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St James Episcopal Church Cruden: Cruden Bay

Scottish charity SC013851 · record on the Scottish Charity Register (OSCR) · accounts PDF

Latest income
£177k
Latest spending
£197k
Accounts read
FY2025

Financial health, per FY2025 accounts

The accounts state that the charity is living beyond its means, showing a cumulative deficit of £13,811 for the year, although this is covered by income from its investment portfolio without eroding capital. The Treasurer's report notes that the investment portfolio provides sufficient income to cover the deficit, but warns that this reliance on withdrawals may not be sustainable in the long term.

What the accounts disclose

Going concern: doubt noted
“Without monthly cash withdrawals from our RBC Brewin Dolphin investment portfolio, we would be spending nearly twice as much as we take in, which may not be sustainable in the long term.” — page 10
Per FY2025 accounts as filed with OSCR.
Register data and accounts from the Scottish Charity Regulator (OSCR), used under the Open Government Licence. Automated analysis; the filed accounts are authoritative.
St James Episcopal Church Cruden: Cruden Bay — Scottish charity accounts analysis · Charity Accounts Intel