of £29,790. Per the trustees' report, reserves are maintained to ensure the charity can continue operations for at least one year even if income ceases, with £11,063 held in a separate deposit account. The trustees identify principal risks as venue access, sponsorship retention, and potential pandemics, but report that objectives are being achieved.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Accounts independently examined (not a full audit). Discloses 4 of 6 completeness components.

Policies the charity declares

In its annual return the charity told the Commission that it has the policies listed below. This is self-declared: it is not verified by the Commission or by this site, and it is not evidence of how a policy works in practice.

• Bullying and harassment policy and procedures
• Complaints policy and procedures
• Financial reserves policy and procedures
• Internal charity financial controls policy and procedures
• Internal risk management policy and procedures
• Investing charity funds policy and procedures
• Investment
• Risk management
• Safeguarding policy and procedures
• Serious incident reporting policy and procedures
• Social media policy and procedures
• Trustee conflicts of interest policy and procedures
• Trustee expenses policy and procedures

Public profiles (found on the charity’s own website): facebook · linkedin

Trustees · trustee networks

• Brian Bendlechair
• DAVID HOUGHTON
• Joanne Busuttil

Trustee list from the Charity Commission register (current, not historical).

Operates in: Throughout London

Income and spending

Common questions