THE KARUNA TRUST

Registered charity 327461 · accounts filings on the Charity Commission register

Karuna works alongside the most excluded people in South Asia, overcoming discrimination with locally-led education, gender equality and sustainable livelihood projects.

Causes: General Charitable Purposes · Education/training · The Advancement Of Health Or Saving Of Lives · Disability · The Prevention Or Relief Of Poverty · Overseas Aid/famine Relief · Grant history (this charity is a funder) · website · Get email alerts

Latest income
£2.2m
Latest spending
£2.1m
Registered
1987
Accounts read
FY2026

Financial health, per its FY2026 accounts

The accounts state that the charity recorded a surplus of £39,021 for the year, resulting in total reserves of £1,126,333. The trustees report that unrestricted operating reserves of £711,602 are above the stated policy target of approximately £700,000, representing four months' costs. The auditors confirmed that there are no material uncertainties regarding the charity's ability to continue as a going concern.

Automated summary of the FY2026 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Largest income source: Regular Giving (66% of income)
“In the year to 31 March 2026, total income from Regular Giving was £1,417,211” — page 19
Per its FY2026 accounts as filed with the Charity Commission.
Fundraising cost ratio: 24.0% of fundraised income, as disclosed
“This means that our direct fundraising costs this year were 24% of income (2025: 26.6%)”
Per its FY2026 accounts as filed with the Charity Commission.
Reserves policy: four months' costs (held: £712k)
“The charity’s reserves policy aims to maintain an operating reserve equivalent to 4 months’ costs, which, on 31 March 2026, equated to approximately £700,000.” — page 20
Per its FY2026 accounts as filed with the Charity Commission.
Related-party transaction: Management fees charged by The Karuna Trust to Aid for India, a related party as they share the same trustees.
“During the year, management fees of £2,000 (2025: £2,000) were charged by The Karuna Trust to Aid for India. In addition, Aid for India made grants totalling £5,000 (2025: £Nil) to The Karuna Trust during the year.” — page 50
“We made grant payments of £6,666 to Karuna USA (2025 £76,674) a reduction year-on-year of £70,008 in line with our intention reported in 2025 to move to a minimal funding model” — page 20
Per its FY2026 accounts as filed with the Charity Commission.
Related-party transaction: Grants paid to Karuna USA, a sister charity with which Karuna Trust has collaboration agreements.
“During the year, management fees of £2,000 (2025: £2,000) were charged by The Karuna Trust to Aid for India. In addition, Aid for India made grants totalling £5,000 (2025: £Nil) to The Karuna Trust during the year.” — page 50
“We made grant payments of £6,666 to Karuna USA (2025 £76,674) a reduction year-on-year of £70,008 in line with our intention reported in 2025 to move to a minimal funding model” — page 20
Per its FY2026 accounts as filed with the Charity Commission.
Related-party transaction: Grants paid to Karuna Germany, a sister charity with which Karuna Trust has collaboration agreements.
“During the year, management fees of £2,000 (2025: £2,000) were charged by The Karuna Trust to Aid for India. In addition, Aid for India made grants totalling £5,000 (2025: £Nil) to The Karuna Trust during the year.” — page 50
“We made grant payments of £6,666 to Karuna USA (2025 £76,674) a reduction year-on-year of £70,008 in line with our intention reported in 2025 to move to a minimal funding model” — page 20
Per its FY2026 accounts as filed with the Charity Commission.

Accounts audited by Bishop Fleming Audit Limited. Discloses 5 of 6 completeness components.

Public fundraising profile: JustGiving — Karuna Trust (matched by registered charity number).

Leadership, per the charity’s website

Listed on the charity’s own website when we last crawled it; roles may have changed. Pay-band disclosures above are anonymous statutory disclosures and are not attributed to any named individual.

Property (HM Land Registry)

1 registered title in England and Wales held by the charity’s company or corporate body (1 freehold); recorded price paid £285k. All charity-held property. Contains HM Land Registry data © Crown copyright, OGL v3.0.

Public profiles (found on the charity’s own website): facebook · instagram

Structured financials (annual return, FY ending 31/03/2026)

Total income
£2.2m
Total spending
£2.1m
Cost of raising funds
£849k
Reserves (reported)
£712k
Employees
23

Reported reserves equal ~4.0 months of spending — below the median for charities its size (median 4.8 months; benchmarks).

Per its annual return, largest income source: Donations and legacies (97% of income) — components as reported reconcile to the return’s total income; not from the accounts narrative.

Per its annual return, cost of raising funds: 39.2% of total income — above the 90th percentile for charities its size (median 5.2%) (benchmarks).

Trustees · trustee networks

Trustee list from the Charity Commission register (current, not historical).

