HUGGARD

Registered charity 703074 · accounts filings on the Charity Commission register · also known as C A S H, CARDIFF ACTION FOR SINGLE HOMELESS

The relief of poverty in particular in the care and treatment and provision of day care facilities for persons who are homeless or suffering from psychological or physical infirmity or who by reason of adverse circumstances are thereby in need of help.

Causes: Education/training · The Prevention Or Relief Of Poverty · Accommodation/housing · website · Get email alerts

Latest income
£3.2m
Latest spending
£3.2m
Registered
1990
Accounts read
FY2025

Financial health, per its FY2025 accounts

The accounts state that the charity reported a net loss of £39,074 for the year ended 31 March 2025, with total income of £3,214,031 and total expenditure of £3,247,241. Per the trustees' report, unrestricted reserves stood at £3,044,794, with general funds of £577,441 and free reserves available of £619,878. The trustees and auditor confirm the charity is a going concern with adequate resources to continue in operational existence for the foreseeable future.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Largest income source: Housing benefit (41% of income)
“Housing benefit paid to Huggard on behalf of the residents makes up a further 41% of income”
Per its FY2025 accounts as filed with the Charity Commission.
Reserves policy: 6 months (held: £577k)
“The trustees have established a policy which sets out that cash reserves should be at a level equal to the costs of continuation of the charity for the period of 6 months.” — page 12
Per its FY2025 accounts as filed with the Charity Commission.

Accounts audited by Carston ETL. Discloses 4 of 6 completeness components.

Public fundraising profile: JustGiving — Huggard (matched by registered charity number).

Public profiles (found on the charity’s own website): facebook · instagram

Structured financials (annual return, FY ending 31/03/2025)

Total income
£3.2m
Total spending
£3.2m
Cost of raising funds
£9k
Reserves (reported)
£3.0m
Employees
56

Reported reserves equal ~11.3 months of spending — in the top quarter for charities its size (median 4.8 months; benchmarks).

Per its annual return, cost of raising funds: 0.3% of total income — below the median for charities its size (5.2%) (benchmarks).

Register events

Trustees · trustee networks

Trustee list from the Charity Commission register (current, not historical).

Operates in: Cardiff

Income and spending

Financial year endIncomeSpending
31/03/2025£3.2m£3.2m
31/03/2024£3.7m£3.7m
31/03/2023£3.4m£3.5m
31/03/2022£2.6m£2.7m
31/03/2021£2.5m£2.4m

Common questions

Is HUGGARD financially healthy?

Per its FY2025 accounts: The accounts state that the charity reported a net loss of £39,074 for the year ended 31 March 2025, with total income of £3,214,031 and total expenditure of £3,247,241. Per the trustees' report, unrestricted reserves stood at £3,044,794, with general funds of £577,441 and free reserves available of £619,878. The trustees and auditor confirm the charity is a going concern with adequate resources to continue in operational existence for the foreseeable future. Its FY2025 accounts were audited by Carston ETL.

Who funds HUGGARD?

Funders whose own accounts filings name HUGGARD as a grant recipient include MOONDANCE FOUNDATION, THE SIMON GIBSON CHARITABLE TRUST, IRWIN MITCHELL CHARITIES FOUNDATION.

Known funders

Grants to this charity found in funders’ own accounts filings.

FunderYearAmountPurpose (as stated by the funder)
MOONDANCE FOUNDATIONFY2023£50k
THE SIMON GIBSON CHARITABLE TRUSTFY2022£5k
IRWIN MITCHELL CHARITIES FOUNDATIONFY2024£14

Government & lottery funding

Grants to this charity published as open data by government and lottery funders (360Giving).

FunderDateAmountPurpose
The National Lottery Community Fund25/10/2022£10kHuggard Development Hub
The National Lottery Community Fund02/07/2020£48kCovid-19 Huggard Counselling Service
The National Lottery Community Fund29/08/2014£5kClient Engagement Strategy Roll-Out
The National Lottery Community Fund25/05/2010£470kHuggard Training, Development and Enterprise Suite
The National Lottery Community Fund22/11/2005£1kUnspecified

Funders of similar charities

Funders whose accounts show grants to charities similar to this one (and no recorded grant to this charity) — a starting list for fundraisers.

Charities like this

Semantically similar by activities and financial character, from our analysed corpus. Compare with HOMELESS ACTION.

Side by side with its peers

CharityIncomeTop pay bandStaff >£60kReserves vs policyFundraising costGoing concern
HUGGARD£3.2m——unclear—no doubt
HOMELESS ACTION FY2025£3.8m£100,001 - £110,0001below—no doubt
HHUGS - HELPING HOUSEHOLDS UNDER GREAT STRESS FY2025£1.0m—0unclear—no doubt
HAMMERSMITH UNITED CHARITIES FY2025£2.0m£80,000 - £90,0001unclear—no doubt
SOUTHAMPTON CITY AND REGION ACTION TO COMBAT HARDSHIP FY2025£1.7m—0above17.4%no doubt
Caring for Communities and People FY2026£13.0m——above—no doubt

Each row is that charity’s latest analysed filing; every value is quote-backed on its own page.