Operates in: Bangladesh · India · Nepal

Income and spending

Financial year endIncomeSpending
31/03/2026£2.2m£2.1m
31/03/2025£2.1m£2.2m
31/03/2024£2.2m£2.2m
31/03/2023£2.2m£2.2m
31/03/2022£2.3m£2.2m

Common questions

Is THE KARUNA TRUST financially healthy?

Per its FY2026 accounts: The accounts state that the charity recorded a surplus of £39,021 for the year, resulting in total reserves of £1,126,333. The trustees report that unrestricted operating reserves of £711,602 are above the stated policy target of approximately £700,000, representing four months' costs. The auditors confirmed that there are no material uncertainties regarding the charity's ability to continue as a going concern. Its FY2026 accounts were audited by Bishop Fleming Audit Limited.

Who funds THE KARUNA TRUST?

Funders whose own accounts filings name THE KARUNA TRUST as a grant recipient include HALCROW FOUNDATION, THE HARI PRASAD SHASTRI CHARITABLE TRUST, NETWORK FOR SOCIAL CHANGE CHARITABLE TRUST, ALLAN AND NESTA FERGUSON CHARITABLE SETTLEMENT, THE SHEARS FOUNDATION.

Known funders

Grants to this charity found in funders’ own accounts filings.

FunderYearAmountPurpose (as stated by the funder)
HALCROW FOUNDATIONFY2024£101kStrengthen maternity services, Nepal
HALCROW FOUNDATIONFY2021£47k160 Women's Livelihood project in Madhya Pradesh
THE HARI PRASAD SHASTRI CHARITABLE TRUSTFY2024£36ksupport the Aryaloka Project which provide secondary education to underprivileged women on the Indian Bangladesh border
THE HARI PRASAD SHASTRI CHARITABLE TRUSTFY2022£36kto support the Aryaloka Project to provide education in computer skills to help the poor women (mostly) of India escape the poverty trap. It provides free IT tr
THE HARI PRASAD SHASTRI CHARITABLE TRUSTFY2025£32kAryaloka Project / Preventing trafficking and early marriage Through education
THE HARI PRASAD SHASTRI CHARITABLE TRUSTFY2023£30kAryaloka Project to provide secondary education to women
NETWORK FOR SOCIAL CHANGE CHARITABLE TRUSTFY2022£20kPeace Pool
ALLAN AND NESTA FERGUSON CHARITABLE SETTLEMENTFY2022£20k
HALCROW FOUNDATIONFY2022£18kDisaster risk planning, India
THE SHEARS FOUNDATIONFY2025£15kGrant
THE SHEARS FOUNDATIONFY2024£15k
THE HAROLD HYAM WINGATE FOUNDATIONFY2023£10k
THE HAROLD HYAM WINGATE FOUNDATIONFY2022£10k
THE HAROLD HYAM WINGATE FOUNDATIONFY2024£10k
THE HAROLD HYAM WINGATE FOUNDATIONFY2025£10k
THE PETER STEBBINGS MEMORIAL CHARITYFY2022£5k
THE LANCASHIRE FOUNDATIONFY2021£4k
THE CARMELA & RONNIE PIGNATELLI FOUNDATIONFY2022£3k
THE TULA TRUST LIMITEDFY2023£2k
THE TULA TRUST LIMITEDFY2024£2k
ARIMATHEA CHARITABLE TRUSTFY2025£300
ARIMATHEA CHARITABLE TRUSTFY2022£200
THE SCHOOL OF MEDITATIONFY2025£0

Government & lottery funding

Grants to this charity published as open data by government and lottery funders (360Giving).

FunderDateAmountPurpose
The National Lottery Community Fund23/11/2005£571kInclusive Education for Indigenous Minorities in the Indian Himalayas

Funders of similar charities

Funders whose accounts show grants to charities similar to this one (and no recorded grant to this charity) — a starting list for fundraisers.

Charities like this

Semantically similar by activities and financial character, from our analysed corpus. Compare with KARUNA ACTION.

Side by side with its peers

CharityIncomeTop pay bandStaff >£60kReserves vs policyFundraising costGoing concern
THE KARUNA TRUST£2.2m—0unclear24.0%no doubt
KARUNA ACTION FY2025£359kUnder £60,0000unclear—no doubt
N AND R KARNANI TRUST FY2025£1.3m—0above—no doubt
THE TIKVAH TRUST FY2024£196k—0above—no doubt
THE SHUKTARA TRUST (UK) FY2025£120k—0above0.2%no doubt
PROJECT MALA CHARITABLE TRUST FY2026£218k—0unclear—no doubt

Each row is that charity’s latest analysed filing; every value is quote-backed on its own page.